Simulador Portabilidade de Emp

MRS Aplicativos

About this app

Make the calculations and see the advantages and contact us that we will assist in the hiring. We advise you to make the best deal, you can save the value of a bicycle, even a zero car in the sum of the installments, make the calculations with the application and see.

This App is useful for Federal, State and Municipal servants who have payroll loan debts and want to see the situation of these debts and check the possibilities of reducing rates and possible change.

Reduce your interest rates, pay a smaller installment, see what your new installment and savings will be using the Payroll Loan Portability Simulator App.
With portability you can negotiate your desired rate, which today varies from 0.70%. Make a simulation with the rate desired by you and see the possibilities you will have. See the link below for the average rate charged by banks.

https://www.bcb.gov.br/estatisticas/reporttxjuros?path=conteudo%2Ftxcred%2FReports%2FTaxasCredito-Consolidadas-porAnnual Fees.rdl&name=Pessoa%20F%C3%ADsica%20-%20Cr%C3%A9dito%20p % 20consigned% 20p% C3% Public & parameters = person type: 1; modality: 220; charge: 101 & displaysparameters = false & displays_page = false

With the data in hand, look for a bank or financial institution to negotiate your loans and you will have negotiation power with the information in hand.

With the information available on paychecks or payroll channels, it is possible to calculate the approximate debit balance of your debts and make a projection as you would with portability.

With this APP you will be able to verify;
1- the debit balance of your debts at the current time;
2- Check the interest rate you are paying;
3- Suggested or negotiated rate for portability;
4- Reduction you will have in the parcels after portability;
5- Total in the Reduction of the sums of all parcels;
6- Guidance on how to get the data to perform the calculations.
(through the payrolls of each paying entity there are the data of the contracted loans and with these data and the application you do the calculation and check the possibility of reduction, then look for a bank to negotiate portability).
7- We have a channel for assistance make the simulation and contact us through the channels available in the Application.
8- The application has the functionality to save several contracts and demonstrate your total debt balance and demonstrate the total that can be contracted with your total margin
and the possible change.

The application will present the possibilities of reduction in the installments, in the total to be paid and also the change that you can contract using the maximum installments that the agreement is able to contract.
It turns out that even if you have no margin, with portability you can start having and still get a change.