INTELLIGENT // INVESTING

Moka Financial Technologies

About this app

DISCIPLINE IS THE ALPHA

INTELLIGENT INVESTING is built for long term thinkers.

This is not a trading app.
This is a behavioural wealth system for serious investors who want long term out performance.
Most investors do not fail from a lack of intelligence.
They fail because they have no structure, no process, and no long term discipline.
INTELLIGENT INVESTING is designed to correct that.
You get the system that makes disciplined investing possible, and a clear view of what compounding over decades can truly create.
Most platforms help you trade.
We help you build serious long term wealth.

WHAT YOU GET

1. The Core
A fully managed S&P 500 foundation.
Zero management fee.
Built for compounding and calm.
Your anchor for generational wealth.

2. Behavioural Architecture
Holding periods.
Consistency tracking.
Bias interrupters.
Signals that slow you down when markets speed up.
Discipline engineered, not hoped for.

3. Research for Serious Investors
Fiscal.ai Pro included.
Deep fundamentals.
Filings, KPIs, transcripts.
Everything in one place.
For those who actually do the work.

4. Self Directed, Without the Noise
No commissions.
No FX fees.
No clutter.
No casino dynamics.
Clarity is a performance edge.

BUILT FOR SERIOUS INVESTORS

This system is for investors who care about process, not hype.
You think in years and decades, not days.
You want infrastructure for wealth creation, not another feed or trading toy.
Free platforms monetize chaos and activity.
INTELLIGENT INVESTING monetizes discipline and long term performance.
Your success is the retention model.

REGULATED AND PROFESSIONALLY MANAGED

Your investments are professionally managed by licensed experts, regulated by the AMF, and protected by CIPF with coverage up to one million dollars for RRSPs and TFSAs.
INTELLIGENT INVESTING is powered by Moka Financial Technologies Inc.
Moka has been featured in Apple’s New Apps We Love and highlighted by The Globe and Mail, Financial Post, CBC, BNN, Global, and other major outlets.
Moka Financial Technologies Inc is a wholly owned subsidiary of Mogo Inc.
Investment accounts through INTELLIGENT INVESTING are opened with Mogo Asset Management Inc, a registered portfolio manager.

© 2025 Moka and the Moka designs are trademarks of Moka Financial Technologies Inc.

Ratings and reviews

I am enjoying the app and a lot of the issues I'd been having seem to finally be gone with the new updates. The roundup option still doesn't work so I just raised the amount of my weekly contribution to compensate, but I'll have to check again and see if that changes. I like that I don't notice how much I'm saving so it's a nice surprise, especially since they invest for me. However, they force payments from accounts that don't have the money causing overdraft fees.

I really liked Mogo back when it started but the most recent app is frustrating. The new login and sign up process is a visual nightmare with all of the flashing and one-word-at-a-time text. I just want to see my investment info, but the app is unreliable and often crashes.

love this app, straightforward and easy to use. great way to save money. set up auto deposits and forget about it!

What’s new

MOKA IS NOW INTELLIGENT INVESTING.

We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance.

This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members.

Discipline is the alpha.