SuperSim

Emprestim

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About this app

Apply for your 100% online personal loan, without collateral and without bureaucracy. Registration takes only a few minutes, credit evaluation is done instantly, and if the proposal is approved, the money is deposited via Pix — directly and exclusively into the account of the CPF holder, an extra layer of security against fraud.
HOW IT WORKS

Register with your personal data.
Receive your credit evaluation in a few minutes.
If approved, choose the amount and the number of installments.
Sign the digital contract and receive via Pix.
All requests are subject to credit analysis. Approval is not guaranteed and conditions vary according to each client's profile.

LOAN CONDITIONS
• Payment term: minimum of 3 months and maximum of 14 months.

• Interest rate: from 12.5% ​​per month (310.99% per year) to 19.9% ​​per month (819% per year) — maximum annual percentage rate (APR): 819% per year.
• Total Effective Cost (CET): from 12.82% per month (325.31% per year).
• Registration fee: from R$ 19 to R$ 150.
• When requesting a quote, the interest rate used, the fee, the tax (IOF), and the CET are displayed before contracting.

REPRESENTATIVE EXAMPLE
A loan of R$ 1,000 over 12 months with an interest rate of 12.5% ​​per month (310.99% per year) will have installments of R$ 175.72 — total paid of R$ 2,108.64 — and an Effective Annual Rate (CET) of 12.9% per month (325.31% per year). The CET includes the interest, fees, and taxes of the transaction.

ABOUT US
This application is operated by Emprestim (emprestimo.com.br), authorized by SuperSim. SuperSim is not a financial institution: it acts as a banking correspondent, under the terms of Resolution No. 3,954 of the Central Bank of Brazil, of BMP Sociedade de Crédito Direto S.A. (CNPJ 34.337.707/0001-00), Socinal S.A. – Crédito, Financiamento e Investimento (CNPJ 03.881.423/0001-56) and Celcoin Sociedade de Crédito Direto S.A. (CNPJ 48.632.754/0001-90).
SECURITY AND PRIVACY
Your data is processed in accordance with the LGPD and SuperSim's Privacy Policy: https://www.supersim.com.br/termos/privacidade/
Questions? Contact us at supersim.com.br/contato.