๐งญ TIMONE โ Take control of your finances
TIMONE is the Italian personal finance app that helps you take control of your money, week after week.
It's not your typical expense tracker: TIMONE combines smart budgeting, automatic analysis, and an AI coach that guides you with personalized advice based on your actual habits.
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โจ WHAT YOU CAN DO WITH TIMONE
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๐ COMPLETE DASHBOARD
View your income, expenses, and savings at a glance. Interactive ring chart, monthly, annual, or total balance. Financial Health Score with a grade from A to F.
๐ฆ MULTI-ACCOUNT
Manage multiple accounts in a single app: ING, Revolut, Cash, any account. Balance per account, total net worth, transfers between accounts with a tap. Filter by account in the transaction list.
๐ณ SMART TRANSACTIONS
Add expenses manually or scan a receipt with your camera. Automatic categorization, merchant suggestions, and an inbox for transactions to be completed.
๐ BUDGET BY CATEGORY
Create monthly budgets for each expense category. Automatic separation between fixed expenses (mortgage, bills, subscriptions) and variable expenses. Progress bar and alerts when you approach your limit.
๐ค WEEKLY AI COACH
A personalized 6-week plan with concrete micro-actions. The coach analyzes your finances and suggests what to do: save more, reduce unnecessary expenses, and finance your goals.
๐ฏ SAVINGS GOALS
Set goals organized by the 4 Pillars: Liquidity, Emergency Fund, Medium Term, and Long Term. Monitor your progress with visual bars and percentages.
๐ ADVANCED ANALYSIS
15 automatic checks on your finances: post-salary spending spikes, focusing on a single merchant, recurring micro-expenses, budget overruns, and much more. Each insight has practical advice.
๐ RECURRING AND SUBSCRIPTIONS
Track bills, subscriptions, and payments. Visual calendar with upcoming due dates. Notifications before they're due so you don't forget anything.
๐จโ๐ฉโ๐งโ๐ฆ HOUSEHOLD AND SHARED EXPENSES
Manage expenses as a couple or family. Invite members, split expenses, and track each person's contribution.
๐ INVESTMENTS (Ultra Plan)
Portfolio tracker with ETFs, stocks, cryptocurrencies, bonds, and PACs. Live pricing, realized and unrealized P&L, integrated Italian taxation (26%, 12.5% โโon BTPs).
๐ MORTGAGE SIMULATOR
Calculate installments, compare scenarios, simulate liquidity injections and renegotiations.
โ๏ธ ACCOUNT TRANSFERS
Move money between your accounts in a tap. Two linked lines, automatically updated balance, no impact on budgets and statistics.
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๐ WHY CHOOSE TIMONE
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๐ฎ๐น 100% Italian โ categories, taxation, language
๐ Free forever โ all basic features with no time limits
๐ Privacy first โ your data stays yours, no ads, EU servers
๐ค AI Coach โ not just numbers, but concrete actions every week
๐ Dark/Light mode โ beautiful day and night
๐ Multi-platform โ also available on the web: timone.app
๐ฆ Multi-account โ all your accounts in one app
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๐ฆ PLANS
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๐ FREE โ Transactions, budget, goals, basic coaching
โญ PREMIUM โ Unlimited AI coaching, advanced statistics, PDF export
๐ ULTRA โ Investment tracking, mortgage/subrogation simulator, current account cost analysis, everything Included
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๐ฌ Questions or suggestions? Email us at ciao@timone.app
Made with โค๏ธ in Italy