NH콕뱅크(농협)

농협

Mayelana nalolu hlelo lokusebenza

[Ulwazi Lomkhiqizo]

■ I-CoK imele i-[(Agricultural) Cooperatives of Korea] futhi imele i-[Agricultural Cooperatives of Korea].

■ Lena insizakalo yebhange likamakhalekhukhwini le-Nonghyup Mutual Finance evumela noma ubani ukuba asebenzise kalula futhi kalula izinsiza ezihlukahlukene zezezimali nendlela yokuphila ezidingekayo ekuphileni kwansuku zonke.

[Izinkonzo Eziyinhloko]

■ Ukubhaliswa kobulungu okulula: Ungabhalisa njengelungu ngokumane uqinisekise umakhalekhukhwini wakho kanye ne-akhawunti ye-Nonghyup ngaphandle kwezinqubo zokuqinisekisa eziyinkimbinkimbi.

■ Isekela izindlela zebhange ezi-4.
1) Imodi evamile: Lena imodi yezimali eyisisekelo ekuvumela ukuthi ufinyelele/usebenzise zonke izinsiza kalula.
2) Imodi yelungu leNyunyana: Lena imodi eyenziwe ngokwezifiso ekhethelwe amalungu enyunyana.
3) Imodi yombhalo omkhulu: Lena isevisi ehlinzeka ngolwazi lwemali ethunyelwayo nolwazi ngombhalo omkhulu kwabadala namakhasimende abona kancane.
4) Imodi ye-Mom CoK: Lena imodi yasebhange ekuvumela ukuthi uklame isikrini sakho sasebhange.

■ Imali Ethunyelwayo: Ungavele ungene ngemvume (izinombolo ezingu-6) futhi uthumele kalula imali ngaphandle kokufaka iphasiwedi ye-akhawunti yakho.
1) Ukungena ngemvume okulula (inombolo yamadijithi ayi-6) amakhasimende: Kungadluliswa kuze kufike ezigidini ezi-5 eziwinile ngosuku
2) Amakhasimende akhipha i-CoK PASS (i-OTP yeselula): Angathumela imali efika ezigidini eziyi-10 ewinwe ngesikhathi kanye nezigidi ezingama-50 eziwinwe ngosuku
3) Amakhasimende abhalisa futhi asethe i-OTP (ngokomzimba): Angakwazi ukuthumela imali efika ezigidini eziyi-100 ngesikhathi kanye nezigidi ezingama-500 eziwiniwe ngosuku
※ Kokubili i-CoK PASS ne-OTP (yangempela) ingasetshenziswa

■ Imali ethunyelwa ngokushesha: Lena isevisi ehlela i-akhawunti yokuhoxiswa kwemali, i-akhawunti yediphozi, kanye nenani lediphozi kusengaphambili futhi ithumele imali ngokushesha.

■ Uphenyo: Ungakwazi ukubhalisa kalula i-akhawunti yakho yakwaNonghyup namanye ama-akhawunti ezezimali futhi ubuze.

■ I-Open Banking: Imibuzo nokudluliswa kwemali kungenzeka ngemva kokubhalisa ama-akhawunti ekhasimende kuzo zonke izikhungo zezezimali.

■ Ikhadi Lemali Elihambayo: Ungakhokha e-Hanaro Mart ezweni lonke usebenzisa umakhalekhukhwini wakho ngaphandle kwemali noma ikhadi (Umkhawulo wansuku zonke: 500,000 won.

■ Khokha I-Zero: Lena isevisi yokukhokha elula yabanikazi bamabhizinisi amancane futhi iyisevisi esekelwe ku-akhawunti yokukhokha ngokuqondile lapho inkokhelo yenziwa ngokuqashelwa kwekhodi ye-QR kanye nokwethulwa kwe-QR/ibhakhodi (Umkhawulo wansuku zonke wezigidi ezi-2 eziwiniwe).

■ Isitifiketi Sesipho Seselula Se-Zero Pay: Lena insizakalo ehlobene ekuvumela ukuthi uthenge izitifiketi zesipho zothando zamaselula kanye nezitifiketi zesipho ze-Onnuri futhi ukhokhe ezitolo ezixhumene ne-Zero Pay.

■ Imikhiqizo yezezimali: Ungabhalisela imikhiqizo ungabhekani ubuso nobuso, njengama-akhawunti asebhange, amadiphozithi/ukulondoloza, imalimboleko, namakhadi, ngaphandle kokuvakashela igatsha.

■ Idatha Yami: Lena isevisi ehlinzeka ngokuphathwa kwezikweletu okudidiyelwe kanye nokuphathwa kwempahla.

■ Uphenyo lwe-akhawunti ye-Nonghyup yonke: Ungabheka izimpahla zakho ezibhaliswe kwa-Nonghyup (amadiphozithi/ukonga, izimali, amakhadi, imalimboleko, imali yangaphandle, njll.) shazi ngaphandle kokubhalisa.

■ Ibhange LAMI: Ihlinzeka ngesevisi yomuntu siqu ekuvumela ukuthi ubuke ulwazi lwekhasimende nomlando wokuqongelela ubulungu.

■ Ukushintshaniswa Kwemali: Ungafaka isicelo sokushintshisana ngemali ngohlelo lokusebenza futhi ukuthole egatsheni eliseduze.

■ Izimali ezithunyelwa phesheya kwezilwandle: Izimali ezengeziwe zingenziwa kumamukeli ofanayo ngokusekelwe emininingwaneni yemali ethunyelwa phesheya eyenziwa emagatsheni omfelandawonye wezolimo nemfuyo.

■ Iphakethe lemali yakwamanye amazwe: Ungashintsha futhi ugcine imali yakwamanye amazwe, uthole imali yangaphandle eyimali noma nini lapho ufuna, noma uyithenge kabusha ngokushesha nge-Korean won.

■ Isipho semali yangaphandle: Ungapha imali yakwamanye amazwe inqobo nje uma ulazi igama lakho nenombolo yomakhalekhukhwini. Amakhasimende athola isipho angasithola kunoma yiliphi igatsha lemifelandawonye yezolimo noma yemfuyo ezweni lonke.

■ Izikweletu zikamasipala: Ungakwazi ukukhokha kalula i-Giro, izintela zendawo, izinhlawulo zomgwaqo, izikweletu zikagesi, izimali zamanzi nezokukhuculula indle, izimali zokuphatha amafulethi, izinkokhelo zomshwalense wezenhlalakahle ezihlanganisiwe, ngisho nempesheni kazwelonke.

■ Ukuhoxiswa kwe-ATM: Ungakhipha imali efika ku-300,000 ewiniwe emshinini ozishintshayo weNonghyup ngaphandle kwebhuku lasebhange noma ikhadi.

■ Ukukhipha imali ezitolo: Ungavakashela igatsha futhi ukhiphe imali ngaphandle kwencwadi yasebhange noma ikhadi.

■ I-CoK Farm: Umsizi wedijithali wabalimi namalungu ezinyunyana/amalungu akanye nabo, inikeza izinhlobonhlobo zezinsizakalo ezikhethekile, okuhlanganisa izindaba zokusebenzelana kwezolimo nemfuyo, ukubhaliswa okungezona ubuso nobuso kwamalungu akanye nabo, ukubuza ngesimo sawoyela samahhala, kanye nemininingwane yokuthunyelwa kwemikhiqizo yezolimo.

■ Ukuthenga kwe-CoK: Ishaneli yokuthenga yedijithali ye-pan-Nonghyup lapho ongakwazi khona ukuthenga kalula imikhiqizo emisha yezolimo neyemfuyo, izinto zasendlini, kanye nempahla yasendlini kwaNonghyup.

■ Izinzuzo ze-CoK: Lena indlela yokuphila yedijithali/isiteshi sokusebenzisana lapho ungasebenzisa khona izinhlobonhlobo zezinsizakalo ezikahle ekuphileni kwansuku zonke.
- Amasevisi amakhulu: Ukonga izindleko zokuxhumana kwe-CoK, izincomo zesitoko, ukubikezela inhlanhla, ifulethi i-NHCoK, umgcini oyedwa, ukuvikelwa kobugebengu bokweba imininingwane ebucayi

■ I-Nonghyup Courier: Lena isevisi yokulethwa kwendlu ngendlu yakwaNonghyup eya kuwo wonke amagumbi ezwe.

■ Ukuthengiselana ngekhadi lomuntu nomuntu (Pay App Lite): Lena isevisi evumela abantu okungebona abebhizinisi ukuthi bathole izinkokhelo zamakhadi ngaphandle kwetheminali yekhadi.


[Ulwazi lwamalungelo okufinyelela]
■ Amalungelo okufinyelela adingekayo
- Amafayela nemidiya: Isetshenziselwa ukuphatha izilungiselelo zohlelo lokusebenza amafayela nezitifiketi.
- Inombolo yocingo: Inombolo yocingo iqoqwa ezimeni ezifana ne-OTP yeselula, ukuqinisekiswa kobunikazi beselula, noxhumo lwekholi yokubonisana njengokufinyelela kusimo sefoni yeselula kanye nolwazi lwedivayisi ukuze kuqinisekiswe inombolo yocingo lweselula yokuqinisekisa ubuwena beselula nokuvimbela ukukhwabanisa kwezezimali ngogesi.
※ I-NHCOK Bank, empeleni, ayiqoqi imininingwane ebucayi engase yephule ubumfihlo bekhasimende Uma kudingekile, iqoqa imininingwane ngemvume ehlukile yekhasimende futhi iyisebenzisela injongo yemvume kuphela.
- Izinhlelo zokusebenza ezifakiwe: Siqoqa ulwazi lokufakwa kohlelo lokusebenza lwe-smartphone ukuze sigweme izingozi zokwenziwa kwezimali ngogesi.

* Amalungelo okufinyelela adingekayo ayadingeka ukuze usebenzise isevisi, futhi uma kungavunyelwe, ukusetshenziswa kwesevisi kuzokhawulelwa.

■ Amalungelo okufinyelela ngokuzithandela
- Imininingwane yokuxhumana: Isetshenziselwa ukubuyisa uhlu loxhumana nabo ngaphambi kokuthumela imali ngeselula kanye nokuthumela umphumela wokudlulisa imali nge-SMS ngemuva kokuqeda ukudlulisa imali.
- Ikhamera: Isetshenziselwa ukuthwebula izithombe, ukuthwebula i-ID, ukuqashelwa kwekhodi ye-QR, njll.
- Imakrofoni (ukuqashelwa kwezwi): Isetshenziselwa ukusesha ngezwi.
- Isaziso: Isetshenziselwa izaziso ze-PUSH.

* Ungasebenzisa isevisi ngisho noma ungavumelani namalungelo ozikhethela okufinyelela, kodwa kungase kube nemikhawulo ekusetshenzisweni kweminye imisebenzi.

※ Uma usebenzisa i-smartphone enenguqulo ye-Android OS engu-6.0 noma ngaphansi, wonke amalungelo okufinyelela adingekayo angasetshenziswa ngaphandle kwamalungelo okufinyelela ozikhethele. Kulokhu, uma uthuthukisela isistimu yokusebenza ku-OS 6.0 noma ngaphezulu bese ufaka kabusha uhlelo lokusebenza, ungasetha amalungelo okufinyelela ngokuvamile.

[Ukusetshenziswa kolwazi]
- Kufanele ukusetshenziswa: Amakhasimende aneminyaka engu-14 noma ngaphezulu anomakhalekhukhwini kanye ne-akhawunti yakwaNonghyup egameni lawo (nokho, uma umakhalekhukhwini ungekho egameni lawo, ubulungu bungabhaliswa ngokugunyazwa okuhlukile kwababhalisile be-e-finance be-Nonghyup Bank kuphela)
- Amahora okusetshenziswa: amahora angama-24 (ngaphandle kwezinsizakalo ezithile)
- Imibuzo: Isikhungo Sokwelulekwa: 1600-2800 (Izinsuku zebhizinisi: 9:00 ~ 18:00 phakathi neviki)

- I-OS esekelwayo encane: I-Android 5.0 noma ngaphezulu

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