Moka: Intelligent investing

4.0
8.2K reviews
100K+
Downloads
Content rating
Everyone
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About this app

We’re changing the way the next gen builds wealth. Becoming a multi-millionaire shouldn’t be a dream. Get on track for millions with Moka.

OUTPERFORMANCE BUILT ON FACTS. NO BS.

Grounded in decades of data, behavioural science, and wisdom from legendary investors, Moka manages your investments and helps cultivate stronger wealth-building behaviours for superior outcomes.

TIME-TESTED STRATEGY, EXPONENTIAL OUTPERFORMANCE.

Moka specializes in helping you invest in the S&P 500, historically averaging a 10% annual return since 1957. It outperformed more than 90% of money managers. The growth over time is simply profound.

POWER YOUR WEALTH WITH BEHAVIOURAL SCIENCE.

Inconsistency is the enemy of success. Moka utilizes behavioural science to help you take the necessary actions for financial excellence.

NOT ALL ABOUT THE MONEY.

Who says you can’t get rich while making the world a better place? With over 300,000 trees already planted in Canadian forests devastated by wildfires, Moka makes it easy to build wealth while doing good.

LICENSED AND REGULATED

Moka is regulated by the AMF (Autorite des Marches Financiers) and your investments are carefully looked after by our licensed portfolio managers.

CIPF $1 MILLION COVERAGE

Your RRSP and TFSA investment accounts have CIPF coverage which covers up to $1M for all general accounts combined (including TFSAs) and an additional $1M for registered retirement accounts (like RRSPs).



Apple named Moka a “New App We Love” and the company has also been featured in The Globe & Mail, Financial Post, CBC, BNN, Global, and many more.

References and disclaimers: See www.moka.ai

The “S&P” and “S&P 500” are registered trademarks of the Standard & Poor’s Financial Services LLC.

Moka Financial Technologies Inc. is a wholly owned subsidiary of Mogo Inc. and an affiliate of Mogo Finance Technology Inc. Investment accounts through Moka are opened with Mogo Asset Management Inc., registered portfolio manager.
© 2024 Moka and the Moka designs are trademarks of Moka Financial Technologies Inc. Mogo Finance Technology Inc. is an affiliate of Moka Financial Technologies Inc.
Updated on
Oct 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
8.1K reviews
Ashkan Beh
August 6, 2021
BE AWARE. If I could give them 0 star I would. Horrible app. They AUTO enrolled me to Moka 360 (total useless) and charged $15.75 without me knowing. After 5 months I realized they have charged $110.25. I contacted them to get a refund and they don't issue anything and close my account. I asked my bank to dispute the process but no luck since they are pre-authorized on my account. With their so called (Round-up purchases) I saved $49 and them charging fees $110.25. You be judge on that.
14 people found this review helpful
Moka Financial Technologies
August 6, 2021
Hi Ashkan, sorry to hear this. It sounds like you were using Moka 360, which negotiates down your bills, optimizes your debt payments and provides valuable financial coaching. You will not be auto enrolled unless you use one of the Moka 360 features. If you're only interested in our automated investing, we can easily update your account. -Sarah
Geoff F
August 30, 2024
I've been using the app for about 4 years. Although the app doesn't stay synced to my account, I've set up weekly withdrawals and haven't had an issue since. Withdrawing money when I've needed to was an issue because my account wouldn't stay synced. That was also resolved once everything was verified manually with the appropriate documentation. My ROI has been reasonable also. I would recommend this app to anyone to start saving.
6 people found this review helpful
Moka Financial Technologies
September 4, 2024
Hi Geoff, Thanks so much for taking the time to leave a review and share your positive experience and feedback. It really drives us to continue to help you and others achieve their financial goals! 😍 -L
Samantha Von Teese
September 18, 2024
I am enjoying the app, but I've had a few issues. The roundup option doesn't work no matter how often I ask for it to be fixed; sometimes I need to change my password as the app won't recognize my password as correct, and my accounts keep disconnecting in the app. I do like that I don't notice how much I'm saving so it's a nice surprise, especially since they invest for me so I make a bit off my savings. However, they force payments from accounts that don't have the money causing overdraft fees.
9 people found this review helpful
Moka Financial Technologies
September 19, 2024
Hi Samantha, Thanks so much for taking the time to update your experience and feedback. It helps us continue to improve the app. I kindly ask that you reach out to our support team so we can assist at support@moka.ai -L

What's new

In this latest update, we've implemented a range of bug fixes, minor improvements, and more enhancements to further optimize your experience.