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Mayelana nalolu hlelo lokusebenza
Vula amathuba amasha nge-Fannie Mae's Multifamily Home 5% yenkokhelo ephansi.
Kushintsho lwenqubomgomo olushintsha umdlalo, u-Fannie Mae ungenisa inkathi entsha yokuba nemindeni eminingi. Kusukela ngomhlaka-18 Novemba 2023, amaphupho obunikazi bendlu afezeka kakhudlwana ngemfuneko encishisiwe yenkokhelo ephansi engu-5%, ehambisana nenani elincane lesikolo se-FICO esingu-580.
Uma ungumthengi wekhaya oqala ngqa, sikunikeza usizo lokukhokha u-5%, siphinde sinwebe izinketho zakho zezimali zemizi enemindeni eminingi.
Izindaba Ezinhle Zabathengi Basekhaya Okokuqala!
I-MKG Enterprises Corp ijabule ukwethula izinhlelo zethu ezintsha zokusiza ukukhokha kancane ezingenamkhawulo wemali engenayo!
Ukufaneleka kuvulekele izakhamizi zase-U.S., izifiki ezihlala unomphela, abafokazi abangahlali unomphela, ngisho nabamukeli be-DACA. Futhi, sikuphathele ngezinhlobo ezahlukene zezakhiwo ezifanelekile: izindawo zokuhlala ezineyunithi eli-1, izakhiwo ezingamayunithi angu-2-4, ama-Condo agunyazwe yi-FHA, kanye nawo womabili amakhaya akhiqiziwe abanzi nakabili.
Ngenani eliphansi lesidingo lamaphuzu esikweletu angama-580 kuphela, useduze nokuba umninikhaya kunokuba ucabanga. Futhi qagelani? Lolu hlelo alukhawulelwe kwabaqalayo ukuthenga izindlu! Ungafaka isicelo ngisho noma ungumnikazi wezinye izakhiwo.
Imali ebolekiwe yeminyaka engu-30 yesilinganiso esimisiwe inikeza ukuzinza, futhi ungathola kufika ku-96.6% LTV ngosizo olutholakala endaweni yesibili yokuxhuma. Ingxenye engcono kakhulu? Ungasebenzisa usizo ekutshaleni imali yakho encane edingekayo, izindleko zokuvala, noma izinto ezikhokhelwa kusengaphambili, noma inhlanganisela yalokhu. Inani elinikeziwe lingu-3.5% noma u-5% wenani eliphansi Lentengo Yokuthenga noma Ivelu Ehlaziywe.
Imikhawulo ethile yesifundazwe iyasebenza. Sinezinketho ezimbili ongakhetha kuzo: umkhiqizo okhokhelwayo onesikhathi seminyaka eyi-10 kanye nenani elingaphezulu ngo-2% kunemali ebolekiwe yokuqala, noma umkhiqizo othethelelekayo ngeshwa ongatholakali.
Faka isicelo sokuthenga ikhaya noma ukukhokhelwa kabusha
https://bit.ly/3NP4bwC
Kushintsho lwenqubomgomo olushintsha umdlalo, u-Fannie Mae ungenisa inkathi entsha yokuba nemindeni eminingi. Kusukela ngomhlaka-18 Novemba 2023, amaphupho obunikazi bendlu afezeka kakhudlwana ngemfuneko encishisiwe yenkokhelo ephansi engu-5%, ehambisana nenani elincane lesikolo se-FICO esingu-580.
Uma ungumthengi wekhaya oqala ngqa, sikunikeza usizo lokukhokha u-5%, siphinde sinwebe izinketho zakho zezimali zemizi enemindeni eminingi.
Izindaba Ezinhle Zabathengi Basekhaya Okokuqala!
I-MKG Enterprises Corp ijabule ukwethula izinhlelo zethu ezintsha zokusiza ukukhokha kancane ezingenamkhawulo wemali engenayo!
Ukufaneleka kuvulekele izakhamizi zase-U.S., izifiki ezihlala unomphela, abafokazi abangahlali unomphela, ngisho nabamukeli be-DACA. Futhi, sikuphathele ngezinhlobo ezahlukene zezakhiwo ezifanelekile: izindawo zokuhlala ezineyunithi eli-1, izakhiwo ezingamayunithi angu-2-4, ama-Condo agunyazwe yi-FHA, kanye nawo womabili amakhaya akhiqiziwe abanzi nakabili.
Ngenani eliphansi lesidingo lamaphuzu esikweletu angama-580 kuphela, useduze nokuba umninikhaya kunokuba ucabanga. Futhi qagelani? Lolu hlelo alukhawulelwe kwabaqalayo ukuthenga izindlu! Ungafaka isicelo ngisho noma ungumnikazi wezinye izakhiwo.
Imali ebolekiwe yeminyaka engu-30 yesilinganiso esimisiwe inikeza ukuzinza, futhi ungathola kufika ku-96.6% LTV ngosizo olutholakala endaweni yesibili yokuxhuma. Ingxenye engcono kakhulu? Ungasebenzisa usizo ekutshaleni imali yakho encane edingekayo, izindleko zokuvala, noma izinto ezikhokhelwa kusengaphambili, noma inhlanganisela yalokhu. Inani elinikeziwe lingu-3.5% noma u-5% wenani eliphansi Lentengo Yokuthenga noma Ivelu Ehlaziywe.
Imikhawulo ethile yesifundazwe iyasebenza. Sinezinketho ezimbili ongakhetha kuzo: umkhiqizo okhokhelwayo onesikhathi seminyaka eyi-10 kanye nenani elingaphezulu ngo-2% kunemali ebolekiwe yokuqala, noma umkhiqizo othethelelekayo ngeshwa ongatholakali.
Faka isicelo sokuthenga ikhaya noma ukukhokhelwa kabusha
https://bit.ly/3NP4bwC
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