웰컴디지털뱅크(웰컴저축은행)

웰컴 저축은행

Iqukethe izikhangiso

Mayelana nalolu hlelo lokusebenza

NO.1 ibhange lokonga ibhange ledijithali!
No. 1 ekulandisweni kwezinhlelo zokusebenza okuhlanganisiwe emkhakheni webhange lokonga
No. 1 kubasebenzisi bohlelo lokusebenza abakuqoqo lebhange lokulondoloza
※ Ngokusekelwe ku-App Annie (kusukela ngomhla ka-31 Disemba 2023)

■ ‘I-Well Bang Walking Savings’ lapho amanani enzalo (afinyelela ku-10% ngonyaka) enqwabelana kancane kancane ngokuhamba nje.
· Sihlinzeka ngezilinganiso zenzalo ezikhethwayo kuye ngokuthi uyasifeza yini inombolo yezinyathelo phakathi nesikhathi sokubhalisa.

■ UYAKWAMUKELA! Ungathola inani lenzalo elincanyelwayo (elifika ku-7% ngonyaka) kumsebenzi wakho wokuqala!
· Sinikeza inani lenzalo elikhethekile lezinsuku ezingu-30 kumakhasimende avula i-akhawunti okokuqala ngqa.

■ Uma ukhathazekile ngendlela yokuphatha izimpahla zakho nezikweletu, zama i-Welcome My Data.
· Ingqikithi yokonga okulinganiselwe okuvela kuphrojekthi yokunciphisa inzalo ezweni lonke: KRW 8,334.98 million (kusukela ngomhla ka-14 Mashi 2024)
Sizoqoqa futhi silawule zonke izikweletu zakho futhi sikwazise uma ukudluliswa kwemali mboleko kungenzeka.
· Ingabe ukuphatha kwami ​​izikweletu kuhamba kahle? Sikusiza ukuthi uphathe isikweletu sakho usebenzisa isimo sezulu sesikweletu.

■ Ukuvula i-akhawunti okulula futhi okulula
· Kungenzeka yini ukukwenza ekuseni kakhulu? Ungakwazi ukuvula i-akhawunti okungezona ubuso nobuso noma nini, noma kuphi, amahora angu-24 ngosuku.
· Kungenzeka yini ukusivula uma ngingenaso isitifiketi somphakathi? Okudingayo iphethini noma ukuqinisekiswa kwezigxivizo zeminwe kanye nenombolo yokuqinisekisa enezinhlamvu ezingu-6.
Kukhona i-akhawunti ezinikele yabakhokhi, abasebenzi basehhovisi kanye nabaphathi. Thola izinzuzo ezikhethekile ngemva kokuvula i-akhawunti elingana nawe.

■ Ungaphuthelwa ‘I-Wellbang Lounge’, inzuzo yomklomelo engajatshulelwa kuphela e-Wellbang
· I-Well Bank Walking: Amakhasimende emalimboleko athola izinzuzo ezifika ku-100 ngokuwina ngosuku futhi kufika ku-3,000 awinile ngenyanga uma ehamba.
Amakhasimende atholayo athola izinzuzo ezifika ku-40 eziwiniwe ngosuku futhi kufika ku-1,240 awinile ngenyanga uma ehamba ngezinyawo.
· Well Bang Lotto: Uma uqagela izinombolo eziyisi-6 ukusuka ku-0 kuye ku-9, uzothola umklomelo.
· Well Bang Odd or Even: Ngabe leli sonto lizoba yinqaba? Ingabe kuyahambisana? Imali yomklomelo ingena njalo ngesonto

■ Sebenzisa izinsiza zezezimali ezikahle empilweni yakho
· E-Wellbang, mane ucindezele bese ubamba ikhadi le-akhawunti ofisa ukuhoxa kulo bese uhudula ikhadi le-akhawunti ofisa ukulifaka ukuze uqedele ukudlulisa! Dlulisa yonke indlela!
· Hlola isamba sempahla, isimo esinemininingwane, isimo somgomo wokonga, njll. ekhasini elilodwa.
· Ingabe ufisa ukwazi ngentengo yemoto yakho? Ungahlola inani lemoto ngokwazi inombolo yepuleti lelayisense.
· Sebenzisa isevisi yokukhokha elula ‘Yokukhokha Okuzenzakalelayo’ ukuze ukhokhe ngokuzenzakalelayo izikweletu zezinsiza nezinye izimali zokusebenzisa esikhungweni sakho.
· Ingabe ufisa ukwazi ngesikolo sakho sesikweletu? Sihlinzeka ‘ngokuphathwa kwezikweletu kwamahhala’ ngaphandle kokuthikameze isikolo sakho.

■ Isevisi yokuvimbela ukukhwabanisa kwezezimali nge-elekthronikhi
· I-Welcome Savings Bank isebenzisa “isevisi yokuqokwa kwe-PC,” “isevisi yokuqinisekisa yamashaneli angu-2,” kanye “nenombolo yokuqinisekisa yesikhathi esisodwa” ngokuvumelana nemihlahlandlela ye-Financial Supervisory Service ethi “Electronic Financial Fraud Prevention Service”.

■ Ulwazi lomkhiqizo
[I-Well-Bang Working Savings]
- Okuhloswe kokubhaliselwe: amakhasimende ngamanye
- Isikhathi senkontileka: izinyanga eziyi-12
- Inani lokukhokha: Inani elifanayo le-10,000 ewiniwe noma ngaphezulu futhi i-200,000 iwinile noma ngaphansi ngenyanga
- Inzalo yokukhokha: isamba senkokhelo ekuvuthweni
- Isilinganiso senzalo esiyisisekelo: 1.0% ngonyaka + inzalo ekhethwayo efika ku-9.0% ngonyaka
- Imibandela yezinga lenzalo ekhethwayo:
① Inkokhelo ehlukile yezilinganiso zenzalo ezikhethwayo kuye ngokuthi inombolo yonyaka yezinyathelo iyafinyelelwa noma cha (8.0%)
* Isigaba sesicelo sesilinganiso senzalo esikhethekile ngokuya ngenani lezinyathelo
Izinyathelo ezingaphezu kwesigidi esingu-1: 1.0%p ngonyaka / Izinyathelo ezingaphezu kwezigidi ezingu-2: 2.0%p ngonyaka / Izinyathelo ezingaphezu kwezigidi ezingu-3: 3.0%p ngonyaka / Izinyathelo ezingaphezu kwezigidi ezingu-4: 8.0%p ngonyaka
② Inkokhelo ngokudlulisela ngokuzenzakalelayo nge-akhawunti yethu yasebhange okungenani izikhathi ezingu-6 (1.0%p)

[UYEMUKELWA ukugcinwa kwetemu lokuqala elincanyelwayo lokwenziwe]
- Okuhloswe kokubhaliselwe: amakhasimende ngamanye
- Isikhathi senkontileka: izinyanga eziyi-12
- Inani lokukhokha: Inani elifanayo lokuwina okungaphezulu kuka-10,000 futhi ngaphansi kuka-200,000 okuwiniwe ngenyanga.
- Izimo zokubhaliselwe: Zingakapheli izinsuku ezingama-30 kusukela ngosuku lokubhaliselwa kwediphozithi yokuqala
- Inzalo yokukhokha: isamba senkokhelo ekuvuthweni
- Isilinganiso senzalo esiyisisekelo: 3.7% ngonyaka + inzalo ekhethwayo ifika ku-3.3% ngonyaka
- Imibandela yezinga lenzalo ekhethwayo:
① Inkokhelo ngokudluliswa okuzenzakalelayo nge-akhawunti yethu yasebhange okungenani izikhathi ezingu-8 (1.8p ngonyaka)
② Uma isilinganiso sebhalansi ye-akhawunti yediphozi/yokuhoxiswa kusukela ngedethi entsha yale diphozi kuze kube usuku olungaphambi kosuku lokuvuthwa kwenkontileka ingu-500,000 ewiniwe noma ngaphezulu (1.5p ngonyaka)

※ Izinyathelo ezijwayelekile
Ngokuhambisana Nomthetho Wokuvikela Idiphozithi, le diphozithi ivikelwe kuze kufike “kuwine izigidi ezingu-50” kumuntu ngamunye (kuhlanganiswe neminye imikhiqizo evikelwe yaleli bhange lokulondoloza imali), okuhlanganisa uthishanhloko kanye nenani elithile lenzalo. Sicela uhlole incazelo yomkhiqizo kanye nemigomo nemibandela ngaphambi kokusayina inkontileka. Unelungelo lokuthola incazelo eyanele yomkhiqizo, futhi sicela uqonde incazelo ngaphambi kokuthenga.

※ Izilinganiso zenzalo zingashintsha, ngakho-ke sicela ubheke iwebhusayithi noma uhlelo lokusebenza.

■ Ulwazi lwamahora okusebenza esikhungo samakhasimende
· Imalimboleko: 1661-0001 (Izinsuku zeviki 08:30 ~ 18:00)
· Idiphozithi/Ukuhoxiswa: 1661-9400 (Izinsuku zeviki 09:00 ~ 18:00)
· Umsebenzisi webhizinisi: 1661-9300 (Izinsuku zaphakathi nesonto 09:00 ~ 18:00)
* Isikhungo socingo sasebusuku sokubika ukukhwabanisa kwezezimali: 02-397-8600/8800

■ Ulwazi lwemvume nenjongo yokusebenzisa i-Wellbang App
- Amalungelo okufinyelela adingekayo
· Indawo yokubeka: Iyadingeka ukuze kugcinwe izitifiketi ezihlanganyelwe, kubhekwe ukuphazanyiswa kwe-OS, ukuhambisa imibhalo, ukugcina izithombe, nokuthumela imibhalo esekelayo.
· Ifoni: Iyadingeka ukuze kuqinisekiswe ubuwena, ukuqinisekiswa kwedivayisi, nezingcingo zokubonisana.
· Umsebenzi wohlelo lokusebenza: Isetshenziselwa ukuqoqa ulwazi lohlelo lokusebenza nokuthola izinhlelo zokusebenza ezinonya ngokuthola amalungelo okubonakala kwephakheji elibanzi ukuze kuvinjelwe izigameko zokwenziwa kwezimali ze-elekthronikhi.
- Amalungelo okufinyelela ozikhethela
· Ibhuku Lothintwayo/Amakheli: Ulwazi lokuxhumana luyaqoqwa futhi kwabelwane ngalo ukuze kusetshenziswe imisebenzi efana nokudlulisa othintana naye, ukuthumela i-SMS, ukuthenga amakhuphoni, nokukhetha abamukeli lapho uncoma umngane. Uma ungakuvumeli lokhu njengemvume yokuzikhethela, ukusebenza kwakho kungase kukhawulelwe.
· Ikhamera: Isetshenziselwa ukuthatha izithombe zama-ID amakhadi, ukuhambisa imibhalo, njll. Lena imvume yokuzikhethela, futhi uma ungavumi, ukusebenza kwayo kungase kukhawulelwe.
· Izithombe namavidiyo: Gcina izithombe futhi uqoqe izithombe ezihanjiswe njengamadokhumenti asekelayo. Le yimvume ozikhethela yona futhi ukusebenza kwayo kungase kukhawulelwe uma ungayivumeli.
· Isaziso: Isetshenziselwa ukwamukela izaziso zezaziso ezibalulekile, imicimbi, nokukhushulwa. Lena imvume ozikhethela yona; uma ungavumi, ungase uvinjelwe ekutholeni izaziso.

■ Izinto ezizophenywa ngokungaziphathi kahle kwezikweletu
· Ulwazi lokuthola uhlelo lokusebenza olunonya, ulwazi lokuxilonga ezinhlelweni ezitholiwe ezinonya

I-Welcome Savings Bank Co., Ltd. Isikhulu esiphezulu: Daewoong Kim
Inombolo yokubhalisa yebhizinisi: 120-87-93876

I-Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.04.15~2025.04.14)
Kubuyekezwe yi-Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

Yini entsha

1. 리포트 개인화 금융팁 추가
2. 웰보드 쿠폰함 바로가기 추가
3. 사진선택기 고도화