Keppet is a local-first personal money tracker. Your ledger lives in your own git repository — nobody else can touch it, and there's no account database to breach because there's no database.
Add a transaction the fast way: snap a photo of a receipt, or just type "£40 at Tesco". Keppet reads the amount, payee and date and drafts the entry. One tap files it. Nothing is recorded until you confirm it.
WHY KEPPET IS DIFFERENT
• Your own repo — every transaction is plain JSON committed to a git repository you own. Export or walk away any time; it's just files.
• Nothing on our servers — Keppet never holds your money book.
• Works offline — a local-first app on your device that syncs when it can and keeps working when it can't.
WHAT'S INSIDE
• A clean ledger, budgets, and accounts
• Receipt and plain-English capture
• Bill reminders
• Multi-currency with official reference rates
PRICING
• Free forever — manual entry, the full ledger and budgets, and your own AI agent.
• Keppet AI ($12/year in most countries — regional pricing applies, and it's lower in many) — hosted receipt-and-voice reading with zero setup and no API keys. A free trial is on the house; upgrade only if it earns its keep.
Keppet keeps your family's money private, in a vault only you own.
Local-first money tracker — snap or say it, filed to a ledger only you own.