FD Calculator : Fixed Deposit

Mukesh Datyal

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

I-Fd Calculator uhlelo lokusebenza lokubala isithakazelo se-FD.

Idiphozithi engaguquki ithuluzi lezezimali elinikezwa amabhange nezikhungo zezezimali e-India. Kubhekwa njengenye yezinketho eziphephe kakhulu zokutshala izimali ezinikeza imbuyiselo ephezulu enezinketho eziguquguqukayo zokuhlala.

Iyini i-FD Calculator?
I-fixed deposit calculator iyithuluzi eliklanyelwe ukuthola isilinganiso senani lokuvuthwa umtshali-zimali okufanele alilindele ekupheleni kwesikhathi esikhethiwe senani lediphozithi elishiwo ngenani elisebenzayo lenzalo.

I-FD calculator iyithuluzi elisiza ekubaleni ukuthi ingakanani inzalo umuntu angayithola ngediphozithi egxilile. Isebenzisa inani lediphozithi, izinga lenzalo ye-FD nesikhathi sediphozithi egxilile ukubala inani lokuvuthwa. Inani lokuvuthwa yilokho umuntu alitholayo ekupheleni kwesikhathi se-FD. Iqukethe inzalo ephelele ezuzwe kuthishanhloko (inani lediphozithi).

Ungalusebenzisa kanjani uhlelo lokusebenza lwe-FD Calculator?
Ukuze usebenzise uhlelo lokusebenza lwesibali se-FD olutholakala lapha, landela izinyathelo ezishiwo ngezansi:

Faka inani lediphozithi endaweni yokuqala (Inani Lediphozithi Engashintshi)
Faka inani lenzalo endimeni elandelayo (Isilinganiso Senzalo se-FD)
Faka ubude besikhathi sokusebenza (isikhathi ofuna ukuthi i-FD isebenze ngaso)
Qaphela: Ungakhetha ukufaka ubude besikhathi se-FD ngeminyaka.

Chofoza inkinobho ethi "Bala". Inani lokuvuthwa elilinganiselwe le-FD lizoboniswa kuthebula elingezansi kwethuluzi Le-FD Calculator. Ungaphinda uhlole inani lenzalo kukholomu eduze nenani lokukhula.

I-FD Calculator – Izinzuzo
Ezinye zezinzuzo eziyinhloko zokusebenzisa i-FD Calculator ekhona zibalwe lapha:

Awekho umkhawulo wamaphutha njengoba iyisibali esizenzakalelayo
Ukungena kwezibalo ezinzima ngesikhathi sokuhlala okuningi, inani namazinga ngaleyo ndlela konga isikhathi nomzamo
Ithuluzi alikho izindleko ngakho amakhasimende angalisebenzisa izikhathi eziningi futhi aqhathanise imbuyiselo yenhlanganisela ehlukene yamazinga e-FD, ukuhlala kanye nenani.

Izici Ezithinta Izilinganiso Zemali Enzalo Yediphozithi Egxilile

Amabhange nezinye izikhungo zezezimali ezihlinzeka ngediphozithi engaguquki njengendlela yokutshala imali kumakhasimende acabangele amaphuzu alandelayo ngenkathi enquma ngamanani enzalo ye-FD:

Isikhathi sokusebenza noma Isikhathi Sediphozithi
Isikhathi sokuhlala noma isikhathi sokufaka idiphozi isikhathi lapho inani lediphozithi lihlala litshalwe kudiphozithi engashintshi. Lesi sikhathi siyahlukahluka ebhange nebhange futhi ngokuvamile sisukela ezinsukwini ezingu-7 kuya eminyakeni eyi-10. Imigomo ehlukahlukene ilanda izilinganiso zenzalo yediphozithi engaguquki.

Iminyaka yoMfakisicelo
Amadiphozithi angashintshiwe (amabhange nezinye izikhungo zezezimali) anikeza amanani enzalo akhethekile kubantu abadala angasukela noma kuphi ukusuka ku-0.25% ukuya ku-0.75% ngaphezu kwesilinganiso senzalo esivamile samakhasimende. Kwamanye amabhange, umkhawulo weminyaka yobudala yiminyaka engama-60 nangaphezulu kuyilapho amanye amabhange ehlanganisa abatshalizimali abaneminyaka engama-55 nangaphezulu esigabeni sabantu abadala.

Izimo Zezomnotho Zamanje
Amabhange nezinye izikhungo zezezimali ezihlinzeka ngamadiphozithi angaguquki ziyaqhubeka nokulungisa izilinganiso zenzalo yazo ngokwezinguquko ezikhona emnothweni okuhlanganisa noshintsho ku-repo rate olwenziwa yi-Reserve Bank of India (RBI) kanye nokwehla kwamandla emali. Ngakho-ke, kuphephile ukusho ukuthi izimo zomnotho ezikhona zinamandla okuba nomthelela emazingeni enzalo kumadiphozithi angaguquki.

Yini entsha

FD calculation for interest
Flexible maturity period up to 10 years
Reports yearly to check interest
Simple and easy to use financial tool