Idram & IDBank

15.8K reviews
Content rating
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About this app

Idram & IDBank is the leading fintech platform in Armenia, which combines both e wallet and banking experience in one app. Register your free account now and enjoy your journey with us.

Idram&IDBank allows you to:
- Onboard easily and start an e-wallet
- Sync your Idram wallet and IDBank accounts
- Become an IDBank customer remotely in few simple steps
- Open and manage IDBank accounts, deposits, order cards, get an instant loan
- Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers
- Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc.
- Repay loans - Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system
- Make contactless payments by QR/NFC at more than thousands point of sales
- Get your personal credit limit right in the app and take the unique opportunity to make any payment using a Rocket Line credit limit. Get now – Pay later!

Download the best personal finance app on the market and make your payment and money management experience exciting like never before!
Updated on
Jul 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

15.6K reviews
A Google user
September 1, 2019
This program doesn't work in real time when you using it for utility payments. After you made your payments it tells that it will take a few minutes to process. When you check then with payment history it still shows that you owe this amount to particular service (electricity, water, gas etc.). I contacted customer service and they told me that this program doesn't work with service providers in real time and updates information only once a month (not in few minutes). Pretty confusing.
3 people found this review helpful
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LLC Idram
October 8, 2019
Departments monthly send to all payment systems separate bases and payment on one system is not visible on another. You will have it look like a debt, but there will be no amount to be paid. And utilities are updated once a month.
Avag Sargsyan
May 2, 2024
Everything is good except ONE ISSUE. I get the push notifications about my transactions in an inconsistent way, they're sometimes late, sometimes I get the notifications from transactions I made two days ago, or I get the same notification twice. It can be really intimidating and makes you worry every time you get a late notification about a putchase you made a few days ago that you don't even remember. SOLUTION: Fix the issue, or remove the feature. Thanks a lot for everything else.
2 people found this review helpful
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Arman S
June 22, 2024
Used to be better now sucks. I can no longer find the wallet and top up wallet options in the a