Kulabo abakwaziyo ukubala imali💰.
Uma ungumuntu okwaziyo ukufunda ngezezimali bese ukhetha ukuthi ungayivula kuphi idiphozi, uhlelo lokusebenza luzokwazi ukuqhathanisa izinketho ezihlukene futhi luqonde ukuthi iyiphi enenzuzo enkulu.
Landa isibali sediphozithi esingaguquki esingcono kakhulu sabantu abanediphozithi kanye nezihoxisiwe. Kuwuhlelo lokusebenza olubalulekile lwe-Rentier kanye nabatshalizimali be-serial.
Isicelo sethu nakanjani sizoba usizo👍 kubo bonke abafake imali esikhathini esizayo kanye nalabo asebevele bebambe izimali ezifakwa ebhange.
Izici eziyinhloko zohlelo lokusebenza
👉 Uma ufuna ukuhlola ibhange lakho, ukuthi liyibale kahle yini inzalo kumadiphozithi akho
👉 Ibhange lisesigabeni sokuqothuka futhi ulinde ukukhokhwa kwediphozithi enenzalo. Ufuna ukwazi ukuthi yimalini ezobuyiselwa kuwe nenzalo
👉 Ukhetha ibhange bese uqhathanisa izimo zamadiphozithi. Isicelo sizokusiza uqonde ukuthi iyiphi idiphozi enenzuzo enkulu.
👉 Unamadiphozithi amaningana futhi awazi ukuthi unemali engakanani. Uhlelo lokusebenza luzobala ibhalansi yakho ephelele kufaka phakathi inzalo yama-ruble, amadola nama-euro.
👉 Wongela ukuguga / imoto, ifulethi / futhi ufuna ukuqonda ukuthi inani elidingekayo lizoba nini ku-akhawunti.
👉 Uma ungazi ukuthi izoba yini intela yemali engenayo kwidiphozithi yakho, isicelo sizoyibala ngaphandle kobunzima
Isibali sediphozithi sinamandla okubala idiphozithi, sicabangele amadiphozithi kanye nokuhoxiswa kwemali. Ukugcwalisa okuvamile kungasethwa masonto onke, nyanga zonke, njalo ngekota futhi njalo ngonyaka ngedethi eshiwo (isici esikhokhelwe)
Izinhlobo ezisekelwayo zamadiphozithi
🔸 Idiphozithi ngama-euro, amadola, ama-ruble kanye ne-hryvnia (umsebenzi okhokhelwayo)
🔸 Idiphozithi ye-Sberbank (Buyisela, Gcina) kanye ne-VTB
🔸 Izilinganiso zediphozithi eziguquguqukayo
🔸 Amadiphozithi anediphozithi kanye nokuhoxiswa kwemali.
🔸 Ngezinga elingaguquki nelintantayo
Ukuqhathaniswa kwamadiphozithi
Isicelo sisebenzisa ukuqhathanisa amadiphozithi ama-2 ngemali engenayo, kucatshangelwa amadiphozithi kanye nokuhoxiswa kwemali. Ungafaka ama-deposit angu-2 avela emabhange ahlukene, uwakhethe esikrinini sokuqhathanisa futhi uthole ulwazi mayelana nokuthi iyiphi idiphozi enenzuzo enkulu.
Uhlelo lokusebenza likuvumela ukuthi ugcine imininingwane yasebhange yediphozithi ukuze igcwaliswe
Uhlelo luhlinzeka ngokungeniswa nokuthekelisa kwamadiphozithi, kanye nokuthumela isimiso nemibandela yediphozithi nge-imeyili.
Ukuze ulondoloze idatha yediphozithi, udinga ukukhetha idiphozi oyifunayo ohlwini lwamadiphozithi ngokucindezela isikhathi eside bese uchofoza ukulondoloza. Engxoxweni evelayo, faka igama lefayela ozoligcina.
Ngokuzayo, ungathola leli fayela efonini yakho futhi ulithumele ngemeyili
Umsebenzi wokuqhathanisa idiphozi uyakhokhiswa. Kukhona ukuqhathanisa okungu-10 okutholakala kunguqulo yamahhala.
Kubuyekezwe ngo-
Jul 31, 2024