Freelancer Money: Cashflow

Golden Application

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About this app

Built for freelancers with irregular income.

Freelancer Money helps you manage an income that arrives in waves — not on a steady payday. Know exactly how much is safe to spend this month, set money aside for taxes automatically, and see how long your cash will last. 100% offline. No account, no ads, no tracking.

WHY FREELANCERS LOVE IT

• Safe-to-Spend — See a clear "safe to spend" number for the month after savings and tax are set aside, so you never overspend in a slow period.
• Tax Pocket — Automatically reserve a percentage of every payment into a tax fund based on your tax period, so tax season is never a surprise.
• Runway — Know how many months your money will last based on your recent average spending.
• Savings % — Set aside a portion of income before you spend the rest.

TRACK EVERY DOLLAR (AND EVERY CURRENCY)

• Log income and expenses in seconds.
• Multi-currency support with manual exchange rates — perfect for freelancers paid by international clients.
• Organize income by source (clients, platforms, gigs) and group expenses by category.
• Recurring transactions for retainers, subscriptions, and regular bills.
• Fast search, sorting, and date grouping with daily income/expense subtotals.

UNDERSTAND YOUR MONEY

• Visual income trends over 3, 6, or 12 months.
• Spending breakdown by category.
• Starting balance and monthly cashflow overview.
• Gentle local reminders to log your income — never miss a payment.

PRIVATE BY DESIGN

• Offline-first: all your data stays on your device.
• No sign-up and no cloud required.
• Optional PIN and biometric app lock to keep your finances private.
• Export and import your data anytime — you stay in control.

MADE FOR THE WAY FREELANCERS REALLY EARN

Whether you're a designer, developer, writer, consultant, photographer, or any independent professional, Freelancer Money turns an unpredictable income into a clear, calm plan. Smooth out the good months and the lean months, plan for taxes, and spend with confidence.

Download Freelancer Money and take control of your freelance cashflow today.

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Freelancer Money is a personal finance tracking tool. It does not provide financial, tax, or investment advice. Some advanced features may require an optional subscription.