# Umphathi Wezikweletu — Incazelo Yohlelo Lokusebenza
## Incazelo Emfushane (izinhlamvu ezingu-80)
Landelela izikweletu kanye nemali mboleko kalula. Isebenzisa imali eningi, izilimi ezimbili, enezinamathiselo.
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## Incazelo Egcwele
**Umphathi Wezikweletu** uhlelo lokusebenza olulula, oluyimfihlo, nolunamandla lokulandelela imali oyikweleta abanye — noma imali abanye abayikweleta yona.
Kungakhathaliseki ukuthi uphatha isikweletu somhlinzeki, imali mboleko yomuntu siqu, noma ama-IOU angakahleleki, Umphathi Wezikweletu ugcina konke kuhlelekile endaweni eyodwa ngesibonisi esihlanzekile nesiqondakala kalula.
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### Izici Eziyinhloko
**Ukulandelela Izikweletu**
- Dala izikweletu ngesihloko, incazelo, inani lokuqala, uhlobo lwemali, kanye nosuku
- Khetha phakathi kwezinkomba ezimbili zesikweletu: imali oyikweletayo, noma imali oyikweletayo
- Izikweletu zimakwa ngokuzenzakalelayo njengezikhokhwe ngokuzenzakalelayo lapho ibhalansi ifinyelela ku-zero
**Umlando Wokuthengiselana**
- Engeza izinkokhelo noma izindleko kunoma yisiphi isikweletu nganoma yisiphi isikhathi
- Ukuthengiselana ngakunye kurekhoda inani, usuku, kanye nenothi ongayikhetha
- Namathisela izithombe noma amadokhumenti e-PDF njengamarisidi noma ubufakazi bokukhokha
**Ukubuka Konke Kwedeshibhodi**
- Bona isifinyezo sezimali zakho ezisele eziqoqwe ngohlobo lwemali
- Yazi ngokushesha ukuthi ukhokha malini iyonke nokuthi ukhokha malini
**Ukuhlunga Okuthuthukisiwe**
- Hlunga uhlu lwakho lwezikweletu ngesimo (esisebenzayo/esilungisiwe), uhlobo, uhlobo lwemali, ibanga losuku, kanye nenani
- Sesha izikweletu ngegama ngesikhathi sangempela
**Usekelo Lwezimali Eziningi**
- Nika noma yiluphi uhlobo lwemali esikweletini ngasinye ngokuzimela
- Isekela izimali zomhlaba ezingaphezu kuka-25
**Isipele Nokubuyisela**
- Thumela yonke i-database yakho njengefayela elisekelayo phakamisa noma udlulise idatha yakho
- Ngenisa isipele esithunyelwe ngaphambilini ukuze ubuyisele wonke amarekhodi akho
**Isixhumanisi Esikhuluma Izilimi Ezimbili**
- Ukusekelwa okugcwele kwesiNgisi nesi-Arabhu
- Ukuhlelwa okuphelele ukusuka kwesokudla kuya kwesobunxele (RTL) kwabasebenzisi besi-Arabhu
**Izingqikithi**
- Imodi ekhanyayo nemnyama, kulandela ukukhetha kwesistimu noma kusethwe ngesandla
**Ubumfihlo Kuqala**
- Yonke idatha igcinwa endaweni kudivayisi yakho
- Awekho ama-akhawunti, akukho ukuvumelanisa kwamafu, akukho ukuqoqwa kwedatha
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### Kungokwabani?
- Abanikazi bamabhizinisi amancane balandelela izilinganiso zabahlinzeki
- Abantu abaphatha izimali mboleko zomuntu siqu phakathi kwabangani noma umndeni
- Noma ubani odinga irekhodi elicacile, elingaxhunyiwe ku-inthanethi lezibopho zezimali
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### Izilimi
- IsiNgisi
- Isi-Arabhu (i-عربي)
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### Kudingeka Izimvume
- Ukufinyelela kwefayela/imidiya — kuphela ukunamathisela amarisidi namadokhumenti owakhethayo
Kubuyekezwe ngo-
Eph 9, 2026