Home Credit: Personal Loan App
4.5star
547K izibuyekezo
10M+
Okudawunilodiwe
Wonke umuntu
info
Mayelana nalolu hlelo lokusebenza
I-Home Credit ingenye yezinhlelo zokusebenza zemalimboleko yomuntu siqu ezikhula ngokushesha e-India, ezethenjwa amakhasimende ajabule angaphezu kuka-1.6 Crore+. Ngemvume esheshayo, ukukhokha okusheshayo kanye nenqubo yokufaka isicelo ku-inthanethi engu-100%, sinikeza imalimboleko yomuntu siqu engenazinkinga efika ku-R5,00,000 kumakhasimende akhona e-Home Credit ngazo zonke izidingo zawo.
✨Hlola izici nezinzuzo zohlelo lwethu lokusebenza lwemalimboleko yomuntu siqu:
✅Imvume Yemalimboleko Esheshayo - Thola ukubolekwa kwakho komuntu siqu kuvunywe phakathi nemizuzu emi-5 kuphela kuhlelo lwethu lokusebenza lwemalimboleko olusebenziseka kalula.
✅Inkokhelo Esheshayo - Uma isigunyaziwe, imali oyibolekile ikhokhelwa ngokuqondile ku-akhawunti yakho yasebhange, okuqinisekisa ukuthi imali ifinyelela ngokushesha.
✅Uhlelo Lokusebenza Lwemalimboleko Oluthembekile - Ikhredithi Yasekhaya iyi-NBFC ethembekile ebhaliswe nge-RBI, esebenzela izigidi zamakhasimende ajabule.
✅Imibhalo Encane - Faka isicelo sokubolekwa imali ngamadokhumenti ama-2 kuphela, okungukuthi, ikhadi lakho le-PAN nobufakazi bekheli.
✅100% Iphephile futhi Ivikelekile - Jabulela ukubonakala okugcwele nokuvikeleka ngaphandle kwezindleko ezifihliwe, uqinisekisa okuhlangenwe nakho kokuboleka okungenakukhathazeka.
✅Izinketho Zokukhokha Eziguquguqukayo - Buyisela ama-EMI emalimboleko yakho kalula ngezindlela zethu eziningi zokukhokha, eziklanyelwe ukuhambisana nezidingo zakho zezezimali.
✅Izixazululo Zemali Ebolekiwe Umuntu - Imalimboleko esheshayo yokubhekelela zonke izidingo zakho zezezimali njengezimo eziphuthumayo zezokwelapha, ukulungiswa kwekhaya, izifundo eziphakeme, ukuhamba, noma izindleko zomshado.
✨Kungani Khetha Uhlelo Lokusebenza Lokubolekwa Kwesikweletu Sasekhaya?
✔Umsebenzisi -Inobungane
✔Ithenjwa Amakhasimende ajabule angaphezu kuka-1.6 Cr
✔4.4-izinkanyezi zokukala ku-Google Play Isitolo
📋Ungasifaka kanjani isicelo semalimboleko esheshayo yomuntu siqu?
👉Landa uhlelo lokusebenza lwemalimboleko yomuntu siqu ye-Home Credit.
👉Hambisa imininingwane yakho kanye nenqubo yokubhalisa ephelele.
👉Layisha amadokhumenti akho e-KYC.
👉Jabulela ukugunyazwa okusheshayo futhi uthole izimali ezikhishwa ngokuqondile ku-akhawunti yakho yasebhange.
📋Imibandela Yokufaneleka Yemalimboleko Yasekhaya Yesikweletu:
✔Kufanele ube yisakhamuzi saseNdiya.
✔Izidingo zeminyaka yobudala: iminyaka eyi-18 - 60
✔Kufanele abe ngumuntu oholayo, ohola impesheni, noma ozisebenzelayo.
✔Kufanele ube yikhasimende elikhona kakade le-Home Credit (bekufanele ngabe usene-Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal loan esikhathini esidlule).
📋Imibhalo Edingekayo Ukuze Ufake Isicelo Semalimboleko Esheshayo Yomuntu Siqu:
✅Ikhadi le-PAN nobufakazi bekheli.
✨Izici Zokubolekwa Komuntu Siqu:
✔Inani Lemalimboleko: Kufika ku-R5,00,000
✔Isilinganiso Sephesenti Elincane Lonyaka (APR): 19.5%
✔Isikhathi esincane sokukhokha: izinyanga eziyisi-6
✔Uma ukhetha Isevisi Eyengezwe Ivalue, imali efanayo izokhokhiswa futhi.
✔ Uma ukhetha Izinsizakalo Zokukhokha Okuphephile, uthola izinzuzo ezifana Neholide Lokukhokha, Ukukhokha Kusenesikhathi Kwamahhala, Umshwalense Wempilo Nezinsizakalo Zezempilo ngemalimboleko yakho.
Isibonelo esimele abanye:
Inani Lemalimboleko: ₹70,000
Isikhathi sokuhlala: izinyanga ezingama-24
Izinga lenzalo: 32%*
I-EMI: ₹3986/ngenyanga
Izindleko Zokucubungula: ₹2,730*
Isamba Semali Ekhokhwayo: ₹95,672
*Izilinganiso zenzalo zonyaka nezinkokhelo zokucubungula zizohluka ngokuya ngephrofayili yobungozi yekhasimende.
I-APR ephezulu ingakhuphukela ku-48% (Nokho, ingxenye encane kuphela yamakhasimende ethu ethola inzalo ephakeme kuno-30% ngonyaka). Lezi zinombolo ziyinkomba futhi zingashintsha.
✨Ngaphezu kweminikelo yethu yemalimboleko yomuntu siqu, i-Home Credit India yethula i-Ujjwal EMI Card, ithuluzi lezezimali eliyingqayizivele eliklanyelwe ukuthuthukisa ulwazi lwakho lokuthenga, kokubili ku-inthanethi nokungaxhunyiwe ku-inthanethi.
✨Ujjwal EMI Card Izici:
☑️Jabulela ukuthenga ku-inthanethi nokungaxhunyiwe ku-inthanethi kuma-EMI alula
☑️Umkhawulo ovunyelwe kusengaphambili osheshayo ongafika kokungu-R75,000
☑️Izinketho ze-EMI Ezingenazindleko Kuhlelo Lokusebenza Lokubolekwa Kwesikweletu Sasekhaya.
☑️Izindlela zokukhokha zifaka idebithi ezenzakalelayo, i-UPI, i-net banking, namakhadi edebhithi.
☑️Izwa inqubo yemalimboleko yedijithali engu-100% ngohlelo lwethu lokusebenza.
Kwa-Home Credit, siqinisekisa ukuphepha okuphelele kwamakhasimende ethu asebenzisa ukuphepha okusezingeni lomhlaba namazinga obumfihlo ukuze avikele idatha yawo, aqinisekise ulwazi lokuboleka oluphephile. Lonke ulwazi olucelwe ku-Home Credit lusetshenziswa kuphela ukukwenzela ukunikezwa okungcono kakhulu.
Xhumana nathi:
📧I-imeyili: care@homecredit.co.in
📱Shayela: +91-1246628888 (Phakathi kuka-9:00 AM - 6:00 PM, Zonke Izinsuku)
🌐Iwebhusayithi: https://www.homecredit.co.in/contact-us
🏢Ikheli: Ikhredithi Yasekhaya India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
✨Hlola izici nezinzuzo zohlelo lwethu lokusebenza lwemalimboleko yomuntu siqu:
✅Imvume Yemalimboleko Esheshayo - Thola ukubolekwa kwakho komuntu siqu kuvunywe phakathi nemizuzu emi-5 kuphela kuhlelo lwethu lokusebenza lwemalimboleko olusebenziseka kalula.
✅Inkokhelo Esheshayo - Uma isigunyaziwe, imali oyibolekile ikhokhelwa ngokuqondile ku-akhawunti yakho yasebhange, okuqinisekisa ukuthi imali ifinyelela ngokushesha.
✅Uhlelo Lokusebenza Lwemalimboleko Oluthembekile - Ikhredithi Yasekhaya iyi-NBFC ethembekile ebhaliswe nge-RBI, esebenzela izigidi zamakhasimende ajabule.
✅Imibhalo Encane - Faka isicelo sokubolekwa imali ngamadokhumenti ama-2 kuphela, okungukuthi, ikhadi lakho le-PAN nobufakazi bekheli.
✅100% Iphephile futhi Ivikelekile - Jabulela ukubonakala okugcwele nokuvikeleka ngaphandle kwezindleko ezifihliwe, uqinisekisa okuhlangenwe nakho kokuboleka okungenakukhathazeka.
✅Izinketho Zokukhokha Eziguquguqukayo - Buyisela ama-EMI emalimboleko yakho kalula ngezindlela zethu eziningi zokukhokha, eziklanyelwe ukuhambisana nezidingo zakho zezezimali.
✅Izixazululo Zemali Ebolekiwe Umuntu - Imalimboleko esheshayo yokubhekelela zonke izidingo zakho zezezimali njengezimo eziphuthumayo zezokwelapha, ukulungiswa kwekhaya, izifundo eziphakeme, ukuhamba, noma izindleko zomshado.
✨Kungani Khetha Uhlelo Lokusebenza Lokubolekwa Kwesikweletu Sasekhaya?
✔Umsebenzisi -Inobungane
✔Ithenjwa Amakhasimende ajabule angaphezu kuka-1.6 Cr
✔4.4-izinkanyezi zokukala ku-Google Play Isitolo
📋Ungasifaka kanjani isicelo semalimboleko esheshayo yomuntu siqu?
👉Landa uhlelo lokusebenza lwemalimboleko yomuntu siqu ye-Home Credit.
👉Hambisa imininingwane yakho kanye nenqubo yokubhalisa ephelele.
👉Layisha amadokhumenti akho e-KYC.
👉Jabulela ukugunyazwa okusheshayo futhi uthole izimali ezikhishwa ngokuqondile ku-akhawunti yakho yasebhange.
📋Imibandela Yokufaneleka Yemalimboleko Yasekhaya Yesikweletu:
✔Kufanele ube yisakhamuzi saseNdiya.
✔Izidingo zeminyaka yobudala: iminyaka eyi-18 - 60
✔Kufanele abe ngumuntu oholayo, ohola impesheni, noma ozisebenzelayo.
✔Kufanele ube yikhasimende elikhona kakade le-Home Credit (bekufanele ngabe usene-Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal loan esikhathini esidlule).
📋Imibhalo Edingekayo Ukuze Ufake Isicelo Semalimboleko Esheshayo Yomuntu Siqu:
✅Ikhadi le-PAN nobufakazi bekheli.
✨Izici Zokubolekwa Komuntu Siqu:
✔Inani Lemalimboleko: Kufika ku-R5,00,000
✔Isilinganiso Sephesenti Elincane Lonyaka (APR): 19.5%
✔Isikhathi esincane sokukhokha: izinyanga eziyisi-6
✔Uma ukhetha Isevisi Eyengezwe Ivalue, imali efanayo izokhokhiswa futhi.
✔ Uma ukhetha Izinsizakalo Zokukhokha Okuphephile, uthola izinzuzo ezifana Neholide Lokukhokha, Ukukhokha Kusenesikhathi Kwamahhala, Umshwalense Wempilo Nezinsizakalo Zezempilo ngemalimboleko yakho.
Isibonelo esimele abanye:
Inani Lemalimboleko: ₹70,000
Isikhathi sokuhlala: izinyanga ezingama-24
Izinga lenzalo: 32%*
I-EMI: ₹3986/ngenyanga
Izindleko Zokucubungula: ₹2,730*
Isamba Semali Ekhokhwayo: ₹95,672
*Izilinganiso zenzalo zonyaka nezinkokhelo zokucubungula zizohluka ngokuya ngephrofayili yobungozi yekhasimende.
I-APR ephezulu ingakhuphukela ku-48% (Nokho, ingxenye encane kuphela yamakhasimende ethu ethola inzalo ephakeme kuno-30% ngonyaka). Lezi zinombolo ziyinkomba futhi zingashintsha.
✨Ngaphezu kweminikelo yethu yemalimboleko yomuntu siqu, i-Home Credit India yethula i-Ujjwal EMI Card, ithuluzi lezezimali eliyingqayizivele eliklanyelwe ukuthuthukisa ulwazi lwakho lokuthenga, kokubili ku-inthanethi nokungaxhunyiwe ku-inthanethi.
✨Ujjwal EMI Card Izici:
☑️Jabulela ukuthenga ku-inthanethi nokungaxhunyiwe ku-inthanethi kuma-EMI alula
☑️Umkhawulo ovunyelwe kusengaphambili osheshayo ongafika kokungu-R75,000
☑️Izinketho ze-EMI Ezingenazindleko Kuhlelo Lokusebenza Lokubolekwa Kwesikweletu Sasekhaya.
☑️Izindlela zokukhokha zifaka idebithi ezenzakalelayo, i-UPI, i-net banking, namakhadi edebhithi.
☑️Izwa inqubo yemalimboleko yedijithali engu-100% ngohlelo lwethu lokusebenza.
Kwa-Home Credit, siqinisekisa ukuphepha okuphelele kwamakhasimende ethu asebenzisa ukuphepha okusezingeni lomhlaba namazinga obumfihlo ukuze avikele idatha yawo, aqinisekise ulwazi lokuboleka oluphephile. Lonke ulwazi olucelwe ku-Home Credit lusetshenziswa kuphela ukukwenzela ukunikezwa okungcono kakhulu.
Xhumana nathi:
📧I-imeyili: care@homecredit.co.in
📱Shayela: +91-1246628888 (Phakathi kuka-9:00 AM - 6:00 PM, Zonke Izinsuku)
🌐Iwebhusayithi: https://www.homecredit.co.in/contact-us
🏢Ikheli: Ikhredithi Yasekhaya India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
Izilinganiso nezibuyekezo
4.5
544K izibuyekezo
Yini entsha
Auto Debit mandate through UPI- This feature enables users to set up their Auto debit mandate using UPI. User can choose any UPI app present on his/her phone and set up the mandate in just a few seconds.