Open Space Finance
Everyone
info
1K+
Downloads
About this app
Open Space Finance is your all-in-one financial platform for personal and business banking ā built for everyone who wants complete control of their money.
PERSONAL BANKING
Open a personal account and manage your finances with ease. Send and receive money instantly, track your transactions, and keep your funds secure.
BUSINESS BANKING
Register and manage your business account on the go. Handle business transfers, manage team members with role-based access, and keep your business finances organised.
MONEY TRANSFERS
Send money to any bank account quickly and securely. No delays, no hidden charges.
SAVINGS & WEALTH
Grow your money with our savings features. Earn interest on your balance and take advantage of our wealth management tools designed to help you build long-term financial security.
LOANS & CREDIT
Access personal loans directly in the app. Apply in minutes, view a full repayment breakdown before you borrow, and repay in clear monthly instalments ā with no hidden charges. Repayment terms start from a minimum of 3 months (90 days).
Loan rates: 5.99% monthly flat interest rate. A one-time processing fee of 0.5% applies upfront. No early repayment fee. Late payments incur a 3% monthly penalty on the overdue amount. Maximum Annual Percentage Rate (APR): 80%.
Representative example: Borrow ā¦1,000,000 over 3 months at 5.99% monthly flat interest plus a one-time 0.5% processing fee (ā¦5,000) ā repay 3 monthly instalments of ā¦393,233.33, total repayable ā¦1,179,700.00, representative APR 71.88%. Rates and terms vary by product and eligibility. Open Space Financial Services Ltd. is authorised as a Digital Money Lender under the FCCPC Limited Interim Regulatory Framework for Digital Lending, 2022.
AI FINANCIAL ADVISOR
Get personalised financial insights and recommendations powered by AI. Understand your spending, plan better, and make informed financial decisions.
SECURITY & BIOMETRICS
Your security is our priority. Log in with Face ID or fingerprint biometrics, receive instant security alerts for every login, and manage your transaction PIN with confidence.
BUSINESS TEAM MANAGEMENT
Invite team members to your business account with role-based permissions ā owner, admin, editor, or viewer ā giving you full control over who can do what.
WHY OPEN SPACE FINANCE?
ā¢ Fast, secure money transfers
ā¢ Personal and business accounts in one app
ā¢ Biometric login and real-time security notifications
ā¢ AI-powered financial guidance
ā¢ Savings with interest
ā¢ Personal and business loans with transparent terms
Open Space Finance is operated by Open Space Financial Services Ltd., regulated in compliance with applicable Nigerian financial laws and regulations.
Download Open Space Finance today and take charge of your financial future.
PERSONAL BANKING
Open a personal account and manage your finances with ease. Send and receive money instantly, track your transactions, and keep your funds secure.
BUSINESS BANKING
Register and manage your business account on the go. Handle business transfers, manage team members with role-based access, and keep your business finances organised.
MONEY TRANSFERS
Send money to any bank account quickly and securely. No delays, no hidden charges.
SAVINGS & WEALTH
Grow your money with our savings features. Earn interest on your balance and take advantage of our wealth management tools designed to help you build long-term financial security.
LOANS & CREDIT
Access personal loans directly in the app. Apply in minutes, view a full repayment breakdown before you borrow, and repay in clear monthly instalments ā with no hidden charges. Repayment terms start from a minimum of 3 months (90 days).
Loan rates: 5.99% monthly flat interest rate. A one-time processing fee of 0.5% applies upfront. No early repayment fee. Late payments incur a 3% monthly penalty on the overdue amount. Maximum Annual Percentage Rate (APR): 80%.
Representative example: Borrow ā¦1,000,000 over 3 months at 5.99% monthly flat interest plus a one-time 0.5% processing fee (ā¦5,000) ā repay 3 monthly instalments of ā¦393,233.33, total repayable ā¦1,179,700.00, representative APR 71.88%. Rates and terms vary by product and eligibility. Open Space Financial Services Ltd. is authorised as a Digital Money Lender under the FCCPC Limited Interim Regulatory Framework for Digital Lending, 2022.
AI FINANCIAL ADVISOR
Get personalised financial insights and recommendations powered by AI. Understand your spending, plan better, and make informed financial decisions.
SECURITY & BIOMETRICS
Your security is our priority. Log in with Face ID or fingerprint biometrics, receive instant security alerts for every login, and manage your transaction PIN with confidence.
BUSINESS TEAM MANAGEMENT
Invite team members to your business account with role-based permissions ā owner, admin, editor, or viewer ā giving you full control over who can do what.
WHY OPEN SPACE FINANCE?
ā¢ Fast, secure money transfers
ā¢ Personal and business accounts in one app
ā¢ Biometric login and real-time security notifications
ā¢ AI-powered financial guidance
ā¢ Savings with interest
ā¢ Personal and business loans with transparent terms
Open Space Finance is operated by Open Space Financial Services Ltd., regulated in compliance with applicable Nigerian financial laws and regulations.
Download Open Space Finance today and take charge of your financial future.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Whatās new
ā¢ Fixed a bug where the dashboard could get stuck loading after opening the app
ā¢ Savings interest now shows a clear breakdown: gross interest, any early-withdrawal penalty, 10% withholding tax, and the net amount you receive
ā¢ Clearer wording on early-withdrawal and break-lock fees
ā¢ Security and reliability improvements
ā¢ Savings interest now shows a clear breakdown: gross interest, any early-withdrawal penalty, 10% withholding tax, and the net amount you receive
ā¢ Clearer wording on early-withdrawal and break-lock fees
ā¢ Security and reliability improvements
App support
phone
Phone number
+2342013309599
About the developer
OPEN SPACE FINANCIAL SERVICES LTD.
ololade@openspace.finance
11 Olufemi Pedro Street
Wuse Zone 5
Abuja
Federal Capital Territory
Nigeria
+234 909 042 0942
