SavePal AI: Debt & Bill Split

Zoha Labs Studio

Contains adsIn-app purchases

About this app

SavePal is the smart debt and IOU tracker that helps you log who owes you — and who you owe — in plain language or by voice. Split bills with friends, track shared expenses, and settle up without spreadsheets, math, or awkward reminders.

Just say or type " Mic owes me $100 for internet" and SavePal's AI instantly logs the person, amount, currency, and reason. When they pay you back, log the repayment and SavePal matches it to the right debt automatically.

★ WHY YOU'LL LOVE SAVEPAL ★

• DEBT & IOU TRACKER — Keep a clear record of every loan, IOU, and "I'll pay you back." Never forget who owes you money again.

• VOICE & NATURAL LANGUAGE — Don't fill out forms. Just talk or type the way you normally would, and the AI does the rest.

• SPLIT BILLS INSTANTLY — Paid for a group dinner, trip, or rent? Log it once and SavePal splits it equally or by custom share, creating an IOU for each person.

• EXPENSE TRACKING FOR FRIENDS — Perfect for roommates, couples, trips, and groups who share costs and need to settle up.

• PER-PERSON, PER-CURRENCY BALANCES — See exactly what each friend owes you and what you owe them, across USD, EUR, and more.

• SMART REPAYMENTS — Payments are automatically matched to open debts, so your balances are always accurate.

• START FREE, NO SIGN-UP — Guest mode lets you track instantly with no account. Sign in later to back up and sync across devices.

★ PERFECT FOR ★

• Splitting rent, bills, and groceries with roommates
• Group trips, vacations, and dinners
• Couples managing shared expenses
• Lending or borrowing money between friends and family
• Anyone replacing a messy notes app or spreadsheet

★ PRIVACY FIRST ★

SavePal works locally on your device by default. Create an account only when you want cloud backup and multi-device sync — you stay in control of your data.

HOW IT WORKS
1. Say or type a debt — "Sara owes me 50 for tickets"
2. The AI parses and saves it as a clean entry
3. Log repayments as they happen
4. Open any contact to see your running balance

Download SavePal — the easiest way to track debts, split bills, and settle up with the people in your life.