myRAMS

Pepper Money Limited

About this app

myRAMS Mobile Banking is designed to give customers an easy to use, intuitive and secure environment.

• It’s faster, simpler and more consistent.
• Separate BPAY and Payee limits
• Intuitive design means simpler, faster access to key functions
• Check account balances, transactions, account details
• Schedule and manage payments, including BPAY®
• Move money between accounts, Payee or Biller.
• Quick logon 4-digit PIN to logon.
• Manage your settings

Information is current at the time of download and subject to change.

Terms, conditions and eligibility criteria, fees and charges apply. Pepper Money Limited ABN 55 094 317 665 AFSL and Australian Credit Licence 286655 is the servicer of home loans owned by Pepper Finance Corporation Limited ABN 51 094 317 647. For RAMS loans and RAMS deposit accounts closed on or before 31 July 2026: Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Pepper Money Limited also services these accounts. Pepper Money Limited and its subsidiaries use the RAMS trademarks and brands under licence from RAMS Financial Group Pty Ltd. BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

What’s new

We’ve made updates to improve your experience:
- Updated branding to show RAMS loans are now powered by Pepper Money
- Added Pepper Money disclosures and disclaimers
- Removed the option to consent to sharing your data with third parties, as this feature is not available
- Added a consent step for Move Money transactions, requiring you to accept the Terms and Conditions before proceeding