FP2級 過去問 2024 解説付き FP2試験

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Mayelana nalolu hlelo lokusebenza

Ukufunda ngesivinini kwezinga le-FP2 elijwayelekile!
Uhlelo lokusebenza lokulungiselela ukuhlolwa kwezinga le-FP2 elikuvumela ukuthi uxazulule imibuzo edlule ngesikhathi sakho esikhululekile futhi ufunde. Imibuzo ekhethwe ngokucophelela evame ukuvela esivivinyweni.
Ngencazelo enemininingwane.

【Isici】
・ Njengoba kunemibuzo emi-5 kuye kweyi-10 emkhakheni ngamunye, ungakwenza kalula.
・ Izovela ngokushesha ngemva kwempendulo, hhayi ngemva kokuba incazelo isixazululiwe.
・ Yonke imibuzo inezincazelo ezinemininingwane.
· Ekugcineni, ungabona impumelelo yakho ngokuqhathanisa izinga lokuphasa lokuhlolwa.

[Mayelana nalolu hlelo lokusebenza]
Uhlelo lokusebenza lokuqoqwa kwezinkinga ezedlule lwebanga le-FP2.
Kunconyelwe labo abafuna ukuthola ikhono lokuphasa kahle ngesikhathi esifushane.
Ungafunda amakhono / izifundo ezisezingeni le-FP2 ngesihloko / insimu.

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[Uyini umhleli wezezimali?]
I-Financial Planning Test ibiyiziqu zikazwelonke kusukela ngo-2002. Kulabo abangazi ukuthi yini i-financial planner, kungase kungafiki emqondweni. Lapho igama ngalinye lihunyushelwa olimini lwesiJapane, izindlela zezimali "ezezimali" kanye nomhleli zisho "umhleli" noma "umhleli." Kalula nje, ungumhleli wezezimali. Kuwebhusayithi yeKinzai Institute for Financial Affairs (Kinzai), ephethe izivivinyo, ukuhlolwa kwamakhono e-FP kuzoqinisekiswa. " Njengoba ubona kule ncazelo, indima yabahleli bezezimali iwukusiza amakhasimende ukuba afinyelele imigomo yawo ngokusebenzisa ulwazi oluhlukene oluhlobene nemali, njengokuvikeleka komphakathi, intela, izindlu nomhlaba, kanye nezezimali.

Kunjalo, ku-FP Level 2, kuzobuzwa imibuzo ezongena ijule ku-Level 3, kodwa ku-FP Level 3, uzofunda ulwazi oludingekayo ekwenzeni umsebenzi we-FP wezinkampani, owawungaphandle komkhakha wokufunda. . Nakuba lokhu okuqukethwe kuyisisekelo, ziwulwazi olubalulekile hhayi kuphela lwalabo abasebenza ngokukhethekile kwi-FP, kodwa nakubadayisi bomshwalense, abamele abadayisi basebhange, nabamele izinkampani zezibambiso lapho besebenzelana namakhasimende ezinkampani.

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[Uhlolojikelele lwesivivinyo]
Kunezinhlobo ezimbili zezivivinyo zebanga ngalinye: ezezemfundo nezokusebenza.Ukuphumelela zombili lezi zivivinyo kuzokuvumela ukuthi uthole iziqu Zomsebenzi Onekhono Eliqinisekisiwe Wokuhlela Kwezezimali. Ukuhlolwa okubhaliwe kanye nokuhlolwa okusebenzayo kwenziwa ngosuku olufanayo, ukuze ukwazi ukuthatha zombili izivivinyo ngesikhathi esisodwa.
"Umnyango" unesamba semibuzo engama-60, yonke ephendulwa ngefomethi yezinketho ezine (iphepha lamaka lokukhetha okune). Imibuzo ibuzwa ngokulinganayo emikhakheni eyisithupha: ukuhlela impilo, ukuphathwa kwezinhlekelele, ukuphathwa kwempahla yezezimali, ukuhlela intela, izindlu nomhlaba, kanye nokulandelana kwefa/kwebhizinisi. U-60% uyizinga lokuphasa, ngakho uma uthola amaphuzu angu-36 noma ngaphezulu, uyaphasa. "Prakthiza" okuqukethwe okusebenzayo lapho ufunda khona isibonelo bese uphendula imibuzo ethile ngakho. Inani lemibuzo liyahlukahluka kuye ngenhlangano eqalisa ukusebenza, ngemibuzo eyi-15 yeKinzai kanye nemibuzo engama-40 ye-FP Association. Njengasemnyangweni, amaphuzu angama-60% noma ngaphezulu ayadingeka ukuze uphumelele ukuhlolwa. Maqondana nokuhlolwa okusebenzayo kwezinga le-FP2, izinhlobo ezahlukene zezimpendulo zixubile, njengemibuzo emine ukukhetha, ○/× imibuzo yenketho ngayinye, imibuzo ongayikhetha eqenjini lamagama, nemibuzo yokuphendula inani elibaliwe ngendlela ebhaliwe. Uma umnyango ucela ulwazi oludingekayo emsebenzini, ikhono elisebenzayo licela ikhono lokulisebenzisa ekusebenzeni.

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[Ishejuli yokuhlolwa]
Izinga le-FP2 linamathuba amathathu okwenza isivivinyo unyaka nonyaka, ngoJanuwari, Meyi, noSepthemba.
Izikhathi zokuhlola zosuku zimi kanje.

・ Isivivinyo esibhalwayo: 10:00-12:00 (imizuzu eyi-120)
・ Isivivinyo esisebenzayo: 13:30-15:00 (90 imizuzu)

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[Imali yokuhlolwa]
Imali yokuhlolwa kwezinga le-FP2 yi-4,200 yen ezifundweni zezemfundo kanye namayen angu-4,500 wamakhono angokoqobo (okungakhokhiswa intela). Uma uthatha zombili izivivinyo ngosuku olufanayo, izindleko ezihlanganisiwe zizoba yi-8,700 yen. Kodwa-ke, izinkokhelo ezihambisana nokudluliswa kwemali ebhange kanye nezinkokhelo zasesitolo zizokhokhwa umuntu ngamunye.

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[Ukufaneleka ukuthatha isivivinyo]
Noma ubani angathatha izinga le-FP3, kodwa kuneziqu zokuthatha izinga le-FP2. Lapho ufaka isicelo sokuhlolwa, uzodinga ukusho ukuthi ufanelekile yini ukwenza ukuhlolwa.

・ Labo abaphumelele ukuhlolwa kwamakhono ebangeni lesi-3
・ Abantu abanolwazi olusebenzayo lweminyaka engaphezu kwemi-2 emsebenzini we-FP
・Labo abaphothule ukuqeqeshwa kwesitifiketi se-AFP okugunyazwe yiJapan FP Association
・ Abantu abaphumelele Izinga lesi-3 lokuhlolwa kwamakhono okuxhumanisa ezezimali okugunyazwe nguMnyango Wezempilo, Wezabasebenzi Nezenhlalakahle

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[Ibanga lokuhlola]
Zonke izivivinyo zezemfundo ziyizinketho eziningi. Imibuzo izobuzwa ngokulinganayo emikhakheni eyisithupha elandelayo: ukuhlela impilo nokuhlelwa kwezimali, ukuphathwa kwezingcuphe, ukuphathwa kwempahla yezezimali, ukuhlela intela, indawo ethengiswayo, kanye nokulandelana kwefa/kwebhizinisi.

Imibuzo 1-10 Ukuhlela impilo
Imibuzo 11-20 Ukulawulwa kobungozi
Imibuzo 21-30 Ukuphathwa kwempahla yezezimali
Imibuzo 31-40 Ukuhlelwa kwentela
Imibuzo 41-50 Izindlu ezithengiswayo
Imibuzo 51-60 Ukulandelana kwefa/kwebhizinisi

Izivivinyo ezingokoqobo zisingathwa emikhakheni ehlukene kuye ngenhlangano eqalisa ukusebenza, futhi ebangeni lesibili, izimpahla zegolide “ziwukubonisana kwempahla yomuntu ngamunye”, “ukubonisana ngempahla yamakhasimende omshwalense wempilo” (ngoJanuwari, Meyi, Septhemba), “umnikazi webhizinisi elincane neliphakathi. ukubonisana ngempahla" (ibanga loku-1). , Septhemba) kanye nezinsizakalo zokubonisana nezimpahla zekhasimende ezingezona ezokuphila (September).
I-FP Association inikeza kuphela "izinsizakalo zesiphakamiso sokuklama kwempahla".

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[Ingxenye yokuphasa nokukhululwa ezivivinyweni]
Kukhona uhlelo lokuphasa oluyingxenye yokuhlolwa kokuhlela imali. Labo abaphumelele ukuhlolwa kancane bangakhululwa ekuhloleni izifundo abake baziphumelela ngokwenza isicelo esinqunyiwe.
Ngalesi sizathu, uma uphumelela ukuhlolwa kwezemfundo (noma okungokoqobo) emzamweni wokuqala, yilabo kuphela abangaphumelelanga ukuhlolwa okulandelayo abazokwazi ukukuthatha. Mayelana nezindleko zokulungiselela izivivinyo kanye nezindleko zokuhlolwa, lolu uhlelo oluwusizo kakhulu.

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[Mayelana nenhlangano esebenzayo]
I-Financial Planning Proficiency Test inezinhlangano ezimbili, futhi isetshenziswa ngendlela yokwazisana, okuyivelakancane ekutholeni iziqu kuzwelonke. Enye "i-Kinzai Institute for Financial Affairs" kanti enye "i-Japan FP Association". Sekuyisikhathi eside, i-Kinzai Institute of Financial Affairs igunyaza izivivinyo zekhono lomlamuli wezezimali (i-Kinzai FP), futhi i-Japan FP Association ibigunyaza ngokuzimela i-CFP ne-AFP. Ngo-2002, ukuhlelwa kwezezimali kwengezwa ekuhlolweni kwamakhono omsebenzi, kwathi lapho ochwepheshe bokuhlela imali sebeba yiziqu zikazwelonke, izinhlangano ezimbili ezazinomlando weziqu ezihlobene ne-FP kuze kube yileso sikhathi zaqokwa nguMnyango Wezempilo, Zabasebenzi Nezenhlalakahle. isikhungo. Ngendlela, awukho umehluko ezifundweni ezingatholwa kungakhathalekile ukuthi kuthathwa ziphi. Ngaphezu kwalokho, manje sekungenzeka ukuthi ukhululwe ekuhlolweni kwezemfundo kwe-FP Association ngerekhodi lokuphasa umnyango wezemfundo eKinzai.

Yini entsha

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