Plangevity

Plangevity

In-app purchases

About this app

With Plangevity, you can:
• Project income and assets across future years
• Add employment income, pensions, Social Security, and annuity income
• Model brokerage, cash, IRA, Roth IRA, and other asset accounts
• Plan annual spending and future spending changes
• Model withdrawals and required minimum distributions
• Compare different financial scenarios
• Review year-by-year projected income, spending, assets, and surplus or shortfall
• Track projected results against actual account values
• See planning insights that may deserve your attention
• Manage multiple plans and compare different assumptions

Plangevity is designed for long-term financial planning rather than day-to-day budgeting. It brings the major pieces of your financial life into one connected projection so you can better understand how timing, spending, income, withdrawals, and asset growth may interact.

Use Plangevity to explore questions such as:
• What happens if I retire earlier or later?
• How could changing spending affect my long-term assets?
• What happens if I delay Social Security?
• How might different withdrawal assumptions change the projection?
• How long could my assets support my planned spending?
• How do different planning scenarios compare?

Your plan remains under your control. Plangevity is a planning and educational tool and does not provide investment, tax, legal, or financial advice. Projections are estimates based on the assumptions you enter and are not guarantees of future results.`

What’s new

Plangevity 1.0.3 for Android: plan income, assets and spending in one connected plan, with year-by-year projections, scenarios and insights.