Банк онлайн - все банки России

FinMarketApp

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About this app

“Online Bank - all Russian banks” is your financial assistant in the world of banking services. With the app, you can check your credit score, obtain and compare loan and savings services.

The application has a loan and mortgage calculator, with which you can assess your strengths and decide whether to take out a personal loan or a mortgage. Enter the basic conditions, the application will make a calculation, which you can save as a PDF. You will also have before your eyes an exact payment schedule, indicating the amount of the monthly payment, the amount of interest and principal. This is important information; you will be able to understand how much interest you will pay and which loan will be more profitable for you.

In the application, you can immediately study all available offers from Russian banks (Sberbank online, Alfa Bank, VTB online) and apply for a loan or mortgage online. Review takes from 5 minutes to 3 business days.

In the “Online Bank - all Russian banks” application, you can choose a loan online. Fill out the form online, 5 steps and less than a minute of your time. Evaluate various offers from banks and financial organizations (Sbol Bank, Alfa Online, Sberbank of Russia), select favorable conditions, interest rate, type of payment, monthly payment amount, loan term. Expand your capabilities, set goals and make the loan convenient for you.

There are many offers on credit cards: with large cashback, interest-free period, with minimal amounts for servicing. Choose profitable options and apply online in a minute.

Choose a debit card online. No need to go to the bank and waste your time. Select a category of goods or services for increased cashback, study the benefits, bonuses and gifts offered when using the card.

Here you can take the test: “How to write off loan debts?” He will help you decide on a strategy and relieve yourself of financial obligations as soon as possible. Here you can get a free consultation with a debt relief lawyer.

Information on microloans for borrowers:
The minimum loan repayment period is 62 days, and the maximum is 365 days;
-The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 36%, and the minimum is 36%. Annual interest for use - min 36%, max 36%;
The minimum rate for using a loan per day is 0.01%, the maximum rate for using a loan per day is 0.01%;
Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount;
Other commissions/fees: none.
Interest rate calculation example - Representative example of the total cost of the loan:
The loan amount is 10,000 rubles.
Loan term – 90 days.
Commission for using a loan: 0.01% per day, that is, 10 rubles per day, or 3% per month (averaged for 30 days), i.e. 300 rubles per month (averaged for 30 days).
The total commission amount for 90 days will be 900 rubles.
Total amount to be repaid, taking into account the loan amount: 10,900 rubles.
PSK - full loan cost (FLC - Full Loan Cost) as a percentage is 36% per annum.
Loan repayment period: from 62 to 1826 days (including extension)

Loan terms:
Please read the loan terms and conditions carefully.
– Minimum loan term: 61 days
– Maximum loan term: 84 months
– Minimum loan amount: 10,000 rubles
– Maximum loan amount: 3,000,000 rubles
– Minimum annual interest rate: 4.99%
– Maximum Annual Percentage Rate (APR): 27%
– Minimum age to receive a loan: 18 years
– Maximum age for receiving a loan: 85 years

An example of calculating the payment amount for a borrower who wants to borrow 300,000 rubles from the bank. at 10% per annum for 3 years:
– Principal amount: RUB 300,000. 00 kop.
– Overpayment on the loan: RUB 48,485. 62 kop.
– Total amount of payments: RUB 348,485. 62 kop.
– Monthly payment amount: 9680 rub. 16 kopecks