BankProfit

5+
Downloads
Content rating
Everyone
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About this app

BankProfit 💶 is a joint project by Dr. Christian Sievi (financial modeling and business management requirements)
https://www.dr-sievi.de/uebersicht/bankprofit/
and Volker Erich Sachs
https://www.sachs-box.de/bank-profit.html
(app development, Java programming) for smartphones and tablets using the Android mobile operating system.

▪️New from BankProfit 💶 2.0:
The download of interest rates 📈📉 from the Deutsche Bundesbank (call money, 1-month, 3-month, 6-month, 1- to 20-year terms) and the calculation after changing the input data for loans are now automatic, without the need to manually initiate a button 😎👍🏻

With the help of the BankProfit 💶 app, the user is able to determine and compare the bank's returns 🏦💰 for a loan offer (interest, repayment, remaining balance, margin in € and % p.a., costs, and profit before and after costs) using the present value market interest rate method, incorporating the current interest rate structure 📈📉 of the Deutsche Bundesbank as a neutral benchmark. 🔎🗒️

BankProfit 💶 is a comparison program for customers! It is based on uniformly set assumptions and uniformly assumed flat-rate cost structures. It is not suitable for use in banks' calculations.

🌟Highlights of the BankProfit app 💶 with the following features:
▪️Comparison program for the customer 😉

▪️Calculation basis: Interest rate structure 📈📉 of the Deutsche Bundesbank for Pfandbriefe (automatically downloaded during input) according to the bank's offer date (coverable portion) and premium for the uncovered portion

▪️Calculation of the margin present value and percentage margin after costs 🧮 and other important loan data such as remaining balance, effective interest rate, etc.

▪️Tips for improving the offer 📝

▪️Day-accurate 📅 repayment plan 📊 with detailed proof of profit calculation 💰💸

▪️Calculation of the subsequent installment after the end of the fixed interest period, assuming the subsequent interest rate

▪️Save 💾, Download 📂 to the archive🗄️ and share 📤 the loan calculations or in HTML and CSV format for printing or as proof to your bank as a basis for negotiating more favorable loan terms.

▪️ No annoying ads or video overlays 🙂

▪️ Look forward to future developments 💡 with new features ⚙️🔧...

⚠️ No liability is assumed for the mathematical accuracy of the calculations and results obtained using the BankProfit 💶 app.

BankProfit 💶 runs equally well on smartphones and tablets📱 running Android 7.0 (= Nougat = Android API 24) or higher with a recommended display resolution of 1920*1080 pixels (full HD).

Have fun with BankProfit 💶
Updated on
Jun 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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What’s new

BankProfit 💶 💡 N E U 💡 Stand So 29.06.2025
2.00 - 2.06 automatisierte Berechnungen und Download Zinssätze

1.56: Berechnungs-Ergebnisse als CSV-Dokument speichern

1.46 - 1.54: kleinere Korrekturen ⚙️🔧
Formatierung Zinssätze auch im EingabeDialog auf 4 Nachkommastellen 🧮

1.44: Aufbereitung der Zinsstruktur-Daten 📈📉

1.42: KontoPlan teilen 📤
- Archiv 🗃️: Laden 📂 und Speichern 💾 von Berechnungen
- Anhebung minimale Android-Version auf 7.0 (Nougat) 🤖

ErstVeröffentlichung 9.02.2025

App support

About the developer
Volker Erich Sachs
enrico.appy@gmail.com
Germany
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