Elleve Cred

Elleve Solucoes Financeiras

About this app

Elleve is a credit marketplace that connects you to partner financial institutions to simulate, compare, and contract loans in a fully digital way.

Elleve is a banking correspondent (CMN 4.935/2021) and is NOT a financial institution. The credit is granted by the partner institution (currently: Hub Fintech S.A.).

PRODUCTS
- FGTS Birthday Withdrawal Anticipation
- Employee Credit (CLT)

COST AND TERMS
- Interest rate from 1.49% per month.
- Maximum APR (Total Effective Cost, CET): 36% per year, including interest, IOF tax and fees.
- Repayment period: minimum 3 months, maximum 84 months.

REPRESENTATIVE EXAMPLE
Loan of R$ 1,000.00 in 12 installments of R$ 95.00. Interest rate of 1.79% per month, CET of 2.1% per month (approximately 28% per year), IOF included. Elleve does not charge fees to the user; final terms are defined by the partner institution.

HOW IT WORKS
Simulate, compare, submit the proposal, sign digitally, and receive in your account.

SECURITY AND PRIVACY
TLS 1.2+/AES-256 encryption, biometrics, LGPD compliance. We do not access contacts, SMS, or location.
Privacy policy: https://ellevecred.com.br/politica-privacidade

Support: [e-mail]
Minimum age: 18 years.

What’s new

Improvements to CLT payroll loans:

• The authorization step now opens directly in your browser, with step-by-step guidance
• The analysis screen shows progress and tells you when your action is needed
• Connection issues now appear on screen instead of leaving the app loading
• Fixes to FGTS proposal tracking

Thank you for using Elleve.