Asienta: Spending & Net Worth

Asienta

About this app

Asienta turns your everyday spending into clear charts and reports — and tells you when you'll reach your goals.

See where the money went
• Spending by category as rings, with subcategories. Tap a category to see the entries behind it.
• Income, spending and the share of income you saved — for this month, last month, or the last 3, 6 or 12.
• Trends: last month against the average of the six before it, category by category, so you notice what changed.

Budgets that keep pace
• A monthly limit per category, with a line showing where you should be today.
• Unspent money can carry over to next month; spending outside any limit is shown too.
• While you record, the entry window shows how much is left in that category.

Watch your net worth grow
• Net worth over time, across all your accounts and currencies.
• Average monthly growth over the last six full months, and your best month.

Goals with a forecast
Set a goal — a down payment, a house, a trip — and Asienta forecasts the month you'll reach it at your current pace. Add a deadline and it shows how much you need each month, and tells you when you're falling behind.

Debts and loans
Record money you lent or borrowed, and loans with their schedule: each payment split into principal and interest, early repayment, rate changes and floating rates tied to Euribor.

Every currency, one total
Each entry keeps its own currency at the rate of its date, or the rate you actually got. One account can hold several currencies; every total is shown in your main currency, which you can change at any time.

Record in seconds
• Expense, income, transfer with a fee, currency exchange.
• Snap a receipt or pick a screenshot from your banking app — Asienta reads the amount, date and shop into a draft you check before saving.
• Rent and subscriptions repeat on a schedule — recorded automatically or after you confirm.
• No connection? The entry waits and goes out when you're back online.
• Home screen widget: net worth at a glance and a + to record.
• Gifts and other money that isn't income can stay out of reports.

One ledger for the family
Invite your partner to record expenses, or give someone view-only access. Everyone sees the same numbers — on Android, iPhone and on the web at app.asienta.app.

Private by design
• No bank logins, ever — you record, nobody connects to your bank.
• No ads, no third-party analytics, no tracking.
• Biometric sign-in with fingerprint, face or screen lock; amounts stay off the widget while it's on.

English, Spanish and Russian. Core features are free.

What’s new

• Reports → History: income and expenses over the years as two lines — by month, quarter or year, for 12 months, 3 or 5 years or all time. See whether you spend more or less: each period against the previous one, and this year against the same days of last year. Pick categories to follow just them. Show both lines or only expenses or only income.