Idram & IDBank

12.9K reviews
Content rating
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About this app

Idram & IDBank is the leading fintech platform in Armenia, which combines both e wallet and banking experience in one app. Register your free account now and enjoy your journey with us.

Idram&IDBank allows you to:
- Onboard easily and start an e-wallet
- Sync your Idram wallet and IDBank accounts
- Become an IDBank customer remotely in few simple steps
- Open and manage IDBank accounts, deposits, order cards, get an instant loan
- Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers
- Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc.
- Repay loans - Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system
- Make contactless payments by QR/NFC at more than thousands point of sales
- Get your personal credit limit right in the app and take the unique opportunity to make any payment using a Rocket Line credit limit. Get now – Pay later!

Download the best personal finance app on the market and make your payment and money management experience exciting like never before!
Updated on
Nov 9, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
Data can’t be deleted
12.9K reviews
Narek Jaghinyan
July 2, 2022
Fails the user at the most important moments. ------ Because of the program bug it's already the third time that money gets pulled from my card, but doesn't show up in the wallet. It requires few days to be sent back to the card or appear in the wallet after contacting the service. I will give the 5 stars back right after the bug is fixed -_- I can even provide the steps to reproduce the bug if necessary. It's really annoying, please fix.
9 people found this review helpful
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LLC Idram
July 28, 2022
Dear customer, thank you for your feedback. Please provide us with more details about your customer experience by writing to email address so we can study and fix the situation. Help us improve the quality of our service!
October 15, 2022
Worst security practices. So you think blocking a password reset request from another device would prevent a targeted attack? Pointless way of obscuring a standard password reset, care much to prevent fraud? Have 2 Factor Authentication working with apps like Google Authenticator. It is absolutely idiotic that you have to go through calls with customer support when you get a new phone because your old one broke and can't remember the password to the account.
2 people found this review helpful
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LLC Idram
October 17, 2022
Hi, we are sorry to hear that :( Please let us know what exactly you did not like about our app and please describe the problem at, so we could improve it based on your feedback.
Evgeniy Kostenko
November 15, 2022
In 2022 you can't confirm payments via OTP in app, instead you have to deal with unpredictable/unreliable SMS from ArCa (especially in roaming). It's just nonsense 🤦‍♂️
2 people found this review helpful
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What's new

Just like each version before, we have made lots of functionality improvements and bug fixes to make your wallet and banking experience much more amazing.