True Finance: The Money App
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Mayelana nalolu hlelo lokusebenza
Ungakwazi yini ukusebenzisa amarandi ambalwa phakathi nezinsuku zokukhokhelwa? I-True Finance ilapha ukuze isize. Thola ukukhokhelwa kwemali ngokuqondile ku-akhawunti yakho yasebhange, kufika ku-$100. Awekho amasheke wekhredithi. Ayikho intshisekelo. Ayikho inkinga.
Udinga ukuthola uphethiloli, ukhokhe isikweletu noma uthenge igrosa. Okufanele ukwenze ukulanda uhlelo lokusebenza namuhla bese uxhuma i-akhawunti yakho yasebhange ukuze uqalise. Uma usuyilungu, cela kusengaphambili futhi uthole imali ku-akhawunti yakho yasebhange ezinsukwini ezi-3 noma ngaphansi.
MARKETPLACE
Ufuna imali ebolekiwe yomuntu siqu, umshwalense wezimoto noma igigi eseceleni? Hlola uhlu lwethu lokunikezwayo ngozakwethu bezinkampani zangaphandle kuhlelo lokusebenza.
ISIKOLO SESIKWELETU
I-True Finance ihlanganyele ne-Array ukuze inikeze abasebenzisi bethu umbono wamaphuzu abo esikweletu kanye nombiko ohlelweni lokusebenza. Ukhathazekile ngokukhwabanisa komazisi? Thola izexwayiso uma kunomsebenzi kumbiko wakho wesikweletu.
XHUMANA NGOKUPHETHEKILE
I-True Finance isebenzisa i-Plaid ukuze ixhume ngokuphephile ama-akhawunti akho asebhange ngokuvikeleka kwezinga lebhange elingu-256-bit ukuze kugcinwe ulwazi lwakho nemali kuphephile. I-Plaid isebenza ngaphandle komthungo nezikhungo zamabhange ezingaphezu kuka-10,000 kulo lonke elase-US.
MAYELANA NATHI
I-True yethulwe ngo-2023 ngenhloso yokusiza izigidi zabantu baseMelika abadinga amadola ambalwa phakathi nezinsuku zokukhokhelwa. Siphinde sisize amalungu ukuthi abuke futhi aqonde amaphuzu awo esikweletu.
Umshwana wokuzihlangula:
I-APR (Isilinganiso Sephesenti Lonyaka) yizindleko ozikhokha unyaka ngamunye ukuze uboleke imali, okuhlanganisa nezinkokhelo, ezivezwa njengephesenti. I-APR yemikhiqizo yezezimali yesikhashana, yamadola amancane iyahlukahluka. I-True Finance ayiyena umbolekisi futhi ayibandakanyi ezinqumweni zezikweletu zomboleki ngamunye noma inqubo yokubhala ngaphansi, ngakho-ke asikwazi ukusho noma iyiphi i-APR ethile ongayinikezwa. Abanye ababolekisi kunethiwekhi yethu banikela ngamanani aphakathi kuka-5.99% no-35.99%, kubaboleki abanesikolo esihle. Izinqumo zekhredithi kanye nemibandela yemalimboleko yomuntu ngamunye incike kuphela kumbolekisi, ngokusekelwe kumaphuzu akho esikweletu, imali engenayo, umlando wesikweletu, nezinye izici. Umbolekisi kudingeka ngokomthetho ukuthi akwazise nge-APR neminye imigomo yemalimboleko ngaphambi kokuthi uvume ukwamukela imalimboleko. Ezinye izifundazwe zinemithetho eqinile ekhawulela amanani e-APR kanye nezimali ezikhokhwayo umbolekisi angakukhokhisa.
Isibonelo esimele abanye:
Uma uboleke u-$10,000, onenani lenzalo elingu-11.41% esikhathini esiyizinyanga ezingama-36, futhi imali ebolekiwe inemali ekhokhwayo engu-5%, izinkokhelo zakho zanyanga zonke zingaba ngu-$347.00. Izindleko eziphelele zemali mboleko zizoba ngu-$12,480, ne-APR engu-15.00%.
Imibandela Yokubolekwa Izinyanga ezi-3 kuye kwezingama-84
Udinga ukuthola uphethiloli, ukhokhe isikweletu noma uthenge igrosa. Okufanele ukwenze ukulanda uhlelo lokusebenza namuhla bese uxhuma i-akhawunti yakho yasebhange ukuze uqalise. Uma usuyilungu, cela kusengaphambili futhi uthole imali ku-akhawunti yakho yasebhange ezinsukwini ezi-3 noma ngaphansi.
MARKETPLACE
Ufuna imali ebolekiwe yomuntu siqu, umshwalense wezimoto noma igigi eseceleni? Hlola uhlu lwethu lokunikezwayo ngozakwethu bezinkampani zangaphandle kuhlelo lokusebenza.
ISIKOLO SESIKWELETU
I-True Finance ihlanganyele ne-Array ukuze inikeze abasebenzisi bethu umbono wamaphuzu abo esikweletu kanye nombiko ohlelweni lokusebenza. Ukhathazekile ngokukhwabanisa komazisi? Thola izexwayiso uma kunomsebenzi kumbiko wakho wesikweletu.
XHUMANA NGOKUPHETHEKILE
I-True Finance isebenzisa i-Plaid ukuze ixhume ngokuphephile ama-akhawunti akho asebhange ngokuvikeleka kwezinga lebhange elingu-256-bit ukuze kugcinwe ulwazi lwakho nemali kuphephile. I-Plaid isebenza ngaphandle komthungo nezikhungo zamabhange ezingaphezu kuka-10,000 kulo lonke elase-US.
MAYELANA NATHI
I-True yethulwe ngo-2023 ngenhloso yokusiza izigidi zabantu baseMelika abadinga amadola ambalwa phakathi nezinsuku zokukhokhelwa. Siphinde sisize amalungu ukuthi abuke futhi aqonde amaphuzu awo esikweletu.
Umshwana wokuzihlangula:
I-APR (Isilinganiso Sephesenti Lonyaka) yizindleko ozikhokha unyaka ngamunye ukuze uboleke imali, okuhlanganisa nezinkokhelo, ezivezwa njengephesenti. I-APR yemikhiqizo yezezimali yesikhashana, yamadola amancane iyahlukahluka. I-True Finance ayiyena umbolekisi futhi ayibandakanyi ezinqumweni zezikweletu zomboleki ngamunye noma inqubo yokubhala ngaphansi, ngakho-ke asikwazi ukusho noma iyiphi i-APR ethile ongayinikezwa. Abanye ababolekisi kunethiwekhi yethu banikela ngamanani aphakathi kuka-5.99% no-35.99%, kubaboleki abanesikolo esihle. Izinqumo zekhredithi kanye nemibandela yemalimboleko yomuntu ngamunye incike kuphela kumbolekisi, ngokusekelwe kumaphuzu akho esikweletu, imali engenayo, umlando wesikweletu, nezinye izici. Umbolekisi kudingeka ngokomthetho ukuthi akwazise nge-APR neminye imigomo yemalimboleko ngaphambi kokuthi uvume ukwamukela imalimboleko. Ezinye izifundazwe zinemithetho eqinile ekhawulela amanani e-APR kanye nezimali ezikhokhwayo umbolekisi angakukhokhisa.
Isibonelo esimele abanye:
Uma uboleke u-$10,000, onenani lenzalo elingu-11.41% esikhathini esiyizinyanga ezingama-36, futhi imali ebolekiwe inemali ekhokhwayo engu-5%, izinkokhelo zakho zanyanga zonke zingaba ngu-$347.00. Izindleko eziphelele zemali mboleko zizoba ngu-$12,480, ne-APR engu-15.00%.
Imibandela Yokubolekwa Izinyanga ezi-3 kuye kwezingama-84
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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