WeSpend is completely flipping the script of regular tracking your inflows and outflows and simplified reports. We’re moving away from passive tracking buckets and giving you a comprehensive command center designed to help you track, grow, and secure your total assets, manage real-world risks, build bulletproof financial habits, and ultimately build your own financial fortress.
WeSpend empowers you with full flexibility, cutting-edge automation and powerful AI feature to ensure you spend time on decisions and not tracking.
WHAT MAKES IT DIFFERENT
• AI receipt scanning. Photograph a receipt or a banking app screenshot and get a ready operation, already split by category. You approve, it saves.
• Categories that learn. Correct a merchant once and every future charge lands right.
• Subscriptions found for you. Recurring charges detected automatically, price hikes flagged, monthly total always in sight.
• Real loans, modeled like a bank would: annuity, equal principal, 0% installment, balloon or your own custom type. Full payment schedule, principal and interest split, overdue reminders. Or scan the loan contract and AI fills in the terms.
• Net worth and a Financial Health score: everything you own minus everything you owe, tracked month over month, with concrete tips to improve.
EVERYDAY MONEY
• Budgets that fit real life: monthly caps per category, one-time budgets for a trip, budgets by tag, leftovers that roll over.
• Savings goals with deadlines. Personal debts settled in a tap.
• 50 currencies, fiat and crypto, with live rates and cross-currency transfers.
• CSV and XLSX import from any other app.
• Works offline: log expenses anywhere, they sync when you are back online.
• Home screen widgets: budgets, quick add and AI scan one tap away.
TOGETHER
• Family sharing with three privacy tiers: personal, shared, co-managed. Common budgets and accounts, private personal spending.
PRIVATE BY DESIGN
• Read-only bank access. WeSpend can never move your money.
• App lock: PIN plus fingerprint or face unlock, works offline too.
• EU servers, GDPR compliant. No ads, no tracking, export anytime.
• Privacy mode blurs every amount with one tap.
Questions? info@wespend.app
A tracker shows the past. WeSpend defends your financial future.