Joola: Money Pools with Rewards

Everyone

Joola lets you start and manage money pools with relatives, friends, coworkers, or other Joola users. Joining money pools with people you can trust allows you to borrow and earn cash bonuses. It's easy and secure with automated payments!

Take care of debt from credit cards and student loans, plan major expenses, or even add to a retirement fund with Joola.

With our flexible group options, you may opt to receive early money with first payouts or earn cash incentives with later payouts.

****** BORROW FROM FRIENDS AND FAMILY WITH FIRST PAYOUTS ******

+ Need cash soon? Avoid paying high-interest loans or payday loans and take the first payout from your group. The costs are low, straightforward, and easy to understand.
+ Create a group with the payment terms you want. Then pay a one-time fee to get your money faster.

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The first payout - pay 5% per group payout
For example, if you join a group of four people for $300 each and get paid every month, you will only pay a total fixed fee of $20 or $5 per month while the group is active.
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The second payout in the group - pay 4% per group payout
For example: if you join a group of four people for $300 each and get paid every month, you will only pay a total fixed fee of $15 or $5 per month while the group is active.
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The third payout in the group - pay 3% per group payout
For example: if you join a group of four people for $300 each and get paid every month, you will only pay a total fixed fee of $9 or $3 per month while the group is active.

****** EARN CASH REWARDS ******
Do you want to make money work for you? Earn more than 20 times more than the national average interest rate for savings accounts. Join groups and take the late payouts.

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The last payout position in a group will receive +2% per payout
For example: if you join a group of four people for $300 each and get paid every month, you will earn a cash bonus of $6 while the group is active.

****** SKIP THE BANK WITH CO-SAVINGS ******

+ Be social! Manage your group, chat, and socialize with friends through the app.

+ It is fun to save money with friends and family. You can talk about what you are saving for, and then help each other out.

+ Saving alone is difficult. Triple the chance of success when you do it together.

+ Invite friends you trust. When you create a group, you will be in control. You can choose to only accept people you trust as your contacts and to join your group.

+ Start with a minimum of 4 members and add up to 12 members in your group.

+ Get peer support for your finances and earn cash rewards with last payouts.

****** SIMPLE PRICING AND NO HIDDEN FEES ******

+ Our pricing is easy. You will know how much it costs upfront and you only need to pay when you join a group.

+ You can see your payment schedule and fees for each group in the app.

+ Get notified when payments have been made.

+ Save money easily with automated payments.

+ Manage your money with ease and confidence.

****** EASY AND SECURE ******

+ When you sign up for Joola, everyone needs to verify who they are. This is so that we can keep your account safe. To do this, you have to provide personal information.

+ All your payments are automated so you don't need to worry about them.

+ We keep your information private. We will never share it with any third party without permission.

+ Your information is safe with us. We use bank-level encryption and your information is never stored on our servers.

It is free and easy to start this. Invite friends to join so you can save together!
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What's New

Fixed clicking on pending approval showing no notification under group details.
Added a confirmation page when creating a group.
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Additional Information

Updated
October 12, 2021
Size
12M
Installs
50+
Current Version
1.8
Requires Android
6.0 and up
Content Rating
Everyone
Permissions
Offered By
Joola
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