Centsible: Budgeting & Finance

Centsible Labs

In-app purchases

About this app

Take control of your finances and finally reach your savings goals! Centsible makes it easy to track monthly and non-monthly expenses, so you can see exactly where your money goes. Stop wondering where your paycheck disappears and start saving and spending for what matters.

Features:

* Envelope Budget: Change how you view your money with the tried and true envelope budgeting system.
* Expense Tracking: Enter or file import your transactions and see the changes to your budget.
* Bill Tracking: Create categories for all of your expenses and easily track them monthly.
* Goal Setting: Budgeting isn't about restriction, so don't forget that dream trip to Hawaii or that fancy car.
* Credit Cards: Always know how much you have available to pay your credit cards. If not, create a plan to pay it off.
* File Import: Sometimes life gets in the way and you forget to enter transactions. You can download your bank CSV files and we help speed up the process.
* Reports: Visualize your expense so you can make improvements for even more control!
* Private: No ads or tracking. Your budget belongs to you, and only you.

34 day free trial.

Single one-time purchase: lifetime offline license.

Lifetime Details:

The trail does not require credit card or any up-front payment. Completely free for 34 days. After the trial you pay one time for lifetime access for offline use. Comes with 2 free years of multi-device data sync. After the 2 years your budget data does not sync between devices. Optional subscription for realtime multi-device data sync. More details below.

Optional Subscription Detail:

If you'd like to sync your data in real-time between devices 2 years after your lifetime purchase, an optional small subscription is available. It is only required if you wish to sync your data between devices. If you don't need that feature, never pay again.

- Centsible has an optional one-year auto-renewable subscription
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.

Ratings and reviews

I was a YNAB user for years and made the transition to Centsible in Oct 2023. This app also uses envelope budgeting system and it works very well. I love the lifetime subscription option, the mobile reports (especially net worth and category spending over time), the ability to change the colors and icons of the categories (cute), and all the "plan" options (monthly expense with cap plan is AMAZING). I don't think I'll go back to YNAB, I find this app to be faster and more intuitive to use.

This is my favorite budgeting app ever and the most used app on my phone. Set up is extremely easy and I like that I'm able to move money between categories without a bunch of hassle. It holds me accountable for overspending and has helped me stay on track paying down debt. If you have tried YNAB in the past, this app is similar, but more affordable and I enjoy the interface more. Definitely worth the money in my opinion, plus they offer a 34 day free trial!

Perfect. Kind of like YNAB, but better. The built in calculator helps tremendously. The explanations of types of plans (savings, expense etc) to give each category is easy to understand and being able to split 1 purchase across different categories makes inputting things quick. Runs smoothly and everything transfers to the next month perfectly. No monthly cost, which is amazing! Buy it once and it's yours forever.

What’s new

* Made some under the hood changes to keep things up-to-date.
* Update unclear planned expenses widget with expense plan with cap.
* Squashed some bugs.
* CSV file import improvements.
* Update reconciliation flow so you can auto adjust the balance if you want.
* Added new screen for paying your credit card.
* Locked orientation to portrait for mobile.
* Add new due today recurring transactions on budget screen. This helps you remember if you have anything due today.