Lo mthombo uqukethe imibuzo engu-3,800 ehlanganisa izingxenye ezibhaliwe nezisebenzayo (isiphakamiso sokuhlela impahla) zokuhlolwa kwamakhono okuhlela ezezimali zezinga lesi-2, kusukela ngoMeyi 2012 kuya emibuzweni yakamuva eshicilelwe yi-CBT. Ungazijwayeza izindawo eziyisithupha—ukuhlela impilo, ukuphathwa kwengozi, ukuphathwa kwempahla yezezimali, ukuhlela intela, izindlu, kanye nokulandelana kwefa/ibhizinisi—njengoba kunjalo esivivinyweni sangempela, kufaka phakathi ukufakwa kwezinombolo zezinkinga zokubala.
■ Okuqukethwe
・Imibuzo edlule engu-3,800 (izivivinyo ezingu-76)
・Izincazelo zayo yonke imibuzo
■ Izindawo Zokuhlolwa
・Ukuhlela Impilo Nokuhlela Ezezimali
・Ukuphathwa Kwengozi
・Ukuphathwa Kwempahla Yezezimali
・Ukuhlela Intela
・Izindlu Nezindawo
・Ifa/Ukulandelana Kwebhizinisi
・Okusebenzayo (Isiphakamiso Sokuhlela Impahla)
■ Ulwazi Oluyisisekelo Lokuhlolwa
・Izinsuku Zokuhlolwa: Ifomethi ye-CBT yonyaka wonke kusukela ngo-Ephreli 2025 (izivivinyo zingathathwa noma nini ngaphandle kwezikhathi zokumiswa). Izivivinyo ezisekelwe ephepheni ziyatholakala kuze kube uJanuwari 2025.
* Izindlela Zokuphasa: Isivivinyo Esibhaliwe: Izimpendulo ezilungile ezingu-36 noma ngaphezulu kwemibuzo engu-60 (60%), Isivivinyo Esisebenzayo (Isiphakamiso Sokuhlela Impahla): amaphuzu angu-60 noma ngaphezulu kwengu-100. Ukuphasa kokubili izivivinyo ezibhaliwe nezisebenzayo kukufanelekela njengochwepheshe we-FP (Financial Planner) wezinga lesi-2.
■ Izici Zokufunda Ezizokusiza Ukuphasa
* Ukufunda Kwanamuhla: Kwethula ngokuzenzakalelayo imibuzo yokubuyekeza kanye nemibuzo emisha elungiselelwe uhlelo lokuthola amaphuzu esivivinyo sangempela kanye namaphuzu akho abuthakathaka.
* Imibuzo yokubuyekeza ephinde ivele lapho uqala ukukhohlwa. Ukubeka usuku lokuhlolwa kuqinisekisa umjikelezo ogcwele wokubuyekeza ngaphambi kwesivivinyo.
* Ukuzijwayeza ngonyaka, isihloko, kanye nezimo ezicacisiwe. Imibuzo engalungile nengaqondakali ifakwa ohlwini ngokuzenzakalelayo.
* Indlela yokuqeda ngokucindezela izinketho ezinde. Izimpendulo ezilungile/ezingalungile kanye nezincazelo zesitatimende ngasinye, amabhukhimakhi, namanothi.
* Isivivinyo sokuhlekisa ngesikhathi esifanayo kanye nokwabiwa njengesivivinyo sangempela (isivivinyo esibhaliwe: imizuzu engu-120). Uhlelo lokusebenza luhlola amaphuzu akho ngokusekelwe ezimisweni zokuphasa futhi lubonisa amaphuzu akho esifundweni ngasinye.
* Amathemba okuphasa, ikhalenda yokufunda, izinsuku zokufunda ezilandelanayo, iwijethi yesikrini sasekhaya, izikhumbuzo zansuku zonke
* Usayizi wefonti olungisekayo, itimu emnyama, kanye namathebulethi, bonisa imibuzo nezincazelo eceleni.
■ Iphakethe Lokuphasa
* Ukuhlolwa kwesifundo se-CBT sika-2026 kuyatholakala kusukela ekuqaleni. Iphakethe Lokuphasa livula ukufinyelela kuyo yonke iminyaka, amaseshini, kanye nezivivinyo zokuzijwayeza.
■ Isexwayiso
* Lolu hlelo lokusebenza luhlelo lokusebenza lokufunda oluzimele futhi aluhlobene ne-Japan Financial Planners Association (i-Japan FP Association). Alumeleli noma iyiphi inhlangano kahulumeni noma inhlangano ephethe izivivinyo.
* Ulwazi olusemthethweni lokuhlolwa (umthombo): https://www.jafp.or.jp/exam/
* Umthombo wemibuzo yokuhlolwa: https://www.jafp.or.jp/exam/mohan/
* Imibuzo nezimpendulo zemodeli: I-Japan Financial Planners Association (JAFP), Ukuhlolwa Kwamakhono e-FP Yezinga lesi-2, Ukuhlolwa Okubhaliwe (okudalwe ngokuhlanganyela ne-Financial and Fiscal Affairs Research Institute), kanye nokuhlolwa okusebenzayo (Izinsizakalo Zokuhlela Impahla), Imibuzo Ekhishwe Obala
* Imithetho nemigomo ingashintshwa. Sicela uhlole ulwazi lwakamuva olunikezwe yinhlangano ephethe ukuhlolwa.
* Amarekhodi okufunda agcinwa kudivayisi yakho kuphela futhi awadluliselwa ngaphandle.
Imibuzo engu-3,800 ehlanganisa izingxenye ezibhaliwe nezisebenzayo ze-Level 2 Financial Planner (FP Skills Test). Ihlanganisa amaphuzu abalulekile ayo yonke imibuzo, izivivinyo eziqondene nesihloko esithile, kanye nokuhlolwa kokulingisa ngefomethi yokuhlolwa kwangempela.
Kubuyekezwe ngo-
Nov 1, 2026