INTELLIGENT // INVESTING

IntelligentInvesting Financial Technologies Inc.

About this app

DISCIPLINE IS THE ALPHA

INTELLIGENT INVESTING is built for long term thinkers.

This is not a trading app.
This is a behavioural wealth system for serious investors who want long term out performance.
Most investors do not fail from a lack of intelligence.
They fail because they have no structure, no process, and no long term discipline.
INTELLIGENT INVESTING is designed to correct that.
You get the system that makes disciplined investing possible, and a clear view of what compounding over decades can truly create.
Most platforms help you trade.
We help you build serious long term wealth.

WHAT YOU GET

1. The Core
A fully managed S&P 500 foundation.
Zero management fee.
Built for compounding and calm.
Your anchor for generational wealth.

2. Behavioural Architecture
Holding periods.
Consistency tracking.
Bias interrupters.
Signals that slow you down when markets speed up.
Discipline engineered, not hoped for.

3. Research for Serious Investors
Fiscal.ai Pro included.
Deep fundamentals.
Filings, KPIs, transcripts.
Everything in one place.
For those who actually do the work.

4. Self Directed, Without the Noise
No commissions.
No FX fees.
No clutter.
No casino dynamics.
Clarity is a performance edge.

BUILT FOR SERIOUS INVESTORS

This system is for investors who care about process, not hype.
You think in years and decades, not days.
You want infrastructure for wealth creation, not another feed or trading toy.
Free platforms monetize chaos and activity.
INTELLIGENT INVESTING monetizes discipline and long term performance.
Your success is the retention model.

REGULATED AND PROFESSIONALLY MANAGED

Your investments are professionally managed by licensed experts, regulated by the AMF, and protected by CIPF with coverage up to one million dollars for RRSPs and TFSAs.
INTELLIGENT INVESTING is powered by IntelligentInvesting Financial Technologies Inc.
IntelligentInvesting Financial Technologies Inc. is a wholly owned subsidiary of Orion Digital Corp.
Investment accounts through INTELLIGENT INVESTING are opened with IntelligentInvesting Wealth Management Inc., a registered portfolio manager.

© 2026 INTELLIGENT INVESTING and the INTELLIGENT INVESTING designs are trademarks of IntelligentInvesting Financial Technologies Inc.

Ratings and reviews

I am enjoying the app and a lot of the issues I'd been having seem to finally be gone with the new updates. The roundup option still doesn't work so I just raised the amount of my weekly contribution to compensate, but I'll have to check again and see if that changes. I like that I don't notice how much I'm saving so it's a nice surprise, especially since they invest for me. However, they force payments from accounts that don't have the money causing overdraft fees.

great app years ago, started using it 5ish years ago. Was absolutely awesome back in the day. yes its changed alot, but the change never really bothered me, more inspiring quote slop, weird leader board stuff and just other weird almost scam like tendencies but they made me money. Then recently im come to find they have been charging my bank account 13$/month for an account with merely 200 dollars in it. listen I get it you need to make money too, but most real banks charge 5-10$. kinda scummy

Needed customer support to sort out some clerical troubles, they responded efficiently and expediently. The service was excellent, completed what was set out to do within 2 days. Received a follow up on completion to ensure I was satisfied with the result. Can't ask for better performance than that. Much obliged. Appreciate it y'all. Job well done.

What’s new

MOKA IS NOW INTELLIGENT INVESTING.

We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance.

This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members.

Discipline is the alpha.