안심전세

주택도시보증공사

Mayelana nalolu hlelo lokusebenza

Gcina imali yami yokuqasha iphephile! Isicelo sesiqinisekiso sezindlu esimele esisekela ukuzinza kwezindlu zabantu
I-HUG Yeselula ihlanganiswe ne-Safety Jeonse futhi isikhishiwe!

I-Safe Jeonse iyisevisi yokwesekwa kwezindlu enendawo eyodwa engasetshenziswa ngesikhathi esisodwa, kusukela ekuxilongweni kwengozi yezindlu eziqashisayo ukuze kuqinisekiswe ukubuyiswa kwediphozi yokuqasha kumakhasimende ngamanye, isicelo kuya ekukhishweni kwesiqinisekiso sediphozithi yokuqasha, kanye nesicelo sokugcwalisa. Sizothatha umthwalo wemfanelo wempilo engcono yabantu ngokweseka abaqashi abafuna ukugcina izimali zabo zokuqasha eziyigugu kanye nabaqhubi bamabhizinisi aqashisayo abadinga ibhizinisi elizinzile lokuqasha. Landa i-Safe Jeonse, isicelo sesiqinisekiso seselula se-HUG, isikhungo esikhulu kunazo zonke sokuqinisekisa izindlu e-Korea, futhi uvikele idiphozithi yakho!

1. Ukuxilongwa Nokubonisana Kweshatha Yezokuphepha
(Isebenza kuwebhu ukuze izinze. Izohlanganiswa nohlelo lokusebenza kamuva.)

□ Izici ze-Safety Charter Diagnosis and Consultation zimi kanje.

• Uphenyo lwamanani emakethe kanye nokuxilongwa kwengozi
Umbuzo wentengo yemakethe uhlinzekwa yi-Korea Real Estate Agency. Njengamanje, kuyenzeka ukucinga amafulethi, izindlu eziwumugqa, kanye nezindlu zezindlu eziningi ezinemizi engaphansi kwama-50 endaweni yedolobha.
Ungabuza inani lemakethe lendlu ohlala kuyo noma indlu ofuna ukuhlala kuyo futhi uhlole ubungozi. Uma unekhophi eqinisekisiwe yokubhaliswa kwezindlu, ungasebenzisa ukuxilongwa kwamahhala, futhi uma ungenayo ikhophi eqinisekisiwe yokubhaliswa kwezindlu, ungasebenzisa ukuxilongwa okukhokhelwayo (1,000 won). Uma usebenzisa Ukuxilongwa Kwenkokhelo, ungathola isaziso sezinguquko olwazini olubhalisiwe lwendlu eqondiwe mahhala iminyaka emi-2 nezinyanga eziyisi-6.

• I-Global Contract Self-Test
Ungabheka izinhla zokuhlola ezibalulekile ezinikezwe uMnyango Wezomhlaba, Ingqalasizinda Nezokuthutha ngaphambi, ngesikhathi, nangemva kwenkontileka yokuqashisa.

• Uphenyo lomnikazi wendawo
Wake wakubona yini ukuthi uma umqashi efaka isicelo sesiqinisekiso sokubuyiselwa kwediphozi ku-Housing and Urban Guarantee Corporation, ukukhishwa kwesiqinisekiso kuyanqatshwa ngenxa yokwenqatshelwa komnikazi wendawo ukufaka idiphozi? Uma umqashisi evuma ukunikeza ulwazi futhi agunyaze kumenyu Yombuzo Womnikazi Wendawo, sizobuza ukuthi ingabe umuntu (oqashiwe) ungaphansi kokuvinjelwa kokubhalisa kusiqinisekiso se-jeonse. Ungakwazi futhi ukubuka umlando wakho wesikhathi esidlule wokukhokha isikweletu.
Bonisa isikrini sombuzo kumqashi futhi wenze inkontileka yokuqashisa ngokuzethemba!

• Isicelo sokubhaliswa kwesiqinisekiso se-charter (siguqulelwe kuhlelo lokusebenza)

• 1:1 ukubonisana nomthetho
Xhumana nommeli wangaphakathi kwaHousing City Guarantee Corporation ukuze uthole izinto ezithinta umthetho. Kunomkhawulo wokubonisana okungu-3 kumuntu ngamunye ngenyanga.
Sinikeza izibonelo zokuhumusha okusemthethweni okuhlobene nokuqashisa, ngakho thola ulwazi lwezomthetho oludingayo ngaphambi kokubonisana

• Eminye imisebenzi
-Uphenyo lomthengisi wezindlu (oluhlinzekwe yingosi yemininingwane yendawo kazwelonke),
- Hlola izinga lenzalo ye-Jeonse Loan (izinga lenzalo yemalimboleko yoMnyango we-HUG Jeonse Guarantee yebhange ngalinye, ibuyekezwa nyanga zonke),
- Thola mayelana nokuqashisa umphakathi (LH My Home uxhumano)
- Bheka imininingwane nge-My Page (Ngemva kokuqinisekiswa kwefoni ephathekayo, ukuxilongwa, izindlu, kanye nokuphathwa kwemininingwane yokubonisana nomthetho)

2. Isevisi yomkhiqizo wokuqinisekisa isiqinisekiso sokuphepha (ukusebenza kwangaphakathi nohlelo)

□ Imikhiqizo engafakelwa isicelo imi kanje.

• Isiqinisekiso sokubuyiselwa kwediphozithi ye-Jeonse
Isiqinisekiso sokubuyiselwa kwediphozi ye-jeonse siwumkhiqizo wesiqinisekiso lapho umqashisi (umnikazi wendawo) enesibopho sokubuyisela idiphozi ye-jeonse okufanele ibuyiselwe kumqashi (oqashile) ekupheleni kwenkontileka ye-jeonse. Isihloko sesiqinisekiso sokubuyiselwa kwediphozithi ye-Jeonse umqashi (isiqashi). Kungakhathalekile ukuthi hlobo luni lwezindlu, abaqashi abahlanganyelwe bangafaka isicelo sesiqinisekiso ngeselula.

• Isiqinisekiso sediphozi yokuqasha
Isiqinisekiso sediphozithi yokuqasha siwumkhiqizo wesiqinisekiso onesibopho sokubuyisela idiphozi yokuqasha kumqashi (umqashi) uma ibhizinisi eliqashisayo (umnikazi wendawo) engayibuyiseli idiphozi yokuqasha. Ibhizinisi eliqashisayo (umnikazi wendawo) eliqashisa ngezindlu eziqashisayo eziqashisayo ngokususelwe ku-Athikili 49 (1) 「Umthetho Okhethekile Wezindlu Eziqashisayo Eziqashisayo」 liyisibopho sokubhalisela isiqinisekiso sediphozithi yokuqasha. Kungakhathalekile ukuthi hlobo luni lwezindlu, izinkampani eziqashisa ngokuhlanganyela zingafaka isicelo sesiqinisekiso ngeselula.

□ Lapho ufaka isicelo sesiqinisekiso, imisebenzi eyinhloko yesicelo imi kanje.

• Isiqinisekiso sokubuyiselwa kwediphozithi ye-Jeonse, isiqinisekiso sediphozi yokuqasha Ukuqinisekiswa kolwazi oluqondene nomkhiqizo
• Isiqinisekiso sokubuyiselwa kwediphozithi ye-Jeonse, isicelo sesiqinisekiso sediphozi yokuqasha, ushintsho, ukuvuselela, ukukhansela
• Isiqinisekiso sokubuyiselwa kwediphozithi ye-Jeonse, isimangalo sokugcwalisa isiqinisekiso sediphozi yokuqasha
• Uphenyo lwezimali zesiqinisekiso esingabuyisi, ukuqinisekiswa kweziqinisekiso ezeqile
• Iwaranti yami, uphenyo lwesicelo sami sokusebenza
• Ukukhishwa kwezitifiketi ezihlukahlukene njengeziqinisekiso nemigomo nemibandela
• Iwizadi yediphozi ye-Jeonse ukuvimbela ukukhwabanisa kwe-charter, uphenyo lokufakwa ohlwini oluphephile
• Isixhumanisi Esisheshayo Sesikhungo Sokuvimbela Ukukhwabanisa Kweshatha

□ Faka isicelo sewaranti kalula ngesevisi elula, engaqondene nobuso nobuso.

• Noma kunini, noma kuphi, isicelo sewaranti yamahora angu-24 engekho ubuso nobuso
• Ukuhambisa idokhumenti kulula ngokuthatha isithombe
• Isevisi ye-Automatic Scraping Amadokhumenti Amakhulu
• Isaziso esisheshayo sokwenzeka endalini yesiqinisekiso se-Jeonse kanye nolwazi lokushintsha komqashisi
• Abaqashi abahlanganyelwe namabhizinisi aqashisayo ahlangene angafaka isicelo

□ APP inhlangano esebenzayo
IHousing City Guarantee Corporation