BScash

BSCash

About this app

Positiveizing your company's payments! BScash is a platform for managing payments in a simple, intelligent and secure way. Using its own technology, BScash presents a multilateral and intuitive platform that mediates the entire payment relationship between individuals and legal entities, as well as with institutions in the national financial system. A solution that has arrived to offer agility, control and security in payment transactions. Everything in a 100% digital environment, generating data intelligence. BScash brings all the benefits of the digital era: lower operational costs, more time to focus on your company's growth and greater integration between the HR and Financial sectors. Everything to make your company's financial life simpler, more agile, more digital.
• Corporate digital account;
• Management of remuneration payments for employees and third parties (salaries and bonuses);
• Electronic invoicing;
• Payment to suppliers;
• Transfers;

With BScash, your employee sees an advantage. Through a lightweight, simple and completely intuitive app, BScash users can carry out financial operations, purchases and even withdrawals safely, directly from their cell phone. And whenever you need it, you will be attended to in a humane way.
Everything in the palm of your hand:
• Individual digital account;
• Transfers and deposits;
• Payment of bills;
• Digital withdrawal at Banco24Horas;
• Credit card for purchases on the accredited network;
• Digital recharge of cell phone credits;
• CashBack'S – loyalty program.
• Access to financial services with partner financial institutions, without consulting SPC and Serasa and with special conditions.

Operations with partner financial institutions, with a grace period of up to 45 days, a minimum period of 2 months and a maximum of 4 months to settle the operation, with rates from 2.00% to 10.90% p.m. (maximum of 246.08% p.a.) .

For example:
Requested Value: R$1,000.00
CAC: R$ 25.00
IOF value: R$ 10.95
Amount Financed: R$1,035.95
Grace period: 35 days
Installment: 4 times
Interest Rate: 2.00% A.M. (26.82% p.a.)
Total: 4 Installments of R$ 273.11
Total Effective Cost (CET): 48.40% p.a.
Total Amount Payable: R$1,092.44

*Values ​​are exemplary and may vary according to the credit approval criteria of the partner financial institution.
Conditions subject to change without prior notice.

BScash operates in Payment Intermediation, a solution that solves the pain points of companies that have a workforce with high geographic distribution or high turnover and, therefore, have difficulty opening accounts for these employees.
• Opening accounts with one click, via spreadsheet or ERP file;
• Personalized service and real-time monitoring, from implementation to payment of the first salary or supplier;
• Possibility of issuing paychecks online, directly in the app.
As regulated and authorized by the resolutions of the National Monetary Council (CMN) No. 4,925/2021 and No. 4,935/2021, BScash acts as an electronic platform contracted to act as a banking correspondent for financial institutions authorized to operate by the Central Bank of Brazil – BACEN, offering products and services under the responsibility of the contracting institution. All credit operations offered strictly follow current Brazilian legislation and the rules of regulatory bodies.
BScash acts as BANK CORRESPONDENT for the institutions: BMP MONEY PLUS SOCIEDADE DE CRÉDITO DIRETO S.A. and CARTOS SOCIEDADE DE CRÉDITO DIRETO S.A, both financial institutions authorized and supervised by the Central Bank of Brazil – BACEN.
Privacy policy: bscash.com.br/politica-de-privacidade/
BS Institution of Payment S.A. (BScash). CNPJ: 40.994.589/0001-05 | Av. Desembargador Moreira, 1300, Sala 1307, Torre Sul, BS Design Corporate Towers - Aldeota, Fortaleza - CE, 60170-002.