KidsWallet: Pocket Money App

KidsWallet

In-app purchases

About this app

KidsWallet is a pocket money and allowance tracker for families. Kids learn to earn, save and spend with virtual practice coins while you stay in control. There is no debit card, no bank account to open, and the app never moves real money.

WHY PARENTS USE KIDSWALLET
• Teach money habits early, without giving a child a bank card
• Keep pocket money, chore rewards and kids savings in one place
• Turn everyday moments into short, calm money conversations

AUTOMATIC ALLOWANCE
Schedule a daily, weekly, monthly or yearly allowance (Family plan). Coins arrive on time, so kids learn what a regular income feels like and you no longer have to remember who is owed what.

CHORE REWARDS: STARS, WARNINGS AND TASKS
Give stars for effort and warnings for agreed consequences. When a threshold you set is reached, coins are added or removed automatically. Daily routines and one-off tasks let kids earn coins when they finish a job.

WITHDRAWALS WITH YOUR COIN-TO-CASH RATIO
You decide what a coin is worth. When your child wants to buy something, they ask for a withdrawal, you approve it in the parent app, and you settle it in real life however your family prefers.

KIDS SAVINGS AND TERM DEPOSITS
Lock coins for 1, 3, 6 or 12 months to earn virtual interest (Family plan). Taking coins out early costs a penalty and the interest, which makes a simple first lesson in patience and compound growth.

GIFT DEPOSITS FROM FAMILY
Share a web deposit link so grandparents, aunts and uncles can send coins for birthdays. You approve every deposit before it reaches the wallet (Family plan).

TRANSFERS BETWEEN WALLETS
Move coins from one wallet to another, for example when siblings share a goal. On Family and Premium you can also connect another parent.

SIMULATED INVESTMENTS AND SAVINGS GOALS (Premium)
Practise with themed virtual stocks and daily simulated prices. These are educational, not real markets. Add savings goals with photos and progress bars so kids can see how close they are.

PLANS
• Free: 1 wallet with stars, warnings, tasks and withdrawals.
• Family: automatic allowance, deposits, term deposits, gift deposit links, up to 3 wallets and family transfers. The store may offer a free trial of about 7 days.
• Premium: everything in Family, plus simulated investments, unlimited wallets, savings goals and kid login on their own device.

GROWS WITH YOUR CHILD
Little ones start with stars and simple rewards. School-age kids get a weekly allowance and learn to save for something. Teens try term deposits and simulated investing before they handle real money.

SAFE BY DESIGN
KidsWallet is a family money simulator. Coins are virtual and exist only inside the app. There is no card, no bank connection and no real payment. Parents set every rule and can change them at any time.

An allowance app with no debit card, built so families can practise first.

Step-by-step tutorials: kidswallet.app/tutorials
Questions or ideas: [e-mail]

What’s new

New: Tasks. Set up daily tasks and random tasks for each wallet, with coins for completing them.
Performance and stability improvements.