Trilho is your Brazilian financial assistant — the financial control app where the number MATCHES: the balance matches the statement down to the cent, the credit card is treated the way Brazilians use it, and the arrival of each number is calculated 100% on your cell phone.
THE NUMBER THAT MATCHES:
• Two lenses, always labeled: "Account Movement" (In, Out, Remaining — as in the statement) and "Monthly Expenses (includes card)". Credit card purchases don't work like magic: the money only "leaves" when the bill is paid.
• Daily verification: each day on the list adds up with the bank statement.
• Real cards: month-by-month bills, partial payment for the remaining amount, installments, and Coverage — does your balance cover the bills to come?
AN ASSISTANT THAT SHOWS THE BILL:
The Trilho Assistant runs entirely on your device: month-end closing forecast, "Free to spend," where to save, when you'll be free of installments. And each answer has a "How I calculated" button — the bill is transparent, auditable, without any hidden details. None of your questions leave your phone.
And it doesn't just answer: it ENTERS. Say or write "I spent 80 reais at the supermarket on debit" and the Assistant creates the transaction ready — you check it on the usual screen and save it with a tap. Voice recognition is from Android itself, and the app doesn't record, save, or send audio: only the text it returns.
MADE FOR YOUR DAY:
• Optional local reminders: closing bill, due bill, daily transactions — you choose the types and time.
• Home screen widget with the month's transactions.
• Quick launch: by voice or typed phrase, remembered account, ready-to-use keyboard for the amount, most used categories at one touch.
• Import of CSV and OFX statements with duplicate detection; PIX receipt by sharing.
• Automatic rotating backup + export of your data in CSV whenever you want.
• Hidden mode (eye icon) for amounts, biometric/PIN lock and app thumbnail protection.
VERIFIABLE PRIVACY:
Your financial data stays 100% on your phone. No login, no registration, no mandatory cloud. The app works offline and never sends transactions, amounts, accounts or categories to servers.
Don't believe it: test it. Turn on airplane mode and use the app — launch, check, calculate, everything continues to work. It's the test that separates "your data is yours" from advertising.
• No collection of financial data — we don't even have access to it
• No ads, no credit sales: Trilho doesn't earn anything from your debt
• Optional aggregated technical telemetry (without financial data), can be turned off at any time
• Your data is yours: export everything (CSV and backup) whenever you want
NEW NAME: FINANCEAI BECOMES TRILHO:
This is the same app that used to be called FinanceAI. Those who already have it installed don't need to do anything: the change will arrive in a normal update, with data, backups, and reminders intact — only the name and icon will change.
Trilho is a path with direction: the path is ours, you are the driver.
STAGE: CLOSED TEST:
Trilho is in closed testing, with a small group that uses the app every day and reports what breaks. The open launch is in September 2026, by subscription — prices are announced before any charges are made.
Feedback: contato@financeai.com.br
COMPLIANCE:
Trilho is a personal financial management tool. It does not handle money, offer credit, investments, or banking services—it does not require licenses from the Central Bank. You continue using your regular bank; Trilho helps you understand and make decisions.
Privacy Policy: https://financeai.com.br/privacy
The app where your balance matches your statement — and your data never leaves your phone.