Moka: Automate Getting Rich

7.75K reviews
Content rating
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About this app

Building wealth isn't as complicated as the "experts" say it is. It just comes down to investing early, consistently, and passively.

Moka makes it easy to achieve financial freedom. Automate your savings and investing with Moka to build long-term wealth while crushing other money goals. With the industry’s lowest fees and growth-optimized portfolios, Moka can help maximize your returns and earn more over time. All you have to do is set up recurring deposits to invest every week, effortlessly.

Join the 500,000+ Canadians getting rich with Moka. Download the app to get started!

Rather than trying to time the market or guess which stocks are going to win big, investing early, often, and consistently with a portfolio of index funds is a tried and true investment strategy.

For example, the S&P 500 is a benchmark index with an average return of 10% per year since inception that lists some of the world’s biggest companies.

Investing just $50/week over the last 40 years in the S&P would have turned into $1.2M.*

Whatever you’re investing for, you can trust that your dedicated portfolio manager will select the perfect portfolio for you and manage your investments every step of the way.

When you invest with Moka, you join Mogo's 1.8+ million members in using your money for good, and creating positive social impact just by building personal wealth. Amplify impact by choosing Moka's Socially Responsible Investment Fund.

Customizing your financial goals starts with opening a Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), or a Personal Account. The choice is yours.

Questions? Concerns? You can access your money or talk to a (real) human at any time.

Apple named Moka a “New App We Love” and the company has also been featured in The Globe & Mail, Financial Post, CBC, BNN, Global, and many more.

Quotes provided here are unsolicited and unedited reproductions of actual reviews and comments made publically on third party websites and application stores. They may not represent the opinion of other individuals or investors.

*All calculations are for illustrative purposes only and do not indicate the past or expected future performance of any Moka portfolios. These calculations assume a 10% gross return based on the S&P' 500s historical average annual return to illustrate the impact of investing early, consistently and the impact of fees. This assumed return is not indicative of either Moka or Mutual Funds past performance and is not meant as an expectation of future performance. The total investment figure for Moka factors a deduction of the 3.99$ monthly fee by reducing the weekly contribution amount by 1$. It also factors a deduction of 0.14% from the gross 10% rate due to the average weighted MERs of the underlying ETF funds contained in the Moka Equity Growth portfolio, based on the asset mix of these ETFs in the portfolio at May 31, 2022. Where a total investment figure for Mutual Funds is shown, it factors a deduction of a 2% MER from the gross 10% rate based on the 2019 IFIC Report "Monitoring Trends in Mutual Fund Cost of Ownership and Expense Ratios". There is no amount deducted from the weekly deposit amount in this case.

The “S&P” and “S&P” 500 are registered trademarks of the Standard & Poor’s Financial Services LLC.

Moka Financial Technologies Inc is a wholly owned subsidiary of Mogo Inc. and an affiliate of Mogo Finance Technology Inc. Investment accounts through Moka are opened with Mogo Asset Management Inc., a registered portfolio manager.

© 2022 Moka and the Moka designs are trademarks of Moka Financial Technologies Inc. Mogo Finance Technology Inc. is an affiliate of Moka Financial Technologies Inc.
Updated on
Dec 6, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
7.75K reviews
Evan S
November 2, 2022
Love the concept but my accounts keep disconnecting and need to be re-verified. Please fix this. *Edit - I reached out to customer service and they say this problem can't be resolved by Moka, and the amount of time between each required re-verification varies with different banks. Beware before you download this app
Moka Financial Technologies
November 3, 2022
Hi Evan, We're sorry to hear about your experience, and I can assure you it's not the norm. Some banks are sadly not designed to support fintech companies like Moka which may cause some friction with the connection, but we're still working tirelessly to improve connectivity across all supported banks. -Sarah
Kyle Kipp
October 24, 2022
Loved the idea initially but horrible experience: - no way to check subscription status - no way to cancel subscription without support - lots of issues linking accounts - support responses take hours - app UI/UX is horrible and not intuitive
Moka Financial Technologies
October 24, 2022
Hi Kyle, Thank you for your feedback. We are sincerely sorry for all the trouble that this situation may have caused. We would be happy to investigate what might cause these issues. Please send us a message from your app or email us at One of our agents will be happy to help and will get back to you within 24 hours. Cheers, Van
dan wood
November 30, 2022
They literally stole from me will not return the funds. I was unaware if I downloaded the app and simply added my details it would then chargee a monthly fee. To which I asked for a refund and was told no, they then cancelled my account without permission and took away any recourse other than a lawsuit which they are currently being sued for several things the better business bureau notes as illegal practices and the best consumer protection lawyers (my family) will obliterate them. Stay away!!