Send money to 140+ countries in seconds with no hidden fees. Pay people by nameāno bank details needed. Get paid in USD or EUR with virtual accounts. Buy crypto and stocks, all in one self-custodial wallet where you control your assets.
Send Money Globally
Transfer money across 140+ countries in 40+ currencies using mid-market exchange rates. Send to friends, family, or between your own accounts in different countries.
Pay People, Not Numbers
Search by name and send money instantly to anyone on Nectarfi. No routing numbers, IBANs, or bank details required.
Get Paid by Anyone
Clients abroad can pay your Virtual USD or EUR Account directly. No Nectarfi needed on their end. Hold funds in digital dollars/euros or withdraw to local currency. Only 1% fee.
Share Nectarfi Links
Create payment links to share via text, email, or WhatsApp. Recipients claim money to their bank or mobile walletāno app required, zero fees.
Buy Digital Assets
Invest in cryptocurrencies and stocks directly in your wallet alongside your everyday finances.
True Ownership
Fully self-custodial wallet gives you complete control over your money and assets.
Fast Transfers
Funds stored as regulated digital currencies (USDC/EURC) backed by actual reserves from Paxos Trust and Circle Internet Financial.
Transparent Rates
Real mid-market exchange rates with no markups. The rate you see is what you get.
Secure & Regulated
* Partnered with Bridge for regulated virtual accounts and IBANs
* KYC processing through Sumsub
* Wallet provider Privy is ISO 27001 certified
* Third-party tested security controls