DIY Finance: Financial Guide

DIYFinance

In-app purchases

About this app

Make sense of your money and take your next step with confidence.

DIY Finance brings your financial picture into focus. See where you stand with your Financial Wellbeing Score, get personalized guidance from Orb, and take practical steps toward your goals—from paying down debt to building savings and preparing for the future.

Your Financial Wellbeing Score
Understand your financial picture with a 0–100 score built from seven factors: Credit, Debt, Income, Expenses, Savings, Investments, and Real Estate Equity. See what each factor measures, understand what shapes your score, and identify areas that deserve attention.

Meet Orb, your AI financial guide
"Where is my money going?" "Which debt should I focus on?" "How can I make room to save?"
Ask Orb. Using the information you share and the accounts you connect, Orb helps you understand your situation and explore your options. Clear guidance, in everyday language, without judgment.

Your Next Best Step
Turn understanding into action. Get one Guided Action at a time, with an explanation of why it matters. Take it, save it for later, or set it aside. You choose what fits your life. Set goals, follow your Journey, and return to review your progress.

Bring your money into focus
• See your net worth, savings, investments, and property equity in one place.
• Keep track of your debts, balances, and interest rates.
• Work toward goals such as paying down debt and building an emergency cushion.
• Enter your numbers manually or connect eligible accounts through Plaid. No bank connection is required.

Choose your level of support
Free: Your Financial Wellbeing Score, Orb by text, Your Next Best Step, goals, and one connected account. Manual entry is always free.
Plus: Everything in Free, plus voice conversations with Orb and additional connected accounts.
Live: Everything in Plus, plus several hours a year of one-on-one coaching with a human coach. Request a session in the app, and your coach follows up by email to arrange a time.
Plus and Live offer monthly and annual subscriptions. Prices and plan details are shown in the app before purchase.
Bank connections are available to members age 18 and older.

Privacy and control
Bank connections are read-only. DIY Finance never sees your bank password and cannot move your money. Your sensitive information is encrypted, and your financial data is never sold. Under their terms, our AI providers don't use your data to train their models.
You can request account deletion in the app.

Start where you are. Build the life you want.

DIY Finance is a financial guide, not an investment advisor. Orb's guidance is educational and can contain errors. For tax, investment, or legal advice, consult a licensed professional.

Subscriptions: DIY Finance Plus and DIY Finance Live are auto-renewing subscriptions. Payment is charged through your Google Play account at confirmation of purchase. Subscriptions renew automatically unless canceled before the next renewal. Manage or cancel anytime in Google Play subscription settings.

Terms of Service: https://diyfinance.app/terms
Privacy Policy: https://diyfinance.app/privacy

What’s new

• The app is about 30% smaller to download. • Invite links open the app; a friend's code is added only when you tap Add code in Profile. • Goals ask for a measure, a reason and a date. • Compare every Plus and Live benefit from the membership sheet. • Home appears right away at launch. • A refreshed Orb on Home and in the menu. • The keyboard no longer covers fields, sheets or the Orb message box.