Waves: Split Bills & Expenses

D Madan

Contains adsIn-app purchases

About this app

Waves splits a bill any way you need, keeps the balance in every currency you
spent, and hands the settlement to the payment app you already use.

It works with the network off.

EVERY KIND OF SPLIT, NONE OF THE ARITHMETIC
Equal, exact amounts, shares, percentages, or one person covering someone else.
The split always adds back to the bill, to the last paisa — amounts are stored
as whole minor units, never as decimals that drift.

• Equal, exact, shares and percentage splits
• Split one bill between two groups of people
• Comment on any expense when the memory gets fuzzy
• A full edit history, so nothing changes quietly

ADD AN EXPENSE WITH NO NETWORK AT ALL
Waves writes to your phone first and syncs later. A restaurant with no signal, a
flight, a mountain road — none of it stops the ledger.

• Everything works with the network off
• Conflict-safe sync when you come back
• The copy on your device is encrypted at rest
• Sign out and that local copy becomes unreadable

ONE TRIP, FOUR CURRENCIES, NO SPREADSHEET
Set the rate you actually got, once, and every expense on the trip converts the
same way — so the total at the end matches the total you really paid.

• Fix a rate per bill, per person, or per trip
• Trip and per-category budgets that warn before they break
• Attach a place to any expense
• A shared album for the trip's receipts and photos

SCAN IT, OR JUST SAY IT
Point the camera at a receipt and Waves pulls the line items out on the device
itself. Or hold the microphone and say it — "twelve fifty for coffee, split with
Nadia" — and the expense arrives filled in, ready to check before it is saved.

• Receipt scanning that itemises the bill
• Voice capture, several expenses in one breath
• Capture now with no group, file it later
• Keep the photo on your own device if you prefer

SETTLE UP FOR REAL
Waves works out the fewest payments that clear the group, then hands the amount
to your payment app. It never takes custody of your money — the payment happens
between you and your provider.

IN YOUR LANGUAGE
English, Tamil, Hindi and Arabic, with full right-to-left layout.

PRIVATE BY DEFAULT
No advertising. No data sold, ever. No third-party tracking pixels. Receipt
photos can stay on your device or go to your own Google Drive, Dropbox or
OneDrive instead of our servers — you choose, per photo. You can export
everything, and delete your account, from inside the app.

Privacy policy: https://wavs.co.in/en/privacy
Delete your account: https://wavs.co.in/en/delete-account

What’s new

• Voice credits: watch a short ad to earn credits, or go Pro for 100 voice commands a month
• Faster, more compact Settle up
• New Balances view in groups: who pays whom at a glance
• When someone leaves a group, re-split their expenses in one tap
• PDF exports show your name and cleaner labels
• Home tab now always takes you back to the dashboard
• Fixes and polish