Prosperity.app offers you novel and flexible retirement planning: a combination of unit-linked endowment life insurance plus protection in case of death plus a guaranteed annuity. After a personal risk test, you choose 1 of 3 available risk classes (3, 4 or 5), based on funds, which you can change at any time. It just takes a payment of at least 100 EUR to start planning your retirement. Simple!
NEW: FLEXIBLE DEPOSITS, WITHDRAWALS OR BREAKS - You can adjust deposits as well as withdrawals at any time to fit your life situation. One-time manually, automatically every month or you can also take a break without any fees.
NEW: TOTALLY TRANSPARENT - You can monitor the performance on a daily basis - i.e. your deposits and attained yields - thanks to a user-friendly dashboard.
MORE ECONOMICAL: You only pay 1% on your assets annually - i.e. your deposits and the attained yields, in addition to 5 EUR per month if your assets are valued at less than 10,000 EUR.
INDIVIDUAL: After a personal risk test, you choose 1 of 3 available risk classes, which you can change at any time - without any additional fees.
HIGH YIELDS: The funds we utilise have a 5* Morningstar rating and have attained substantial yields of 5 to 10% over the last 5 years.
EASY TO UNDERSTAND AND SIMPLE: Without confusing fees and costs.
Further offers and services from prosperity.app that we are currently planning for you:
A budget and account analysis - provides you with a current overview of the types of income and expenses - presented on a user-friendly dashboard - at any time. That allows you to keep an overview of your financial situation and take advantage of possible savings potentials.
With our special deals, we’d like to offer you individual savings potentials: e.g. regarding your electricity costs, gym membership or even your daily consumption patterns. We therefore create savings options for you in order to secure the retirement funds you’ll need.