TIMONE - Finanze Personali

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Everyone
10+
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Content rating
Everyone
In-App Purchases
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About this app

๐Ÿงญ TIMONE โ€” Take control of your finances

TIMONE is the Italian personal finance app that helps you take control of your money, week after week.

It's not your typical expense tracker: TIMONE combines smart budgeting, automatic analysis, and an AI coach that guides you with personalized advice based on your actual habits.

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”
โœจ WHAT YOU CAN DO WITH TIMONE
โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ“Š COMPLETE DASHBOARD
View your income, expenses, and savings at a glance. Interactive ring chart, monthly, annual, or total balance. Financial Health Score with a grade from A to F.

๐Ÿฆ MULTI-ACCOUNT
Manage multiple accounts in a single app: ING, Revolut, Cash, any account. Balance per account, total net worth, transfers between accounts with a tap. Filter by account in the transaction list.

๐Ÿ’ณ SMART TRANSACTIONS
Add expenses manually or scan a receipt with your camera. Automatic categorization, merchant suggestions, and an inbox for transactions to be completed.

๐Ÿ“‹ BUDGET BY CATEGORY
Create monthly budgets for each expense category. Automatic separation between fixed expenses (mortgage, bills, subscriptions) and variable expenses. Progress bar and alerts when you approach your limit.

๐Ÿค– WEEKLY AI COACH
A personalized 6-week plan with concrete micro-actions. The coach analyzes your finances and suggests what to do: save more, reduce unnecessary expenses, and finance your goals.

๐ŸŽฏ SAVINGS GOALS
Set goals organized by the 4 Pillars: Liquidity, Emergency Fund, Medium Term, and Long Term. Monitor your progress with visual bars and percentages.

๐Ÿ” ADVANCED ANALYSIS
15 automatic checks on your finances: post-salary spending spikes, focusing on a single merchant, recurring micro-expenses, budget overruns, and much more. Each insight has practical advice.

๐Ÿ”„ RECURRING AND SUBSCRIPTIONS
Track bills, subscriptions, and payments. Visual calendar with upcoming due dates. Notifications before they're due so you don't forget anything.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ HOUSEHOLD AND SHARED EXPENSES
Manage expenses as a couple or family. Invite members, split expenses, and track each person's contribution.

๐Ÿ“ˆ INVESTMENTS (Ultra Plan)
Portfolio tracker with ETFs, stocks, cryptocurrencies, bonds, and PACs. Live pricing, realized and unrealized P&L, integrated Italian taxation (26%, 12.5% โ€‹โ€‹on BTPs).

๐Ÿ  MORTGAGE SIMULATOR
Calculate installments, compare scenarios, simulate liquidity injections and renegotiations.

โ†”๏ธ ACCOUNT TRANSFERS
Move money between your accounts in a tap. Two linked lines, automatically updated balance, no impact on budgets and statistics.

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”
๐Ÿ’Ž WHY CHOOSE TIMONE
โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ‡ฎ๐Ÿ‡น 100% Italian โ€” categories, taxation, language
๐Ÿ†“ Free forever โ€” all basic features with no time limits
๐Ÿ”’ Privacy first โ€” your data stays yours, no ads, EU servers
๐Ÿค– AI Coach โ€” not just numbers, but concrete actions every week
๐ŸŒ™ Dark/Light mode โ€” beautiful day and night
๐ŸŒ Multi-platform โ€” also available on the web: timone.app
๐Ÿฆ Multi-account โ€” all your accounts in one app

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”
๐Ÿ“ฆ PLANS
โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ†“ FREE โ€” Transactions, budget, goals, basic coaching
โญ PREMIUM โ€” Unlimited AI coaching, advanced statistics, PDF export
๐Ÿ’Ž ULTRA โ€” Investment tracking, mortgage/subrogation simulator, current account cost analysis, everything Included

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ“ฌ Questions or suggestions? Email us at ciao@timone.app

Made with โค๏ธ in Italy
Updated on
Jul 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, Files and docs and 3 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Whatโ€™s new

Novitร  e correzioni:
๐Ÿ“… Calendario data leggibile in modalitร  scura + mese corretto
๐ŸŽด Schede della dashboard riorganizzate e piรน leggibili
๐Ÿ”” Notifiche ridisegnate, piรน chiare e con icone dedicate
โœจ Nuova barra di navigazione che si adatta allo scorrimento
๐Ÿ”ง Correzioni varie e miglioramenti di stabilitร