ImmoRendite für Kapitalanleger

Hirschberger & Denschlag

About this app

When buying a property as an investment costs (own share of the purchase price, broker, notary, ...). The sum of these expenses is the capital employed. Usually, after the purchase, additional costs are incurred each month ("Pi times thumbs": loan installment + utilities minus the base rent) until the loan is repaid. At the end of the repayment of the loan, the value of the property represents the assets saved. However, it would have been possible to deposit the capital invested in an account month after month. The taxed yield is exactly the interest (so-called interest rate) with which this account would have to pay interest (tax-free), so that at the end of the account balance corresponds to the value of the property. The taxed return is therefore a return after taxes.

The program takes into account various tax benefits that arise through interest on loans, linear depreciation on wear and tear (so-called AfA), children or renovation costs in the case of monuments. The church tax is Solomonisch with 8.5% expected, this tax is treated as a tax deductible special edition. Unless otherwise stated, the value of the property is set at 20% of the purchase price.

The app offers by the end of 2019 the full range of functions. Subsequently, the additional functions that can be reached under Pro are deactivated.

Data protection: The app only collects data that is necessary to calculate the return after tax. These include, for example the purchase price, the loan, the loan rate and the gross salary. A transfer of data to third parties does not take place. Storage of the data entered by the user on the terminal does not take place beyond the period of use.

What’s new

Version 2.1

Einige Features:
- einfache Handhabung
- Offlinenutzung (App benötigt keine Internetverbindung)
- Prognose des Steueraufkommens
- Prognose des jährlichen Kapitalaufbaus
- Prognose der Jahresrendite auf das eingesetzte Kapital (Methode: interner Zinsfuß)

Datenschutz:
- keine Werbung und keine Datenweitergabe an Dritte
- keine Speicherung der eingegebenen Daten über die Nutzung hinaus