CLT ou PJ - Qual escolher?

Paulo Stracci

Contains adsIn-app purchases

About this app

⚠️ GOVERNMENTAL NON-AFFILIATION NOTICE: This app is an independent simulation tool and does not represent a government entity. We have no affiliation with the Federal Government, Federal Revenue Service, INSS (Brazilian Social Security Institute), or any public body. All information and calculations are based on public data and current legislation, intended exclusively for informational and educational purposes.

CLT vs PJ - Discover Which Option is More Advantageous for You!

Are you undecided between accepting a CLT (Consolidation of Labor Laws) or PJ (Legal Entity) offer? Have you received a job offer and don't know which tax regime is more profitable? CLT vs PJ is the financial simulator you need to make the right decision!

🎯 WHO IS THIS APP FOR?

Professionals who have received a PJ (Legal Entity) job offer

CLT employees considering migrating to PJ

Freelancers evaluating formalization

Consultants and service providers

💰 WHAT DOES THE APP DO? Complete financial analysis considering the main factors of each employment regime:

📊 CLT SIMULATION: Gross/net salary, INSS (Brazilian Social Security), IRRF (Brazilian Income Tax Withholding), Food/Meal Allowance, Health Plan, Transportation Allowance, 13th-month salary, Vacation pay, and FGTS (Brazilian Severance Indemnity Fund).

📈 PJ SIMULATION: Revenue, estimated taxes (Simples Nacional - Brazilian simplified tax regime), accountant costs, health plan, private pension, and operational expenses.

🎁 FEATURES:

Calculations based on current legislation (2024/2025)

Modern and intuitive interface

Side-by-side comparison (Cost-Benefit)

Detailed result with real net balance

Results sharing

💡 WHY USE IT? Make decisions based on real data. Often, a PJ salary that seems higher may be less advantageous after taxes and the absence of benefits. Our app helps you visualize this difference in seconds.

⚡ QUICK DECISIONS: In less than 5 minutes you have a complete financial projection to support your salary negotiation.

⚠️ DISCLAIMER: This tool is a simulator and is intended for informational purposes only. The results presented are estimates based on the information entered by the user. This application does not replace and should not be interpreted as financial, accounting, tax or legal advice. Tax laws are complex and may change. We recommend consulting an accountant or qualified professional before making any professional decisions.

🔗 INFORMATION SOURCES AND REFERENCES: The tax calculations and rules used in this app are based on public data made available by official Brazilian agencies. You can check the original legislation at the links below:

Income Tax (IRPF): https://www.gov.br/receitafederal/pt-br/assuntos/orientacao-tributaria/tributos/irpf-imposto-de-renda-pessoa-fisica

INSS Contribution Table: https://www.gov.br/inss/pt-br/direitos-e-deveres/inscricao-e-contribuicao/tabela-de-contribuicao-mensal

Labor Legislation (CLT): http://www.planalto.gov.br/ccivil_03/decreto-lei/del5452.htm

FGTS Rules: https://www.caixa.gov.br/beneficios-trabalhador/fgts/

Simples Nacional (Complementary Law 123): http://www.planalto.gov.br/ccivil_03/leis/lcp/lcp123.htm