LVS Brasil Cred

lvs brasil cred

About this app

The LVS app was developed to facilitate access to credit and provide its users with greater financial control.

With a simple and secure experience, you can:

* Apply for credit directly through the app;

* Track active contracts;

* Check outstanding installments;

* Generate a Pix key for installment payments;

* Track your transaction history;

* Manage your financial obligations in one place.

Security and Transparency

LVS BRASIL CRED LTDA acts as a credit facilitator, connecting users to partners responsible for the analysis, formalization, and operation of financial transactions.

All requests are subject to registration analysis, document validation, fraud prevention procedures, identity verification (KYC), and credit assessment.

Financial conditions are defined individually according to the profile, history, and analysis criteria applicable to each user.

Important

* Available only to those over 18 years of age;

* Valid CPF required;

* Subject to credit analysis and registration approval;

* Conditions may vary according to the client's profile.

Credit Information

Minimum payment term: 6 monthly installments

Maximum payment term: 18 monthly installments

Maximum annual rate (APR): up to 430%.

The interest rate applied to the transaction is defined individually according to the credit analysis and the client's risk profile. Currently, approved transactions usually have rates around 13.9% per month, which may vary higher or lower according to internal credit analysis criteria.

Representative Example

The examples below are for illustrative purposes only and were calculated using a representative rate. The conditions actually offered, including interest rate, CET, IOF, installment amount and total transaction value, may vary according to the credit analysis performed for each client.

Example 1

Amount requested: R$ 600.00

Term: 6 monthly installments

Approximate installment amount: R$ 183.40

Approximate total amount: R$ 1,100.40

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Example 2

Amount requested: R$ 1,000.00

Term: 12 monthly installments

Approximate installment amount: R$ 222.33

Approximate total amount: R$ 2,668.00

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Transactions may include IOF (Tax on Financial Operations) and other applicable financial charges.

Before contracting, the application presents the user with all the conditions of the transaction, including:

* Amount requested;

* Number of installments;

* Value of each installment;

* Total transaction amount;

* Interest rate applied;

* Total Effective Cost (CET); * IOF (Tax on Financial Operations) and other applicable charges;

* Payment schedule.

The formalization of the transaction only occurs after the presentation of this information and the acceptance of the proposal by the user through the Bank Credit Note (CCB).

What’s new

Bem-vindo à LVS Brasil Cred.
Fizemos alguns ajustes e melhorias nesta versão para tornar sua experiência LVS Brasil Cred ainda mais agradável.