91 reviews
Content rating
Everyone
5K+
Downloads
Content rating
Everyone
Learn more
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About this app

FNBCT Mobile is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.
Here’s what you can do with FNBCT Mobile:
•Set up alerts so you know when your balance drops below a certain amount
•Make payments, whether you’re paying a company or a friend
•Transfer money between your accounts
•Deposit checks in a snap by taking a picture of the front and back
•Reorder your debit card or turn it off if you’ve misplaced it
•View and save your monthly statements
•Find branches and ATMs near you
Secure your account with a 4-digit passcode or biometric on supported devices.
FNBCT Mobile is a free mobile decision-support tool
Updated on
Oct 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Contacts, and App activity
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

91 reviews
Donovan Williams
October 25, 2023
I personally wish the transaction phone notifications when I purchase something would've stayed the same, as I really enjoyed getting a text message with every purchase with the amount I have left within the message. But other than that, I really like the upgrade. Update: zelle was working for me at first but is now not on my app at all
8 people found this review helpful
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William Johnson
January 8, 2024
We are having issues with getting Zelle account activated. don't like system very much. The system is getting better but still need someone to teach people thats not computer savvy to use this system to move and check on they money.
3 people found this review helpful
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Edgar “Jack Viseer” Gonzalez
June 3, 2025
It is an exceptionally awesome app to do banking online. I would recommend it in an eye blink to anyone. I have used it for a long time and I have no regrets. The online banking site is just wonderful but the app hangs up on logging in you up the system sometimes.
3 people found this review helpful
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What’s new

Version 3.39.0 • Bug fixes and performance improvements
Content rating
Everyone
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App support

About the developer
First National Bank Of Central Texas
olb@fnbct.bank
1835 N Valley Mills Dr Waco, TX 76710-2556 United States
+1 254-772-9330