adiraku – Kredit & Pinjaman

PT Adira Dinamika Multi Finance Tbk.

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

i-adiraku, uhlelo lokusebenza lweselula olwethulwe yi-Adira Finance kumakhasimende nabantu base-Indonesia, ngombono wokuhlinzeka ngezixazululo zezimali ezintsha nezisebenzayo zezimpilo zabantu base-Indonesia.

Nge-adiraku, i-Adira Finance izama ukuba seduze namakhasimende kulo lonke elase-Indonesia ngaphandle kokukhawulelwa ibanga nesikhathi.

Ufuna ukwazi ukuthi yini ebukhoneni bami?

Izimalimboleko zezimoto neze-elektroniki
Imali mboleko yezimoto ezintsha, izimoto esezisebenzile, izithuthuthu ezintsha noma izithuthuthu ezisetshenzisiwe, izimpahla zikagesi (i-TV, i-AC, isiqandisi, umshini wokuwasha), ifenisha (imibhede yasentwasahlobo, osofa, amakhabethe, amatafula), amaselula kumabhayisikili kulula ngohlelo lwe-Adiraku. Faka isicelo sesikweletu ngqo ngezikimu ezijwayelekile noma ze-Sharia ngamaphromoshini amahle kakhulu. Ungathola izimoto nezimpahla zakho zamaphupho kalula, ngokushesha, ngamanani amahle kakhulu kanye nezitolimende.

Izimalimboleko zesiKhwama esiSebenzayo
Isidingo sokuvuselelwa kwezindlu, izindleko zemfundo yezingane, imali eyandayo yebhizinisi kanye nezimali ezengeziwe zezokuvakasha zingathunyelwa esicelweni se-Adiraku. Ngesiqinisekiso sesithuthuthu noma semoto iBPKB, thola imali mboleko enenzalo yokuncintisana kanye nenqubo esheshayo. Kwa-Adira Finance, iziqinisekiso zokuphepha yizona eziseqhulwini kithi, ngakho-ke ungangabazi ukufaka isicelo semalimboleko kwa-Adira Finance.

Imigomo ejwayelekile yemalimboleko yemoto, isithuthuthu, eye-elektroniki nefenisha nemalimboleko ejwayelekile
1. Inani lezimali
Credit Isikweletu sezithuthuthu: IDR 5,000,000 - IDR 2,000,000,000
Loan Imalimboleko Yemoto: IDR 50,000,000 - IDR 2,000,000,000
Imali mboleko ye-elekthronikhi nefenisha: IDR 1,500,000 - IDR 50,000,000
Imali mboleko ye-Multipurpose Fund: IDR 3,000,000 - IDR 500,000,000

Izinga lenzalo emcaba ngonyaka
Credit Isikweletu Sezithuthuthu: 13% - 40%
Lo Imalimboleko Yemoto: 6% - 20%
Isikweletu se-Electronics & Furniture: 12% - 48%
Imalimboleko Yesikhwama Sezinjongo Eziningi: 10% - 40%

3. Isikhathi
Credit Isikweletu sezithuthuthu: izinyanga eziyi-12 - 36
Loan Imalimboleko yemoto: izinyanga eziyi-12 - 72
Credit Isikweletu se-Electronics & Furniture: izinyanga ezingu-6 - 24
Lo Imalimboleko Yesikhwama Esetshenziselwa Imisebenzi Eningi: izinyanga eziyi-12 - 48

4. Izindleko zokuphatha nokuhlinzeka
Credit Isikweletu sezithuthuthu: IDR 800,000 - IDR 875,000
Loans Izimalimboleko zemoto: IDR 2,700,000 - IDR 4,200,000 nokunikezwa kwe-0.00% - 2.25%
Isikweletu se-elekthronikhi nefenisha: IDR 175,000
Lo Imalimboleko Yesikhwama Sezinhloso Eziningi: IDR 750,000 - IDR 3,325,000 nokunikezwa kwe-0.00% - 0.25%

5. Isibonelo sokubala
Loans Izimalimboleko zezithuthuthu ezinenani elilodwa le-IDR 30,000,000, ukukhokha kokuqala okungu-10% kanye ne-tenor yezinyanga eziyi-12, bese izitolimende zanyanga zonke zingama-IDR 3,129,000, ngakho-ke ingqikithi ekhokhwayo onyakeni owodwa yi-IDR 37,548,000 kubandakanya umshwalense weyunithi kanye kuyo yonke indawo
Loan Imalimboleko yemoto enenani elilodwa le-IDR 250,000,000, inkokhelo yokuqala engama-20% kanye ne-tenor yezinyanga ezingama-36, bese izitolimende zanyanga zonke zingama-IDR 8,296,000, ngakho-ke ingqikithi ekhokhelwe eminyakeni emithathu ingu-IDR 298,656,000 kubandakanya umshwalense weyunithi, / i> nemiphefumulo kuyo yonke indawo
Izimalimboleko zamaselula ezinenani elilodwa le-IDR 5,000,000, ukukhokhwa kokuqala kuka-10% kanye ne-tenor yezinyanga eziyi-6, bese izitolimende zanyanga zonke zingama-IDR 1,145,000, ngakho-ke ingqikithi ekhokhelwe ezinyangeni eziyisithupha ingu-IDR 6,867,000

Ukuphathwa Kwenkontileka
Ukuze ungakhokhi sekwedlule isikhathi bese uhlawuliswa, ngizokukhumbuza ngaphambi kosuku olubekiwe. Khokha ngqo ngokusebenzisa uhlelo lokusebenza, ngokunethezeka nangokuphepha, noma ukhokhe ngezinye iziteshi zokukhokha futhi uhlale ukhululekile ngezaziso zokukhokha ngqo kuhlelo lokusebenza.

adirapoin
Khokha izitolimende ngesikhathi kuzo zonke iziteshi zokukhokha, kunamaphoyinti angasetshenziselwa ukukhokha izitolimende noma ukushintshaniswa ngamavawusha ahlukahlukene wozakwethu we-Adira, afana nesikweletu sefoni, ugesi, ukuthenga, ukudla nemali kagesi. Dlala imidlalo emnandi futhi wenze imisebenzi ehlukahlukene kuhlelo lokusebenza ukuthola ibhonasi eyengeziwe adirapoin.

Insizakalo
Udinga Usizo Lwamakhasimende? i-adiraku inikeza imenyu yosizo ukuphendula yonke imibuzo yakho ngemininingwane ye-FAQ, uyithumele nge-Ask Us noma nge-livechat 24/7 nge-akhawunti esemthethweni ye-Adira Finance Whatsapp.

Ngakho-ke ulindeni, ake silande i-adiraku futhi sijabulele izinsizakalo ezingenamkhawulo kusuka ku-Adira Finance.

I-Adira Finance ibhalisiwe futhi igadwe yi-Financial Services Authority.

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