I-ProUsuario Digital iyithuluzi elakhiwe yi-Superintendency of Banks yaseDominican Republic ekuvumela ukuthi wazi isimo semikhiqizo yakho yezezimali kalula futhi ngokushesha. Ngalolu hlelo lokusebenza uyakwazi ukufinyelela: Ukubonisana ngesikweletu, Ama-akhawunti angasebenzi noma alahliwe, amabhizinisi okufaka imali ekuqedweni, izimangalo, izikhalazo nemibiko.
Ekubonisaneni ngesikweletu uzobona umbiko owenziwe waba ngewakho wamakhredithi ohlelweni lwezezimali lukazwelonke, ngendlela ehlanganisiwe nohlobo. Ngaphezu kwalokho, kufaka phakathi izinkomba zezezimali kanye nesilinganiso sengozi yekhredithi onayo ohlelweni lwezezimali; njengoba kubikwe kuSuperintendency of Banks yizinhlangano zokulamula ezezimali ezakha uhlelo oluthiwa.
Qaphela: lo mbiko awuyithathi indawo yalowo okhishwe yi-Credit Information Societies (credit bureaus), awufaki amaphuzu wesikweletu futhi awuqinisekisi ukuthi uzohlomula ngesikweletu kulwazi olwethulwe.
Olunye ulwazi ongaluboni? Uma uthola ukungahambisani kwemininingwane yanoma yimaphi amakhredithi akho, kufanele uxhumane nesikhungo sezezimali bese wenza isimangalo sokucela ukuthi imininingwane ilungiswe.
Kubuyekezwe ngo-
Jun 18, 2024