디지털페퍼 (페퍼저축은행)

페퍼저축은행

Mayelana nalolu hlelo lokusebenza

◆ Digital Pepper (Pepper Savings Bank) ulwazi service main
● Ukuvula i-akhawunti okungebona ubuso nobuso
- Vula i-akhawunti yediphozithi/yokuhoxiswa yokupaka enezinzuzo zenzalo enkulu kalula nangokushesha ngokuqinisekiswa kwegama langempela okungekhona ubuso nobuso
● Isevisi yokuqinisekisa elula
- Ukungena ngemvume okulula nokuphephile kanye nesiginesha ye-elekthronikhi enephethini, inombolo yephinikhodi, nokuqinisekiswa kwe-biometric
● Ukudlulisa kalula
- Dlulisela imali kumngane we-KakaoTalk ngaphandle kokwazi inombolo ye-akhawunti elula futhi esheshayo ngokufakazela ubuqiniso okulula.
● Buyekeza ngokuzenzakalelayo imalimboleko yesikweletu
- Hlola kalula umkhawulo wakho, khetha umkhiqizo onconyiwe ofanelana nawe, bese ufaka isicelo semali mboleko ukuze uthumele yonke imali ngesikhathi esisodwa
● Imali ebolekiwe yemali yebhizinisi engekho ubuso nobuso
- Hlola intengo yemakethe yemali mboleko yezindlu eziyinkimbinkimbi ngombuzo olula, faka isicelo ngohlelo lokusebenza, futhi usethe nokubhaliswa nge-elekthronikhi.
● Ukuhanjiswa kwedokhumenti ephathwayo/ukukhishwa kwesitifiketi
- Imibhalo edingekayo ehlobene namadiphozithi kanye nemalimboleko ingathunyelwa futhi izitifiketi zikhishwe ngesikhathi esisodwa ngaphandle kwesicelo sefoni.
● Pepper Life Service
- Vula Ukubhanga > Hlola wonke ama-akhawunti ami nge-Digital Pepper, kanye ‘Nokungenisa’ lapho ibhalansi inganele.
- Isevisi yami yokuphatha isikweletu > Phatha isikolo sami mahhala futhi uhlole umbiko wokuhlaziya isikweletu ngokucophelela
- Isevisi yokubhalisela umkhawulo wemalimboleko > Thola izaziso ezivamile zomkhawulo wakho ngaphandle kokuthi uhlole umkhawulo wakho wemalimboleko njalo
- Insizakalo yokubuza ngemakethe yezindlu > Bheka intengo yemakethe yendlu yakho, okuhlanganisa izindlu zokuhlala nemizi enemindeni eminingi, ngokufaka nje ikheli

● Olunye ulwazi
- Ingasetshenziswa kuphela kuhlelo lokusebenza olulodwa oludlule inqubo yokuqinisekisa ubunikazi.
- Uma usuqedile ukubhalisa ubulungu futhi uvule i-akhawunti yediphozi/yokuhoxa, ungasebenzisa izinsiza ezengeziwe.
- Hlola credit disorder.
(Ukuvinjelwa kokulimala kwezwi kumakhasimende asebenzisa i-Digital Pepper App ngokutholwa kohlelo lokusebenza olunonya) Izinto: Ulwazi lokutholwa kohlelo lokusebenza olunonya, ulwazi lokuxilonga lwezinhlelo zokusebenza ezitholakele
- Pepper Savings Bank Digital Pepper Customer Center: 1644-3993

● Ulwazi ngezimvume nenjongo yokusebenzisa uhlelo lokusebenza
- Ucingo nolwazi lokuxhumana (luyadingeka): Shayela isikhungo senkonzo yamakhasimende, thumela i-SMS
- Isaziso (uyazikhethela): Thola umyalezo push
- Ikhamera nesithombe (uma uthanda): Thatha ikhadi le-ID bese uhambisa imibhalo
- I-Biometrics (uyazikhethela): Ukungena ngemvume kalula
- Indawo (uyazikhethela): Thola i-ATM eduze nendawo yakho
- Idivayisi/esinye isihlonzi (kuyadingeka): Ukuqoqwa kanye nokusetshenziswa kwenombolo yocingo yeselula ebhaliswe kutheminali ukuze kuvinjelwe izingozi zokuthengiselana ngezimali ngogesi
- Izinhlelo zokusebenza ezifakiwe (ziyadingeka): Qoqa/sebenzisa/yabelana ngolwazi mayelana nezinhlelo zokusebenza ezifakwe kumadivayisi ahlakaniphile ukuze uvimbele izingozi zemisebenzi yezezimali ye-elekthronikhi njengobugebengu bokweba imininingwane ebucayi nezinhlelo zokusebenza ezinonya.

※ Ungasebenzisa uhlelo lokusebenza lwe-Digital Pepper ngisho noma ungavumelani namalungelo ozikhethela okufinyelela, kodwa ukusetshenziswa kwezinye izinkonzo kungase kukhawulelwe.

● [Peppers Parking Account 4]
- Igama Lomkhiqizo: I-Akhawunti Yokupaka I-Peppers 4 (I-Akhawunti Yediphozithi/Yokuhoxiswa)
- Ukufaneleka kokubhalisa: Abantu begama langempela abaneminyaka engu-19 noma ngaphezulu (i-akhawunti eyodwa ngomuntu ngamunye)
- Izinga lenzalo eliyisisekelo: Izinga lenzalo elihlukile elisetshenziswa ngenani lebanga elingu-2.2% ngonyaka ngaphansi kwezigidi ezingu-50 eziwiniwe, u-1.0% ngonyaka ngaphezu kwezigidi ezingu-50 eziwiniwe (ngaphambi kwentela, izinga lenzalo eliguquguqukayo)
- Isikhathi sokukhokha inzalo: UMgqibelo wesithathu wenyanga yokugcina yekota ngayinye usuku lokukhokha isikweleti futhi yengezwe kuthishanhloko ngosuku olulandelayo.
- Lo mkhiqizo umkhiqizo okhethekile ongabhaliswa ngohlelo lokusebenza lwe-Digital Pepper.
※ Izinyathelo zokuzivikela
- Le diphozithi ivikelwe efinyelela ezigidini ezingu-50 eziwinwe kumuntu ngamunye (kuhlanganiswe neminye imikhiqizo evikelwe yaleli bhange lokulondoloza imali), kuhlanganisa nothishanhloko kanye nenani elithile lenzalo, ngokuvumelana noMthetho Wokuvikela Idiphozithi.
- Sicela uhlole incazelo yomkhiqizo kanye nemigomo nemibandela ngaphambi kokusayina inkontileka. Unelungelo lokuthola incazelo eyanele yomkhiqizo, futhi sicela uqonde incazelo ngaphambi kokuthenga.
- Izilinganiso zenzalo zingashintsha, ngakho qiniseka ukuthi uhlola iwebhusayithi noma uhlelo lokusebenza.

● [Peppers Smart Loan]
- Igama Lomkhiqizo: Peppers Smart Loan
- Izinga lenzalo: ubuncane be-6.9% ngonyaka ~ ubuningi obungu-19.9% ​​​​ngonyaka
- Umkhawulo: 3.1 million won ~ 100 million won
- Isikhathi semalimboleko: iminyaka eyi-1 kuye kweyi-10
- Ithagethi yemalimboleko: iminyaka engu-19 noma ngaphezulu futhi ubhalisele umshuwalense wezempilo wasemsebenzini
- Indlela yokukhokha: ukukhokha ngezitolimende ezilinganayo zikathishanhloko kanye nenzalo
- Isikhathi sokukhokhisa inzalo: Idethi emisiwe yokukhokha kanye nosuku lokuvuthwa kwemali mboleko inyanga ngayinye
- Izinga lenzalo yobugebengu: Izinga lenzalo yesivumelwano semalimboleko + 3% ngonyaka (kufika ku-20% ngonyaka)
- Imali yokubuyisela kusenesikhathi: kufika ku-1.9% phakathi neminyaka emi-3 (inani lokubuyisela
Kodwa-ke, uma isikhathi semalimboleko esisele singaphansi kwenyanga engu-1, imali yokukhokha ngaphambi kwesikhathi ngaphambi kosuku olumisiwe ayisetshenziswa.
- Imali yokuphatha: Ayikho
- Izindleko zengozi: Imali yesitembu (edlula izigidi ezingu-50 eziwinile / 50% yenani elinqunywe uMthetho Wezitembu)
- Izindleko zesibonelo semalimboleko: Uma isigidi esingu-3.1 esiwinile sibolekwa ngembuyiselo elinganayo kathishanhloko kanye nenzalo ezinyangeni eziyi-12 ngo-6.9% ngonyaka, inani lemali yokukhokha liphelele ngu-3,217,080 ewiniwe (inani lingahluka uma libolekiwe ngempela)

● [Pepper Speed ​​​​Loan]
- Igama Lomkhiqizo: Pepper Speed ​​​​Loan
- Izinga lenzalo: ubuncane be-6.9% ngonyaka ~ ubuningi obungu-19.9% ​​​​ngonyaka
- Umkhawulo: 3.1 million kuya 5 million won
- Isikhathi semalimboleko: iminyaka emi-3
- Ithagethi yemalimboleko: Amakhasimende aneminyaka engu-19 noma ngaphezulu (nokho, kwabangewona abasebenzi, abaneminyaka engu-30 noma ngaphezulu), ababhalisele umshuwalense wezempilo wasemsebenzini, noma amakhasimende anganikeza ubufakazi bemali engenayo
- Indlela yokukhokha: Uthishanhloko owahlehlisiwe kanye nenzalo elinganayo yokubuyisela isitolimende
- Isikhathi sokukhokhisa inzalo: Idethi emisiwe yokukhokha kanye nosuku lokuvuthwa kwemali mboleko inyanga ngayinye
- Izinga lenzalo yobugebengu: Izinga lenzalo yesivumelwano semalimboleko + 3% ngonyaka (kufika ku-20% ngonyaka)
- Imali yokubuyisela kusenesikhathi: kufika ku-1.9% phakathi neminyaka emi-3 (inani lokubuyisela
Kodwa-ke, uma isikhathi semalimboleko esisele singaphansi kwenyanga engu-1, imali yokukhokha ngaphambi kwesikhathi ngaphambi kosuku olumisiwe ayisetshenziswa.
- Imali yokuphatha: Ayikho
- Izindleko zengozi: Azikho
- Izindleko zesibonelo semalimboleko: Uma isigidi esingu-3.1 esiwinile sibolekwa ngokukhokhwa okulinganayo kukathishanhloko kanye nenzalo phakathi nezinyanga ezingama-36 (isikhathi somusa sonyaka ongu-1) ngo-6.9% ngonyaka, inani lemali yokubuyisela iwinile ngu-3,541,430 (inani lingase lihluke uma libolekiwe ngempela)

※ Ulwazi olujwayelekile lwemali mboleko yezikweletu
- Izinga lenzalo yemalimboleko liyizinga lenzalo eliguquguqukayo njalo ezinyangeni ezi-3 futhi linqunywa inani lenzalo eliyisisekelo + inani lenzalo elengeziwe.
- Izinga lenzalo eliyisisekelo lisebenza esikalini sesilinganiso senzalo esilinganisiwe (ngokusekelwe ebhalansini) yawo wonke amadiphozithi esikhathi sePepper Savings Bank ezinyangeni ezintathu ezandulele inyanga eyandulela inyanga okwasingathwa ngayo imali ebolekiwe. (I-Digital Pepper APP/WEB Usekelo Lwekhasimende → Bheka ulwazi lwezinga lenzalo eliguquguqukayo lwanyanga zonke kuzaziso)
https://digital.pepperbank.kr/web/cs/bd/WCSBD11000.view
- Endabeni yemali mboleko yesilinganiso esintantayo, izinga lenzalo yemalimboleko lingase likhuphuke kuze kuqedwe ukukhokha imali ebolekiwe, futhi lapho izinga lenzalo yemalimboleko likhuphuka, umthwalo wezezimali ungase ukhule.
- Imali mboleko ifaneleka kumakhasimende aneminyaka engu-19 ubudala noma ngaphezulu futhi anesilinganiso sesikweletu esingu-NICE esingu-350 noma ngaphezulu anganikeza ubufakazi bemali engenayo, futhi imalimboleko ingase yenqatshwe ngokuvumelana nezindinganiso zokuhlola imalimboleko yebhange.
- I-Pepper Savings Bank inezinhlobonhlobo zemikhiqizo yemalimboleko yesikweletu, futhi izimo zomkhiqizo ezifana nomkhawulo, izinga lenzalo, isikhathi, kanye nendlela yokukhokha ingase ihluke kuye ngemibandela yokuhlola.

※ Amanothi ngemikhiqizo yemalimboleko
- Ngokuya ngesilinganiso sesikweletu, amaphuzu esikweletu somuntu siqu, noma imali engenayo, inani lemalimboleko/inzalo lingase lisetshenziswe ngendlela ehlukile noma ukucubungula imalimboleko kungase kukhawulelwe.
- Sicela uhlole incazelo yomkhiqizo kanye nemigomo nemibandela ngaphambi kokusayina inkontileka.
- Unelungelo lokuthola incazelo eyanele yangaphambili yomkhiqizo, futhi sicela uqonde incazelo ngaphambi kokuthenga.
- Uma kwenzeka ukukhokha sekwephuzile, kungase kudingeke ukuthi ukhokhe uthishanhloko kanye nenzalo ngaphambi kokuphela kwesikhathi senkontileka.
- Ukuboleka ngokweqile kungabangela ukwehla kwesikolo somuntu siqu.
- Ukwehla kwamaphuzu esikweletu somuntu siqu kungase kubangele imikhawulo noma kubi ekwenziweni kwezimali.

I-Pepper Savings Bank Ukuthobela Isikhulu Ukubuyekezwa No. 2024-0137 (2024.03.22~2025.03.21)
Kubuyekezwe yi-Korea Federation of Savings Banks 2024-00437 (2024.04.05~2025.04.04)