SpndX: Bill Splitter & Budget

SpndX

In-app purchases

About this app

Split bills fairly. Track every rupee. Pay nothing, ever.

SpndX is a 100% free, offline-first expense tracker built for roommates, couples, trips, and friend groups — plus a personal budget planner for daily spending. Your data stays on your device unless you choose to sync it. We collect nothing and share nothing with third parties.

Unlike other apps, SpndX has no premium tier, no daily limits, and no locked features. Everything stays free, permanently.

SPLIT BILLS & MANAGE GROUP COSTS
- Create shared spaces for trips, flatmates, couples, or events
- Divide costs equally, by exact amount, percentage, or shares
- See who paid, who owes, and settle balances instantly
- Import your existing Splitwise history via CSV

LOG YOUR PERSONAL SPENDING
- Record daily purchases by category, payment method, date, and notes
- Set monthly limits per category and monitor progress
- Review spending patterns with clean charts and heatmaps
- Supports multiple currencies for travel abroad

UPI-NATIVE, BUILT FOR INDIA
- Scan any UPI QR code to capture a payment instantly
- Jump straight into your UPI app to clear a balance

WORKS OFFLINE, STAYS PRIVATE
- Fully functional without signal or internet
- Guest mode lets you start without creating an account
- Sync across devices only if you switch it on
- Zero data collection — full stop

BUILT FOR REAL LIFE
- Flatmates dividing rent, utilities, and groceries
- Couples running a shared household budget
- Friend circles organizing trips, dinners, or outings
- Anyone wanting a private, offline money tracker

No ads. No subscriptions. No catch. Install SpndX and settle your next bill in under a minute.

What’s new

Set a custom Monthly Cycle Start Date from the 1st to the 28th to match your payday

also some bug fix and ui improvements