Your money, finally on your side.
Monify is a personal finance organizer for those tired of spreadsheets and apps that just pile up numbers. Here you talk to Mony, your financial co-pilot, and understand what's happening with your money — without judgment and without difficult terminology.
BREAK IN SECONDS
Record income and expenses by category. Mark what repeats every month and the app automatically projects the following months.
CARD AND INSTALLMENTS THE WAY THEY WORK IN BRAZIL
Card purchases appear on the bill, not on the day of purchase. You indicate when the card closes and expires, and each purchase is added to the correct bill. In the middle of an installment plan? Tell us which installment you're on — the rest takes care of itself.
ONE BALANCE ON EVERY SCREEN
Dashboard, Transactions, and Cash Flow are all tracked the same way. The number on the home screen is the same one Mony uses to respond.
FORWARD-LOOKING CASH FLOW
See if the month ends in the black or in the red before it's over. When it ends in the negative, the app shows the main cause and what can be adjusted.
TALK TO MONY
"How am I doing this month?" · "Can I buy this?" · "Where am I overspending?" · "What if I postpone this purchase?"
Mony responds with her numbers — and says she doesn't know when she doesn't know.
REAL GOALS
Define a goal, a deadline, and how much you can save per month. No medals, no streak to maintain, no points. Goals here are tools, not games.
TOGETHER MODE
Couples or families organizing together, each person submitting from their own phone.
PRIVACY TAKEN SERIOUSLY
No Google Analytics. No Meta Pixel. No data sales. No ads. You export everything that's yours whenever you want and delete the account through the app itself.
Monify organizes what you track. It doesn't move, lend, or invest your money, and it never recommends a specific investment.
Free to use. The Pro plan unlocks unlimited goals, projections, and conversations with Monify.
Your money, finally on your side. Control your spending, cards, and goals.