Vitto - Business Loan App
10K+
Downloads
Everyone
info
About this app
Vitto: Smart Financial Solutions for Indian MSMEs
Empower your business with Vitto, India’s leading platform for MSME financing. Access business loans, optimize cash flow, and grow with AI-powered tools tailored to your needs. Join thousands of MSMEs transforming their financial health with Vitto.
Why Choose Vitto?
✅ Easy Online Process: 100% digital application, no paperwork, collateral or office visit needed
✅ Flexible Business Loans: Repayment plans customized for your business.
✅ Quick Disbursal: Get funds in your account fast.
✅ Affordable Interest Rates: Transparent APRs starting at 15%.
✅ Dedicated Support: Personal relationship managers for a smooth journey.
✅ Safe & Secure: ISO-certified for data privacy and security.
Vitto’s Financial Solutions for MSMEs:
🔹 Term Loans: Fixed-tenure loans with competitive rates to meet your business goals.
🔹 Working Capital Loans: Ensure smooth daily operations with quick access to short-term funds.
🔹 Expansion Loans: Finance your business growth, from adding new locations to purchasing equipment.
🔹 Custom Loan Options: Tailored for retailers, traders, service providers, and online sellers.
Whether stocking inventory, managing cash flow, or preparing for seasonal demand, Vitto offers the right financial solutions to help your business thrive.
Who might be eligible for a business loan:
🟢 Business Tenure: Operating for more than 12 months
🟢 Annual Turnover: Minimum ₹1 lakhs monthly banking income
🟢 Promoter Age: Business owners must be 21+ years old.
🟢 Registration: GST or Udhyam registered businesses
Loan Details:
💰 Loan Amount: ₹50,000 - ₹25,00,000
📈 Interest Rate (APR): Minimum 12% - Maximum 32%
📆 Loan Tenure: Minimum 3 Months to Maximum 48 months
⚙️ Processing Fee: 1% - 4% of loan amount
Sample Loan Calculation:
- Loan Sanction Amount: ₹1,00,000/- at an interest rate of 20% p.a.
- Loan Tenure: 12 Months
- Processing Fees (Including GST @18%): ₹2,360
- Disbursement Amount: ₹1,00,000 (Loan Amount) - ₹2,360 (Processing Fees) = ₹97,640
- Total Interest Payable: ₹11,161.41
- Monthly Installment (EMI): ₹9,263.45
- Total Cost of Loan: ₹13,521.41 (Interest + Processing Fee)
- Annualized Percent Rate (APR): 24.65%
Why Businesses Trust Vitto:
- Tailored for MSMEs: Designed specifically for India’s small businesses.
- Certified & Secure: ISO/IEC 27001 & ISO/IEC 27701 certifications ensure data security and privacy.
- AI-Powered Insights: Intelligent risk profiling for better loan decisions.
- Trusted Partnerships: Collaborations with leading financial institutions.
NBFC Partners:
- Mitrata Inclusive Financial Services Pvt. Ltd (https://www.mitrata.in/page-details.php?pid=100&parent_id=4)
- Vastu Finserve India Private Limited (https://www.vastufinserve.com/vastu-partners)
- PayMe India Financial Services Private Limited (https://www.pmifs.com/lsp-dla-details/)
Contact Us:
Vitto operates under Uthaan Technologies Private Limited.
📍 Registered Office: 808, Devika Tower, Nehru Place, New Delhi, DL 110019, India.
📧 Email: info@vitto.money
Empower your business with Vitto, India’s leading platform for MSME financing. Access business loans, optimize cash flow, and grow with AI-powered tools tailored to your needs. Join thousands of MSMEs transforming their financial health with Vitto.
Why Choose Vitto?
✅ Easy Online Process: 100% digital application, no paperwork, collateral or office visit needed
✅ Flexible Business Loans: Repayment plans customized for your business.
✅ Quick Disbursal: Get funds in your account fast.
✅ Affordable Interest Rates: Transparent APRs starting at 15%.
✅ Dedicated Support: Personal relationship managers for a smooth journey.
✅ Safe & Secure: ISO-certified for data privacy and security.
Vitto’s Financial Solutions for MSMEs:
🔹 Term Loans: Fixed-tenure loans with competitive rates to meet your business goals.
🔹 Working Capital Loans: Ensure smooth daily operations with quick access to short-term funds.
🔹 Expansion Loans: Finance your business growth, from adding new locations to purchasing equipment.
🔹 Custom Loan Options: Tailored for retailers, traders, service providers, and online sellers.
Whether stocking inventory, managing cash flow, or preparing for seasonal demand, Vitto offers the right financial solutions to help your business thrive.
Who might be eligible for a business loan:
🟢 Business Tenure: Operating for more than 12 months
🟢 Annual Turnover: Minimum ₹1 lakhs monthly banking income
🟢 Promoter Age: Business owners must be 21+ years old.
🟢 Registration: GST or Udhyam registered businesses
Loan Details:
💰 Loan Amount: ₹50,000 - ₹25,00,000
📈 Interest Rate (APR): Minimum 12% - Maximum 32%
📆 Loan Tenure: Minimum 3 Months to Maximum 48 months
⚙️ Processing Fee: 1% - 4% of loan amount
Sample Loan Calculation:
- Loan Sanction Amount: ₹1,00,000/- at an interest rate of 20% p.a.
- Loan Tenure: 12 Months
- Processing Fees (Including GST @18%): ₹2,360
- Disbursement Amount: ₹1,00,000 (Loan Amount) - ₹2,360 (Processing Fees) = ₹97,640
- Total Interest Payable: ₹11,161.41
- Monthly Installment (EMI): ₹9,263.45
- Total Cost of Loan: ₹13,521.41 (Interest + Processing Fee)
- Annualized Percent Rate (APR): 24.65%
Why Businesses Trust Vitto:
- Tailored for MSMEs: Designed specifically for India’s small businesses.
- Certified & Secure: ISO/IEC 27001 & ISO/IEC 27701 certifications ensure data security and privacy.
- AI-Powered Insights: Intelligent risk profiling for better loan decisions.
- Trusted Partnerships: Collaborations with leading financial institutions.
NBFC Partners:
- Mitrata Inclusive Financial Services Pvt. Ltd (https://www.mitrata.in/page-details.php?pid=100&parent_id=4)
- Vastu Finserve India Private Limited (https://www.vastufinserve.com/vastu-partners)
- PayMe India Financial Services Private Limited (https://www.pmifs.com/lsp-dla-details/)
Contact Us:
Vitto operates under Uthaan Technologies Private Limited.
📍 Registered Office: 808, Devika Tower, Nehru Place, New Delhi, DL 110019, India.
📧 Email: info@vitto.money
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
What’s new
- Bug fixing
App support
phone
Phone number
+918595215061
About the developer
UTHAAN TECHNOLOGIES PRIVATE LIMITED
info@vitto.money
808, Devika Tower, Nehru Place
New Delhi, Delhi 110019
India
+91 85952 15061