크플 - 투자, 대출, 앱테크, 신용관리를 한 번에

PFC Technologies Inc.

Mayelana nalolu hlelo lokusebenza

■ Zuza kalula nangokuqinisekile ngokutshala imali elinganiselwa ku-10% ngonyaka*
- Ungatshala imali kusuka ku-10,000 won
- Ungathola inzalo njalo ngenyanga (ukutshalwa kwezimali efulethini)
- Kunezinyathelo eziningana zokuphepha kwabatshalizimali.
- Kunemikhiqizo ehlukahlukene yokutshala imali efana nokutshalwa kwezimali ezindlini kanye nokutshalwa kwezimali kwesikhathi esifushane.
- Izinga elimaphakathi lembuyiselo: 2016.05.26 ~ 2024.05.31, izinga lembuyiselo elingacabangi izinkokhelo zokusetshenziswa zenkundla, izintela, kanye nokwenzeka kokungabi nazimali, futhi liyafana nezinga lenzalo yemalimboleko exhunyiwe

■ Umkhawulo wemalimboleko uphindwe kabili.
- Umkhawulo omaphakathi ngomuntu ngamunye +90.4% wengeziwe (isilinganiso sokukhushulwa komkhawulo esimaphakathi samakhasimende aphinde axhasa ngePeople Fund Loan kusevisi yokuqhathanisa imali mboleko, isikhathi sika-2016.05 ~ 2022.01)
- Imali mboleko itholakala ngo-7% ngisho nomholo wonyaka we-3,000 (isibonelo sangempela sokubolekwa kwemali kwe-AI)
- Ukusetshenziswa kwemali mboleko okuqediwe kwe-KRW 1.8974 trillion (inkathi yokubolekwa kwemali ye-AI eqongelelayo exhunyanisiwe yokusebenzisa imali 2016.05 ~ 2023.12)

■ Thola imali ngokulondoloza amanani enzalo yemalimboleko
- Sinikeza wonke umuntu ikhuphoni lemali yenzalo engu-0.2% kuphela emikhiqizweni emikhulu.
- Kakade abantu abangu-4,496 sebelondoloze izigidi ezingu-2.71 eziwine ngenzalo evela ku-KPL (Isilinganiso sokulondoloza inzalo kumakhasimende e-People Fund okubuyisela imali mboleko yemalimboleko ekuqhathanisweni kwemali mboleko ye-AI, isikhathi sika-2016.05 - 2022.01, isikhathi semalimboleko esiyizinyanga ezingama-45, ngokusekelwe enkokhelweni elinganayo kathishanhloko nenzalo)

■ Shintshanisa isithonjana sesipho samahhala ngekhredithi manje
- Super elula! Thola amakhredithi angu-1,000 ukuze nje ubhalise
- Sikunikeza amakhredithi angaba ngu-1,000 ku-Daily Draw nsuku zonke.
- Phatha isikweletu sakho futhi uthole isikweletu! Ukuqedela inselele yesixazululo kuzokunikeza amakhredithi angaba ngu-10,000

■ Thenga izitifiketi zesipho ku-inthanethi ngentengo ephansi
- Thenga izitifiketi zesipho se-Cultural Land ngentengo ephansi kakhulu ku-inthanethi ngedili elishisayo elingu-30% ngokufika kuqala, nesivumelwano esihlala sikhona esingu-6%.
- Amadili ashisayo avulwa nsuku zonke

■ Isinyathelo sokuqala sezimo ezingcono zokubolekwa imali, amaphuzu ekhono lokubolekisa
- Sesivele sinikeze izixazululo kubantu abayi-178,619! (Ibala: 2023.04.05 ~ 2024.09.25)
- Ngokuhlaziya izingcezu ezingaphezu kuka-300 zolwazi lwekhredithi, sihlaziya ngokuningiliziwe izici ezibe nomthelela ekuhlolweni kwemalimboleko ngento ethile.
- Ungabheka izici ezinhle nezingezinhle ekuhlolweni kwemalimboleko shazi.
- Ungahlola ukuthi yiziphi izindawo ezidinga ukuthuthukiswa kuqala ngengxenye yento ngayinye ebonisiwe.
- I-AI ihlinzeka ngohlelo lokuphatha amaphuzu wesinyathelo nesinyathelo
- Sibikezela izimo ezifanele zokubolekwa kwemali ezingazuzwa ngokuphathwa kwamaphuzu.

■ Izindlela zokuphepha ezixhumene nokutshalwa kwezimali
- Sicela ufunde incazelo yomkhiqizo wezezimali kanye nemigomo nemibandela ngaphambi kokusayina inkontileka yomkhiqizo wezezimali.
- Imali yokusetshenziswa kwenkundla (ikhomishana) yalo mkhiqizo ifika ku-1.2%, futhi ikhokhwa ngokudonswa enanini lokukhokhela abatshalizimali lapho ukhokha inhloko nenzalo.
- Lo mkhiqizo wokutshalwa kwezimali oxhunyiwe awuvikelwe yi-Korea Deposit Insurance Corporation ngokuvumelana ne-Depositor Protection Act, futhi umtshali-zimali unesibopho sanoma yikuphi ukulahlekelwa okuyinhloko.
- Inani lokulahlekelwa ngenxa yobuhlongandlebe noma ukusilela kwemali ebolekiwe liyahlukahluka kuye ngemiphumela yokuthengiswa nokuqoqwa kwebhondi, futhi ukulahlekelwa okukhulu kungafinyelela kuye wonke uthishanhloko wotshalomali webhondi.
- Ungakwazi ukuhoxisa utshalomali lwakho kuze kube yilapho isikhwama sokutshala izimali siqedwa. (Ukuhoxa kukhawulelwe ngemva kokuqedwa kokuqashwa kuze kuqedwe ukuhlengwa/ukukhokha isinxephezelo somkhiqizo)
- Inkampani yethu inesibopho sokuchaza ngokugcwele lo mkhiqizo wokutshalwa kwezimali oxhumene, futhi abatshalizimali bayacelwa ukuba baqonde ngokugcwele isikrini somkhiqizo kanye nolwazi lokudalula ngaphambi kokutshala imali ngaphambi kokwenza isinqumo sokutshala izimali.
- Ukusebenza kokuphatha okwedlule akuqinisekisi imbuyiselo yesikhathi esizayo.
- Izikhalazo ezihlobene nemisebenzi yebhizinisi lika-Cple zingathunyelwa ku-imeyili eyinhloko ([e-mail]) noma isikhungo senkonzo yamakhasimende (1600-9613), futhi inkampani inesibopho sokuphendula ngokwethembeka futhi ithathe izinyathelo ezidingekayo. Uma ufisa ukulamula ingxabano, ungafaka isicelo sokulamula ku-Financial Supervisory Service.
- Lesi sikhangiso sihambisane nezinqubo ezihambisana nemithetho efanele kanye namazinga okulawula angaphakathi.

■ Izinyathelo zokuqapha
- I-KPL iyisevisi lapho abathengi bezezimali bengahlola khona ulwazi lwabo lwezikweletu futhi bathole iziphakamiso zezixazululo zokuthuthukisa ngama-algorithms e-AI.
- Le sevisi iphothule izivumelwano zokuthumela izicelo zokubolekwa imali nezikhungo zezezimali eziningi, futhi ayitholi noma yisiphi isinxephezelo sezezimali kubathengi maqondana nezinkontileka/ukwenziwa.
- Umkhawulo wemalimboleko/inzalo yenkampani ngayinye yezezimali yale sevisi ingase ihluke kuye ngezindinganiso eziyinhloko zokubuyekeza zenkampani yezezimali.
- Ukuphothulwa kwezinkontileka zemalimboleko ngokuhlolwa kwezikweletu, njll., ukugcinwa nokuphathwa kolwazi lomuntu siqu/lwesikweletu, kanye nokutholwa kwenzalo yemalimboleko kanye nokukhokha okuyinhloko konke kwenziwa izikhungo zezezimali ezingabadayisi abaqondile bemikhiqizo yezezimali.
- Uma usebenzisa umkhiqizo wemalimboleko, ungase ubhekane nokubi ngenxa yokwehla kwamaphuzu akho esikweletu. Uma ubambezela ukukhokha uthishanhloko kanye nenzalo, ungase ube ngaphansi kobubi obunjengokuphoqeleka ukukhokha yonke inzalo esele kanye nenzalo ngaphambi kokuvuthwa kanye nokubhaliswa njengesihloko sokuphathwa kolwazi lwezikweletu.
- Abathengi bezezimali banelungelo lokuthola izincazelo mayelana nemikhiqizo yezezimali. Sicela uhlole incazelo yomkhiqizo wezezimali kanye nemigomo nemibandela ngaphambi kokungena kwinkontileka.
- Le sevisi ihlinzekwa ngabakwa-PFC Technologies Co., Ltd.
- Izikhalazo ezihlobene nale sevisi zingathunyelwa ku-imeyili eyinhloko ([e-mail]) noma isikhungo senkonzo yamakhasimende (1600-9613), futhi inkampani inesibopho sokuphendula ngobuqotho futhi ithathe izinyathelo ezidingekayo. Uma ufisa ukulamula ingxabano, ungafaka isicelo sokulamula ku-Financial Supervisory Service.
- Maqondana nale sevisi, abathengi bangase bafune umonakalo ezikhungweni zezimali kanye ne-PF Technologies Co., Ltd. ngokususelwe ku-Athikili 44 no-45 ye-Financial Consumer Protection Act.
- Lesi sikhangiso sihambisane nezinqubo ezihambisana nemithetho efanele kanye namazinga okulawula angaphakathi.

■ Ulwazi lomuntu siqu lwemalimboleko yesikweletu
Umkhawulo wemalimboleko: Ubuncane obungu-500,000 obuwinile ~ Ubuningi bezigidi ezingu-200 obunqotshiwe
Isikhathi semalimboleko: esifushane kunazo zonke izinyanga eziyi-12 ~ izinyanga eziyi-120
Ibanga lezinga lenzalo elihlanganisiwe: Ubuncane obungu-3.13% ngonyaka ~ Ubukhulu obungu-19.99% ngonyaka (Izinga lenzalo elikhethwayo: Kufika ku-1% kusebenza kweminye imikhiqizo kuphela)
Isibonelo senkokhelo yemalimboleko: Lapho uboleka isigidi esi-1 esiwinile ngokukhokhelwa okulinganayo kukathishanhloko kanye nenzalo yezinyanga eziyi-12 ngenani lenzalo yonyaka engu-5%, inani lezindleko zemalimboleko: 1,027,230 iwinile (inkokhelo yanyanga zonke: 85,607 ewiniwe)

■ Amanothi ngenzalo yemalimboleko kanye noxhaso
- Uma uthola imali ebolekiwe ngokusebenzisa ikhuphoni lesevisi yokuqhathanisa imali mboleko ye-KPL, ingxenye yenani lemalimboleko izobuyiselwa njengekhredithi.
- Ngemva kokuba imali ebolekiwe isiqediwe, inkinobho 'Yamukela Umvuzo' ebhokisini lekhuphoni iyasebenza, futhi uma uchofoza inkinobho, isikweletu siyakhokhwa ngokushesha.
- Sicela ubheke iziqondiso zekhuphoni ngalinye ngesikhathi sokwenziwa kusebenze kwenkinobho yomvuzo yekhuphoni ngalinye. Ngaphandle kwalapho kunesaziso esikhethekile, inkinobho ethi Thola Isinxephezelo izovulwa ngokushesha lapho ukusetshenziswa kwemali mboleko sekuqinisekisiwe.
- Ungathola izinzuzo zekhuphoni kuphela uma ufaka isicelo phakathi nesikhathi esishiwo kukhuphoni.
- Ikhuphoni uma selisetshenzisiwe ngeke lisetshenziswe izikhathi eziningi kweminye imikhiqizo.
- Izinzuzo zikhokhwa yi-KPL, hhayi isikhungo sezezimali. Sicela uqaphele ukuthi isiqondiso asinikezwanga esikrinini sesicelo semalimboleko senkampani yezezimali.
- Lo mcimbi wekhuphoni ungase ushintshwe noma unqanyulwe ngaphambi kwesikhathi ngaphandle kwesaziso kusengaphambili ngenxa yezimo zethu, sicela usithinte ngesiteshi se-KPL Kakao.

■ Isikhungo Samakhasimende
- Umbuzo nge-imeyili: [e-mail]
- Umbuzo we-KakaoTalk: @cple

■ Amalungelo okufinyelela isevisi
- Isaziso: Push isaziso

※ Ungasebenzisa isevisi noma ngabe awuvumi ukuvumela amalungelo okufinyelela ozikhethele, kodwa kungase kube nemingcele ekusetshenzisweni kweminye imisebenzi edingekayo. Ukubuyekezwa kwesikhulu sokuthobela kuqedelwe inombolo 7659 (24.09.26.6 izinyanga)