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Mayelana nalolu hlelo lokusebenza

■ Umeluleki we-Robo onempahla engaphansi kuka-1.3 trillion yen engaphansi kokuphathwa (*1) futhi esetshenziswa abantu abangu-390,000 (*2) ngenombolo 1 yezimpahla ezingaphansi kokuphathwa kanye nenani labaphathi (*3)
I-WealthNavi iwuhlelo lokusebenza oluzenzakalelayo lokuphathwa kwempahla olwenza ukutshalwa kwezimali okuhlukahlukene ezitokweni ezingu-12,000 cishe emazweni angu-50 futhi luhlose ukuzuza imbuyiselo engaphezu kokukhula komnotho womhlaba.

*1 Kusukela ngomhlaka-4 Julayi 2024
*2 Inombolo yabasebenzisi kusukela ngoMashi 31, 2024
*3 Ukuqhathaniswa kwabahlinzeki abaku-inthanethi kuphela okusekelwe "Kusimo Sempahla Yenkontileka" ye-Japan Investment Advisors Association (Ushicilelo Lwakamuva) (kusukela ekupheleni kukaMashi 2024)" "Songa Ibhizinisi" kanye "Nebhizinisi Lokutshala Okunokuqonda" Ucwaningo olwenziwe ngabacebisi Bengcebo (2024) (kusukela ngoJuni)

■ "I-Omakase NISA" ikuvumela ukuthi usebenzise i-NISA ngokuzenzakalelayo
Ihambisana ngokugcwele ne-NISA entsha. Ungasebenzisa kalula uhlelo olunenzuzo lokukhululwa enteleni.


■ Lolu uhlelo lokusebenza
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● Ungashiya ukuphathwa kwempahla kithi
Zonke izinqubo zokuphathwa kwempahla evamile, kusukela ekukhethweni komkhiqizo wezezimali kuya ekulinganiseni kabusha (ukulungiswa kwebhalansi yempahla), kuyazenzakalela. Ngisho nesizukulwane esimatasa esisebenzayo singakwazi ukuqala ukuphatha izimpahla zabo ngaphandle kokuphazamiseka.

● Vele uphendule imibuzo emi-5
Vele uphendule imibuzo emi-5 futhi sizophakamisa uhlelo lokuphatha olukufanele. Ungakwazi ukuhlukanisa ngokuzenzakalelayo ukutshalwa kwezimali kwakho ezitokisini ezingu-12,000 kusukela emazweni cishe angu-50 emhlabeni jikelele ngokunikezwa kwempahla okuthuthukisa ubungozi nembuyiselo.

● Ungaqala kusuka ku-yen engu-10,000.
Thola izinsizakalo zokuphathwa kwempahla ezisezingeni lomhlaba nge-smartphone yakho kuphela. Ukuphathwa kwempahla okuphelele kungaqalwa kusuka ku-yen eziyi-10,000, futhi ukonga nyanga zonke kungenziwa kumayen ayi-10,000.

● Izimali ezixhunyaniswe nezimpahla ezingaphansi kwesitokisi
Okuwukuphela kwenkokhelo isilinganiso sonyaka esiphezulu esingu-1% (1.1% okuhlanganisa nentela) (*4) wezimpahla ezivalelwe. Ayikhokhiswa ngokwenziwe ngakunye.
*4 Ngaphandle kwengxenye yemali. Inani elidlula ama-yen ayizigidi ezingu-30 lizoba ngu-0.5% (ngaphandle kwengxenye yemali, izinga lonyaka lika-0.55% kuhlanganisa nentela). Uma usebenzisa i-NISA Entsha, izinkokhelo zezimpahla ezidiphozithi kumkhawulo wokutshala izimali ezinqwabelene zinguziro, futhi izinkokhelo zezimpahla ezidiphozithiwe emkhawulweni wokukhula wokutshala zingu-0.7 kuya ku-1% ngonyaka (0.77 kuya ku-1.1% kuhlanganisa nentela) kuye ngengozi yakho. ukubekezelela Imali yempahla ediphozithi yayo yonke i-akhawunti ye-NISA izinga eliphezulu lonyaka elingu-1% (1.1% kuhlanganisa nentela).

● Imisebenzi yokusekela ethuthukile
Sisekela ukuphathwa kwempahla yamakhasimende ngemisebenzi ethuthukisiwe efana "nokulondoloza okuzenzakalelayo okunomsebenzi wokulinganisa kabusha" kanye "nokulungiselelwa kwentela okuzenzakalelayo (DeTAX)" (*5).
*5 Isebenza kuphela uma izimo ezithile kuhlangatshezwana nazo. Asikho isiqinisekiso sokuthi umthwalo wentela uzohlehliswa.


■Kunconyelwe abantu abalandelayo
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・ Ngifuna ukuqala ukuphathwa kwempahla, kodwa ngikhathazekile ngoba anginabo uchwepheshe bezezimali.
・ Ngimatasa ngomsebenzi kangangokuthi anginaso isikhathi sokuphatha impahla yami.
・ Ngifuna ukuqala ukutshala imali ngemali encane ukuze nginciphise ubungozi.
・ Ngifuna ukuqalisa ukuphathwa kwempahla ngokugcwele ukuze ngithathe umhlalaphansi ngokukushiya kuwe.


■ Cishe u-30% wamakhasimende akanalo ulwazi lokutshala izimali
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U-32% (*6) wamakhasimende e-WealthNavi angabatshalizimali abangenalwazi. Nakuba yamukelwe kahle yilabo abanolwazi lokutshalwa kwezimali, iphinde yamukelwa kahle ngabaqalayo abathi, ``Ungabashiyela ukuphathwa kwempahla.''
*6 Phakathi kwabaphathi kusukela ngomhla ka-30 Septhemba 2023, ekuphenduleni umbuzo othi "Ingabe unanoma iluphi ulwazi lokutshala izimali ezitokweni, ama-investment trust, amadiphozithi emali yangaphandle, i-FX, noma amabhondi ngesikhathi sokufaka isicelo, uphendule ngokuthi "Cha" . Iphesenti labantu abaphendulile (bafinyezwa endaweni yedesimali yokuqala)


■ Izinyathelo zokuphepha nokuvikeleka
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Sisekela ukuphathwa kwempahla ngokuvikeleka okuqinile, okuhlanganisa ukunikeza ukuqinisekiswa okuzinyathelo ezimbili, ukuvimbela ukuthunyelwa kwemali okungagunyaziwe, kanye nokubethela idatha.


■ Xhumana nathi
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Samukela imibuzo nge-inthanethi sisebenzisa leli "Fomu Lokubuza".
https://www.wealthnavi.com/support/inquiry


■ Amanothi
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[Izingozi nezindleko ezihlobene nokuthengiselana kwemikhiqizo yezezimali, njll.]
Ukuhweba kwemikhiqizo yezezimali ehlinzekwe yinkampani yethu kungase kuphumele ekulahlekelweni noma ekulahlekelweni okuyinhloko kokutshalwa kwezimali ngenxa yokuguquguquka kwamazinga enzalo, amanani emali, amanani emakethe ezimakethe zemikhiqizo yezezimali, nezinye izinkomba.
Lapho usebenzisa isevisi, sicela ufunde imibhalo ekhishwe ngaphambi kokusayina inkontileka ngokucophelela kusengaphambili.

Izingozi nezindleko ezihlobene nokuhweba ngemikhiqizo yezezimali, njll.
https://www.wealthnavi.com/rule/01.html


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Inkampani Wealth Navi Co., Ltd.
I-Financial Instruments Business Operator Kanto Local Finance Bureau (Kinsho) No. 2884
Izinhlangano ezingamalungu: I-Japan Securities Dealers Association, i-Japan Investment Advisers Association
https://www.wealthnavi.com

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