Lums AI

In-app purchases
10+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Chat with your money and let AI build your budget in 2 minutes. Save time with Lums, the intuitive money management tool designed for total financial clarity. Build your personalized budget, manage multi-currency accounts, and let our AI auto-categorize every transaction instantly. Ask: “What recurring charges do I have?” to find hidden costs and master your wealth with the ultimate budgeting app experience.

ALL YOUR ACCOUNTS IN ONE PLACE
Manage all your accounts together, whatever the currency, with real-time tracking and automatic categorization. Whether you're at home or abroad, Lums ensures your budget stays accurate across every account you own.

CORE FEATURES:
- Connect all your banks: See all your balances and transactions in one place, instantly.
- Chat with your money: A unique way to interact with your finances. Build your entire budget and categorize transactions in bulk through a simple 2-minute conversation based on your goals and patterns.
- Personalized Budgeting: Set up a budget that fits your life, then edit it whenever you want with total ease.
- Proactive Insights: Get smart updates on your spending. Like “You spent 30% more on dining this month”.
- Effortless Tracking: Categorize your expenses automatically, in bulk via our chat, or manually. You can also tag your expenses to stay perfectly organized.

Your privacy is our priority. Lums provides bank-level security with read-only, encrypted access so your data stays yours, always.
Lums uses Google Cloud Vertex AI to securely process user messages and relevant financial data in order to provide AI-powered insights. Google Cloud acts solely as a data processor and does not use this data to train its models.

Privacy Policy:
https://www.lums.ai/en-ca/privacy-policy
Terms of Use:
https://www.lums.ai/en-ca/terms-of-service
Updated on
Feb 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

What’s new

This update brings advances across the app to enhance your experience. With this release, we bring you smart transaction search, bug fixes, and stability improvements.